Mukhyamantri Ayushman Aarogya Yojana

Description
Rajasthan’s Mukhyamantri Ayushman Arogya Yojana launched 1 May 2021 provides cashless health insurance to reduce out-of-pocket expenses and ensure quality treatment through government and empanelled private hospitals. Eligible families include NFSA, SECC 2011, contract workers, small/marginal farmers, and COVID-19 relief beneficiaries, while others may join by paying a premium.

Benefits
• Under the Chief Minister Ayushman Arogya Yojana, along with the eligible families of NFSA and SECC currently benefiting from it, contractual workers, small and marginal farmer families and destitute and helpless families who received Covid-19 ex-gratia amount last year will get free insurance cover and apart from these categories, other remaining families of the state can join the scheme on payment of premium amount of Rs 850/- and the remaining 50 percent premium amount will be borne by the state government.
• Free range family:
• Farmers (Small and Marginal) of the State, eligible beneficiary families under the State Food Security Act (NFSA), eligible families as per Socio Economic Census (SECC) 2011
• Contract workers - Contract workers working in all departments/boards/corporations/government companies of the state.
• Destitute and helpless families receiving COVID-19 ex-gratia payment from the state government
• Fee: Nil.
• Fixed premium family
• Those other families of the state who are not government employees/pensioners, i.e. are not taking benefits under the Medical Attendance Rules, can join the scheme by paying the prescribed premium.
• Fee: ₹850/-

Eligibility Criteria
1. Free Category :
2. - Families eligible under the National Food Security Act (NFSA).
3. - Families identified under the Socio-Economic Caste Census (SECC) 2011.
4. - Contractual employees working in state departments, boards, corporations, and government companies.
5. - Small and marginal farmers.
6. - Destitute and helpless families who received COVID-19 ex-gratia relief in the previous year.
7. Premium Category :
8. - Families not included in the free category.
9. - Families who are not government employees or pensioners.
10. - Families who are not availing benefits under the Medical Attendance Rules.
11. - These families can enroll by paying ₹850 per year per family (50% of the premium), while the remaining 50% is borne by the State Government.
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Application Process
Step 1: Registration Process for Categories Receiving Free Benefits:
Category eligible for benefits by paying ₹850/- per family per year:
Process for availing benefits under the scheme: The following steps will be followed to avail free treatment under th…
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Registration Process for Categories Receiving Free Benefits:
Category eligible for benefits by paying ₹850/- per family per year:
Process for availing benefits under the scheme: The following steps will be followed to avail free treatment under the scheme:
The patient will only be eligible for benefits under the scheme if the selected category and family member details are displayed in the scheme software.

Required Documents
• Jan Aadhaar Card/Jan Aadhaar Card Number/Jan Aadhaar Card Registration Receipt Number
• Aadhaar Card Number

Frequently Asked Questions
Q: When was the scheme launched?
A: The scheme started on 1 May 2021, expanding the Ayushman Bharat–Mahatma Gandhi Rajasthan Health Insurance Scheme.
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Q: What is the main objective of the scheme?
A: To reduce out-of-pocket medical expenses and provide quality treatment through government and empanelled private hospitals.
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Q: Who are eligible under the free category?
A: Families under NFSA, SECC 2011, contractual workers in state departments/boards/corporations/government companies, small &amp; marginal farmers, and families that received COVID-19 ex-gratia in the previous year.
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Q: What premium is payable under the premium category?
A: ₹850 per family per year (the rest 50% is borne by the State Government).
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Q: What kind of treatment is covered under the scheme?
A: Only IPD (In-patient Department) and identified procedures.
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Q: How many medical packages are covered?
A: 1,798 packages, divided into 3,219 in the scheme software for ease.
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Q: Are pre-existing diseases covered?
A: Yes, all diseases prior to the start of the scheme are included.
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Q: What medical expenses are included in the package?
A: Registration, bed, nursing, consultation, surgery, anesthesia, medicines, diagnostics (X-ray/tests), oxygen, blood, OT, and protective equipment.
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Q: Where can beneficiaries get treatment?
A: At all government hospitals (CHCs, satellite hospitals, sub-divisional, district hospitals, medical colleges), central government hospitals in Rajasthan, and empanelled private hospitals.
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Search : [https://maayojana.rajasthan.gov.in/#/hospital-search](https://maayojana.rajasthan.gov.in/#/hospital-search)
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Q: Are infants eligible under the scheme?
A: Yes, infants up to one year are eligible even if not listed in the family card.
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