Assistance for Purchase of House (HBOCWWB)

Description
The scheme “Assistance for Purchase of House” is implemented by the Haryana Building and Other Construction Workers Welfare Board HBOCWWB , Labour Department, Government of Haryana. Under this scheme, interest free loan is provided to registered construction workers, who have minimum five year’s regular membership, for purchase or construction of their houses. This facility is available once in lifetime.

Benefits
• Under this scheme, an interest-free loan of up to ₹2,00,000/- is provided to registered construction workers for the purchase or construction of their houses.
• **Note:** The Board will provide financial assistance in the shape of interest compensation upto ₹1,00,000/- through banks to the construction workers, who are beneficiaries of Pradhan Mantri Awaas Yojana for the construction of a house.

Eligibility Criteria
1. The applicant should be registered under the Haryana Building & Other Construction Workers Welfare Board.
2. The registered worker should have regular membership for at least 5 years and 8 years are left to attain the age of 60 years.
3. The maximum age of the worker should be 52 years. So that he/she can repay the loan in the next 8 years.
4. This facility will be available once in a lifetime.
5. The application frequency is limited to once.

Required Documents
• Identity proof i.e. Aadhaar Card, Voter Card
• Passport-size photograph
• Attested work experience document
• Proof of residence
• Ration Card
• Bank account details
• Caste Certificate (If applicable)
• Proof of age
• Parivar Pehchan Patra (Family ID)
• Disability certificate (If applicable)
• Any other documents as required
• Identity proof/ID Card of Worker
• Location Certificate
• Land tax receipt
• Original document
• Plan and estimate (approved)
• Encumbrance Certificate of 14 years
• Terminal benefit declaration
• Attested copy of ration card (pages 2,4) for maintenance application
• Ownership of the building (for maintenance only)
• Attested copies of identity card and passbook
• Title clearance certificate
• Age certificate of the building (for maintenance only)
• Valuation certificate of the building (for maintenance only)
• No objection certificate from the authorities for construction
• Declaration from the applicant that neither he/she/ nor his/her spouse or children own a house (for new construction)
• Any other documents as required

Frequently Asked Questions
Q: What are the benefits of the scheme?
A: Registered construction workers can avail of interest-free loans of up to [?]2,00,000/- for the purchase or construction of their houses.

Q: Is there any additional financial assistance available for beneficiaries of the Pradhan Mantri Awaas Yojana (PMAY)?
A: Yes, beneficiaries of PMAY can receive additional financial assistance in the form of interest compensation of up to [?]1,00,000/- through banks for house construction.

Q: Who is eligible to apply for this scheme?
A: Applicants must be registered under the Haryana Building & Other Construction Workers Welfare Board and have regular membership for at least 5 years with 8 years left to attain the age of 60 years.

Q: What is the maximum age limit for eligibility?
A: The maximum age of the worker should be 52 years to ensure repayment of the loan within the next 8 years.

Q: How many times can a worker avail of this facility?
A: This facility is available once in a lifetime to registered construction workers.

Q: How can a construction worker register under HBOCWWB?
A: Construction workers can register by visiting the Official Website of the Labour Department Haryana.

Q: Where can applicants apply for the scheme?
A: Applicants can apply for the scheme through the Official Portal - Antyodaya-SARAL Portal.

Q: What is the repayment period for the loan?
A: The loan must be repaid within 8 years from the date of disbursement.

Q: Can applicants apply for the scheme multiple times?
A: No, the application frequency is limited to once per registered worker's lifetime.

Q: Is there any provision for continuation of the loan after the death of the applicant?
A: No continuation after death.

Q: Is there any registration fee required when registering under HBOCWWB?
A: Registration fee [?]25/- once in a life-time and [?]5/- per month ([?]60/- P.A.) as subscription fee shall be paid to the Board by the beneficiary.