Shramashakthi Special Women's Scheme

Description
The "Shramashakthi Special Women's Scheme" was launched by the Minorities Welfare Department, Government of Karnataka, and implemented by the Karnataka Minorities Development Corporation. This is a special scheme for the economic empowerment of widowed, divorced, unmarried women of the minority community. Under this scheme, ₹25,000/- loan and ₹25,000/- subsidy will be provided to undertake various economic activities.

Benefits
• A total of ₹50,000/- is provided, comprising ₹25,000/- as a loan and ₹25,000/- as a subsidy.

Eligibility Criteria
1. The applicant should be a female.
2. The applicant should be a widowed, divorced, unmarried woman.
3. The applicant should belong to a religious minority community as defined in the Government Order.
4. The applicant should be a permanent resident of Karnataka.
5. The applicant's age should be between 18 to 55 years.
6. The annual family income of the applicant from all sources should be below ₹3,50,000/-.
7. The applicant's family member should not be a State/Central Government employee.
8. The applicant or family members should not have availed of benefits under any other scheme (Excluding the Arivu Scheme) of the KMDCL in the last 5 years.

Application Process
Step 1: Step-01: Applicant need to visits the Karnataka Minorities Development Corporation official website.
Step-02: Click "Apply Online" and Enter "Mobile Number" and "Submit".
Step-03: Enter "Aadhaar Number" Fill in the "Captcha" and Select "Next".
Ste…
Online

Step-01: Applicant need to visits the Karnataka Minorities Development Corporation official website.
Step-02: Click "Apply Online" and Enter "Mobile Number" and "Submit".
Step-03: Enter "Aadhaar Number" Fill in the "Captcha" and Select "Next".
Step-04: Applicant will get OTP in his/her Aadhaar Linked Mobile Number.
Step-05: Enter "OTP" and select "Continue", After that Allow the official notice.
Step-06: After verifying the Aadhaar again fill in the "OTP" and Submit.
Step-07: Select the scheme "Sikhligar’s Community Development Scheme" and fill in the basic details father's name, gender, qualification detail
Step-08: Select "Next" Fill in the address detail and again select "Next".
Step-09: Upload the required document passport-size photo, educational document, income certificate, etc.
Step-10: Click "Proceed" and Select "Submit Application" and get an Application ID.

Required Documents
• Project Report.
• Caste/Minority Certificate (issued by the competent authority).
• Income Certificate (issued by the competent authority).
• Copy of Aadhaar as Residential Proof.
• Copy of Bank Passbook.
• Self-Declaration Form from Surety.
• Self-Declaration Form.

Frequently Asked Questions
Q: What is this scheme about?
A: This scheme provides financial assistance to minority women for economic activities.

Q: Who can apply for this scheme?
A: Widowed, divorced, and unmarried minority women aged 18-55 from Karnataka.

Q: What is the financial assistance provided?
A: [?]25,000/- loan and [?]25,000/- subsidy.

Q: What documents are needed for the application?
A: Project report, caste/minority certificate, income certificate, Aadhaar card, bank passbook, and self-declaration forms.

Q: How do I apply for the scheme?
A: Applications can be submitted at KMDCL's official website online.

Q: Can I apply if I work for the government?
A: No, applicants or their family members should not be government employees.

Q: Can I reapply if I received benefits from KMDCL before?
A: No, you cannot apply if you have availed benefits from KMDCL in the last 5 years, except for the Arivu Education Loan Scheme.

Q: Is a guarantor required for the loan?
A: Yes, a surety is needed for the loan application.

Q: What is the purpose of the subsidy?
A: The subsidy helps reduce the financial burden of starting an economic activity.

Q: Is there any application fee?
A: No, recently no mention of any fee for more information check with KMDCL website.