Pradhan Mantri Awas Yojana – Urban: Individual House Construction Component - Beneficiary Led Construction (BLC) Uttarakhand

Description
The “Individual House Construction Component – Beneficiary Led Construction” scheme is a component of the Pradhan Mantri Awas Yojana Urban , implemented by the Nagar Nigam Dehradun under the Department of Urban Development, Government of Uttarakhand. The scheme aims to provide financial assistance to eligible urban families for constructing a pucca house on their own land or for improving their existing kutcha or weak houses.

Exclusions
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Benefits
• Under the scheme, a grant of ₹2 lakh is provided to approved beneficiaries in installments, based on the progress of housing construction. Of this amount, ₹50,000/- is provided by the State Government and ₹1,50,000/- by the Government of India.
• As per Hon’ble Chief Minister’s Announcement No. 458/2022, beneficiaries of the Pradhan Mantri Awas Yojana (Urban) are provided an additional incentive of ₹5,000/- for home decoration upon completion of the house.
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Eligibility Criteria
1. The following are the eligibility criteria to avail the benefits of the scheme:
2. The applicant must be a resident of Uttarakhand.
3. The applicant must have been residing in the city from which he/she wishes to receive the benefit on or before 17th June 2015.
4. The applicant, or any member of their family, must not own a house in their name anywhere in India. (Here, a house refers to a habitable unit suitable for all-weather living.)
5. The annual family income must not exceed ₹3 lakh.
6. The applicant must not have received any benefit for residential housing under any other Central, State, or externally aided scheme.
7. The applicant must have a legally owned plot of land or an existing kutcha/weak residential structure on which they wish to construct a pucca house.
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Required Documents
• Aadhaar card of all family members as identity proof
• Proof of residence in the city before 17th June 2015 (such as electricity bill, water bill, telephone bill, voter ID, Aadhaar card, ration card, passport, or any other authentic document).
• Bank account in the name of an adult female member of the beneficiary family; in the absence of an adult female member, the account may be in the name of a male member.
• Certified copy of legal land ownership records (Registry/Khasra/Khatauni/Patta, etc.), which should be verified both physically and documentarily.
• Valid Income Certificate or self-declared income on a ₹10 stamp paper.
• Caste certificate, photocopy of BPL card, or disability certificate.
• Notarized affidavit on a ₹10 stamp paper
• Any other documents as required

Frequently Asked Questions
Q: Who can apply for the scheme?
A: Urban families who meet the eligibility criteria, including residency in the city before 17th June 2015, income limits, and ownership of land or a kutcha house, can apply.
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Q: What is the financial assistance provided under the scheme?
A: Approved beneficiaries receive ₹2 lakh in installments based on the progress of housing construction – ₹1.5 lakh from the Government of India and ₹50,000/- from the State Government.
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Q: Is there any additional incentive under the scheme?
A: Yes, as per Chief Minister’s Announcement No. 458/2022, beneficiaries are provided ₹5,000/- for home decoration upon completion of the house.
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Q: Can someone who already owns a house apply?
A: No. Applicants should not own a house in their name or in the name of any family member anywhere in India.
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Q: What is the maximum annual family income to be eligible?
A: The total annual income of the family should not exceed ₹3 lakh.
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Q: Can applicants who have received benefits from other housing schemes apply?
A: No. Applicants who have availed benefits under any other Central, State, or externally aided housing scheme are not eligible.
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Q: Is it necessary to have land to apply?
A: Yes. Applicants must have a legally owned plot of land or an existing kutcha/weak house for constructing a pucca house.
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Q: How are beneficiaries selected?
A: Selection is done after verifying all documents and records. Details are recorded on the official PMAY-U portal, and a survey code is issued for each registered demand.
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Q: Where is the application registered?
A: Applications are registered at the Municipal Body office of the applicant’s city, and the details are uploaded on [www.pmaymis.gov.in.](https://pmaymis.gov.in/)
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Q: Is there a fee to apply for the scheme?
A: No. The application process is completely free of charge.
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