Banglar Awaas Yojana (BAY)

Description
Banglar Awaas Yojana BAY is a housing scheme aimed at providing a pucca house minimum 25 sq mt floor area to houseless households and those residing in kutcha or dilapidated houses. Launched by the Ministry of Rural Development MoRD , GOI in FY 2016-17, the scheme offers assistance of ₹130,000/- per house, distributed in three installments. The Central and State Government share the cost in a 60:40 ratio. Eligible beneficiaries also receive wages for unskilled labor and assistance for constructing toilets under "Mission Nirmal Bangla Prakalpa". The assistance is credited directly to the bank account of the beneficiary.

Exclusions
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Benefits
• **Financial Assistance:** Beneficiaries receive ₹1,30,000/- per house, credited in three installments (1st installment: ₹60,000/-; 2nd installment: ₹60,000/-; 3rd installment: ₹10,000/-). - **Wage Support:** Beneficiaries are entitled to 95 unskilled mandays of wages under the Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS). - **Assistance for Toilet Construction:** Eligible beneficiaries enlisted in the BLS 2012 receive additional support for constructing toilets under &amp;quot;Mission Nirmal Bangla Prakalpa&amp;quot;.

Eligibility Criteria
1. The applicant must be an Indian citizen.
2. The applicant must be enlisted in the Permanent Waiting List (PWL) based on SECC 2011 data.
3. The applicant must be from a houseless household or living in a kutcha or dilapidated house.

Required Documents
• Proof of Residence.
• Bank Account Details.
• ANy other documents (if required).

Frequently Asked Questions
Q: What is "Banglar Awaas Yojana"?
A: "Banglar Awaas Yojana" is a housing scheme that provides pucca houses with a minimum floor area of 25 sq mt and a hygienic cooking space to houseless households and those living in kutcha or dilapidated houses.

Q: Who is eligible for "Banglar Awaas Yojana"?
A: The applicant must be an Indian citizen, enlisted in the Permanent Waiting List (PWL) based on SECC 2011 data, and should be a houseless household or living in a kutcha or dilapidated house.

Q: How much financial assistance is provided under the Banglar Awaas Yojana?
A: The scheme provides financial assistance of [?]130,000 per house, paid in three installments: [?]60,000/- in the first installment, [?]60,000/- in the second, and [?]10,000/- in the third.

Q: How is the financial assistance paid to beneficiaries?
A: The financial assistance is directly credited to the beneficiary's bank account in three separate installments based on the construction progress.

Q: What other benefits are available under this scheme?
A: In addition to financial assistance, beneficiaries are entitled to wages for 95 unskilled mandays under MGNREGS and assistance for constructing a toilet under Mission Nirmal Bangla Prakalpa, if eligible.

Q: How can an applicant check if they are listed in the Permanent Waiting List?
A: Applicants can check the Permanent Waiting List on the official website of MoRD (www.pmayg.nic.in) to verify their eligibility.

Q: Is there any deadline to apply for the scheme?
A: No, there is no deadline for applying since allocation is based on the Permanent Waiting List. Beneficiaries are selected and assisted based on the list each financial year.

Q: Can an applicant receive assistance for building a toilet under this scheme?
A: Yes, beneficiaries who are enlisted in the BLS 2012 can receive assistance for constructing a toilet under the Mission Nirmal Bangla Prakalpa.

Q: Is there any wage support provided to beneficiaries under this scheme?
A: Yes, beneficiaries are entitled to 95 unskilled mandays under MGNREGS for labor-related work during the construction process.

Q: How does the government allocate houses to beneficiaries?
A: The government allocates houses based on the Permanent Waiting List created from the SECC 2011 data. Beneficiaries are selected every financial year depending on the availability of houses and the priority criteria.