Andaman & Nicobar Islands Scheme for Health Insurance

Individuals belonging to Below Poverty Level (BPL), Government pensioners of A&N Administration who settled in the islands after retirement with their dependent family members, and permanent residents with a family annual income below [?]3.00 Lakhs are eligible.

The scheme provides cashless medical treatment up to [?]5 Lakhs per patient per illness, including both indoor and outdoor treatments. It also covers travel expenses for patients and one attendant, with provisions for flight reimbursement in critical cases.

Patients and one attendant are entitled to reimbursement of travel expenses (bunk class fare) if they need to travel for medical treatment. In critical cases requiring air travel, the air ticket expenses for the patient and one attendant are reimbursed.

Yes.

Step 1: Eligible patients complete codal formalities at the Nodal Cell (ANISHI). Step 2: Patients are referred by specialists at GB Pant Hospital, Port Blair. Step 3: The State Nodal Cell processes the case and issues orders to empanelled hospitals for cashless treatment.

Yes, reimbursement of hospital expenses will not be allowed if the patient undergoes treatment without completing codal formalities at the State Nodal Cell (ANISHI).

No.

Beneficiaries can avail treatment only at empanelled hospitals notified by the Administration. Treatment at non-empanelled hospitals may not be covered under the scheme.

The State Nodal Cell processes cases within two days, subject to verification and approval from the Chairman ANISHI.

In such cases, the beneficiary can avail benefits under ANISHI for emergency treatment, but travel expenses will not be reimbursed.