Banglar Awaas Yojana (BAY)

The applicant must be an Indian citizen, enlisted in the Permanent Waiting List (PWL) based on SECC 2011 data, and should be a houseless household or living in a kutcha or dilapidated house.

The scheme provides financial assistance of [?]130,000 per house, paid in three installments: [?]60,000/- in the first installment, [?]60,000/- in the second, and [?]10,000/- in the third.

The financial assistance is directly credited to the beneficiary's bank account in three separate installments based on the construction progress.

In addition to financial assistance, beneficiaries are entitled to wages for 95 unskilled mandays under MGNREGS and assistance for constructing a toilet under Mission Nirmal Bangla Prakalpa, if eligible.

Applicants can check the Permanent Waiting List on the official website of MoRD (www.pmayg.nic.in) to verify their eligibility.

No, there is no deadline for applying since allocation is based on the Permanent Waiting List. Beneficiaries are selected and assisted based on the list each financial year.

Yes, beneficiaries who are enlisted in the BLS 2012 can receive assistance for constructing a toilet under the Mission Nirmal Bangla Prakalpa.

Yes, beneficiaries are entitled to 95 unskilled mandays under MGNREGS for labor-related work during the construction process.

The government allocates houses based on the Permanent Waiting List created from the SECC 2011 data. Beneficiaries are selected every financial year depending on the availability of houses and the priority criteria.