Individual loaning scheme: Haryana Women Development Corporation

Description
The scheme "Individual Loaning Scheme" by the Haryana Women Development Corporation, Government of Haryana, aims to provide financial assistance to women for economically viable projects. Through this scheme, subsidies and loans are provided to eligible women for projects costing. The scheme is implemented by the Haryana Women Development Corporation.

Benefits
• 1. Financial Assistance: For economically viable projects, the total cost of which should not exceed ₹1,50,000/-.
• 2. Subsidy:
• 25% (subject to a maximum of ₹10,000/-) for other categories.
• 25% (subject to a maximum of ₹25,000/-) for Scheduled Caste (SC) Categories.
• Earlier, the subsidy was only 10% (subject to a maximum of ₹5,000/-) for all categories.
• 3. Beneficiary Share: 10% of the project cost.
• 4. Balance Loan Amount: Provided by commercial/nationalised banks.

Eligibility Criteria
1. The applicant must be female.
2. The applicant must require a loan for a project not exceeding ₹1,50,000/-.
3. The applicant's annual income must be less than ₹1,50,000/- per annum.
4. The applicant's spouse or parents are not income tax payees.
5. The age of the prospective beneficiary should be between 18 and 60 years at the time of applying for the loan.
6. <br>

Application Process
Step 1: The eligible applicant may visit the nearest Atal Seva Kendra with all the required documents to apply for the scheme.
Online - via CSC

The eligible applicant may visit the nearest Atal Seva Kendra with all the required documents to apply for the scheme.

Required Documents
• Parivar Pehchan Patra Number
• Residence Proof (Ration Card/Parivar Pehchan Patra (PPP)/Family ID)
• Affidavit Of Annual Income
• Cast Certificate

Frequently Asked Questions
Q: What is the objective of the scheme?
A: The scheme aims to assist women for economically viable projects.
<br>

Q: Is this scheme only for residents of Haryana?
A: Yes, the scheme is offered by the Government of Haryana,
<br>

Q: Do I need to be a part of a specific group or organization to apply?
A: The scheme is for individual women requiring a loan.
<br>

Q: If my spouse is an income tax payee, am I still eligible?
A: No, if your spouse is an income taxpayer, you are not eligible for assistance.
<br>

Q: How is the 10% beneficiary share to be paid?
A: The beneficiary share is 10%, and the balance loan amount comes from commercial/nationalised banks.
<br>

Q: If I have an issue with my application, whom should I contact?
A: You can contact the Helpline at 0172-3968400 or email [email protected].
<br>

Q: Can I get a physical application form from the Atal Seva Kendra (CSC)?
A: The document mentions Atal Seva Kendra (CSC) Service Charges, implying interaction with this centre.
<br>

Q: Are there any provisions for women above 60 years of age?
A: No, the age of the prospective beneficiary should be between 18-60 years.
<br>

Q: Is the scheme open to all female residents, or are there specific demographics?
A: The scheme is open to female residents of Haryana whose annual income does not exceed ₹1.50 lac and whose spouse/parents are not income tax payers.
<br>

Q: Are there any specific banks I need to approach for the balance loan amount?
A: The balance loan amount comes from commercial/nationalised banks.
<br>

Q: Can I submit a photo ID other than the ones listed for residence proof?
A: The listed residence proofs are Ration Card, Parivar Pehchan Patra (PPP), or Family ID.
<br>