Mukhyamantri Vidwa Evam Ekal Naari Awas Yojana

Description
The "Mukhyamantri Vidwa Evam Ekal Naari Awas Yojana" was launched by the Department of Social Justice and Empowerment, Government of Himachal Pradesh. The scheme aims to provide financial grants for the construction of houses to economically weak widows and single women. Under this scheme, eligible applicants, who are permanent residents of the state will receive financial assistance for constructing a house.

Definitions
Definition 1
Widow” means one whose husband has died and has not remarried.
(Source: http://esomsa.hp.gov.in/sites/default/files/PDF/Scheme%20Mukhyamantri%20Vidwa%20Evam%20Ekal%20Naari%20Awas%20Yojana.pdf)

Definition 2
Single woman" means a woman (aged 40 years or more), whose husband has been missing for the last seven years, who is unmarried, living separately from her husband or who is currently living with her parents. Be. Apart from this, the Chief Minister of HP will be acceptable for providing age relaxation.
(Source: http://esomsa.hp.gov.in/sites/default/files/PDF/Scheme%20Mukhyamantri%20Vidwa%20Evam%20Ekal%20Naari%20Awas%20Yojana.pdf)

Definition 3
Family” means mother/father, adult/minor son, unmarried daughters whose name is registered with the applicant in the ration card and will come under the ambit of the family.
(Source: http://esomsa.hp.gov.in/sites/default/files/PDF/Scheme%20Mukhyamantri%20Vidwa%20Evam%20Ekal%20Naari%20Awas%20Yojana.pdf)

Benefits
• An assistance amount of ₹1,50,000/- will be given for the construction of the house.

Eligibility Criteria
1. A widow or a single woman should be a permanent resident of Himachal Pradesh.
2. The single woman's age should be 40 years or above.
3. The applicant should not have a private residence or house in a dilapidated condition.
4. The applicant's annual family income from all sources does not exceed ₹3,00,000/-.
5. The applicant should have at least 02 Biswa of land registered in the revenue records for construction of house or in whose favor land has been made available by the government.
6. The applicant's family should not receive government assistance for the construction of a house, or the accommodation has not been approved under any other scheme.
7. The grant amount will be approved only once in 10 years provided that the house has not been destroyed due to a natural disaster.
8. Preference will be given to widows and single women on the basis of the following preference: -
9. - Whose houses were destroyed due to natural calamities like fire, flood, earthquake, etc
10. - Suffers from more than 40 percent disability.
11. - All other eligible candidates.
12. <br>

Application Process
Step 1: Step 1: The interested applicant downloads the application form Annexure-1.
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Step 1: The interested applicant downloads the application form Annexure-1.

Step 2: Step 2: In the application form, fill in all the mandatory fields, and attach copies of all the mandatory documents (self-attest, if required).
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Step 2: In the application form, fill in all the mandatory fields, and attach copies of all the mandatory documents (self-attest, if required).

Step 3: Step 3: Submit the duly filled and signed application form along with the documents to the Chief Minister / Chief Minister's office.
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Step 3: Submit the duly filled and signed application form along with the documents to the Chief Minister / Chief Minister's office.

Step 4: Step 4: Request a receipt (Annexure-3) or acknowledgment from the Chief Minister / Chief Minister's office to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and …
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Before payment of the grant amount, the beneficiary will have to give an undertaking on the prescribed form Annexure-4.

Required Documents
• Widow/Single Women Certificate (issued by an authorized officer).
• Annual Income Certificate (issued by an authorized officer).
• Ownership Rights Certificate (issued by the competent authority as per Annexure-2 regarding the ownership rights of the applicant over the land on which the house is to be constructed).
• No Objection Certificate (issued by the Panchayat Secretary/Urban Secretary that the applicant has not received assistance for housing construction from any other department).
• Permanent Resident Certificate of Himachal (issued by an authorized officer).
• Copy of Aadhaar Card.
• Copy of Bank Account Passbook.
• Undertaking Form.

Frequently Asked Questions
Q: Who is eligible for the scheme?
A: Widows or single women who are permanent residents of Himachal Pradesh and meet specific income and housing criteria.

Q: What is the annual family income limit for eligibility?
A: The annual family income should not exceed [?]3,00,000.

Q: How much land is required to be eligible for the scheme?
A: At least 02 Biswa of land registered in the revenue records or land provided by the government.

Q: How often can a beneficiary receive the grant?
A: The grant can be approved only once in 10 years, except in cases of natural disasters.

Q: What is the minimum plinth area required for the house?
A: The house should have a minimum plinth area of 180 square feet.

Q: Who is responsible for scrutinizing and forwarding the applications?
A: The Chief Minister's office forwards applications to the concerned district officials for further processing.

Q: What is the role of the Tehsil Welfare Officer?
A: The Tehsil Welfare Officer verifies applications, ensures required documents are attached, and inspects housing construction.

Q: How is the grant amount disbursed?
A: The grant is paid in two equal installments into the beneficiary's savings account.

Q: What is required for the release of the second installment?
A: Completion of roofing work and construction of a toilet, along with submission of a work completion certificate.

Q: Can the grant amount be used for purposes other than house construction?
A: No, misuse of the assistance amount will lead to recovery of funds with interest.

Q: What happens if the beneficiary dies after approval?
A: The sanctioned amount and the remaining installment will be paid to the legal heir following scheme rules.

Q: Can the constructed house be sold or transferred?
A: The house cannot be sold or transferred for ten years after construction.

Q: What inspections are required during the housing construction process?
A: Regular inspections by the Tehsil Welfare Officer and a 10 percent inspection by the District Welfare Officer are mandated.