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Mukhyamantri Amrutum Yojana

Health & Family Welfare Department

Last updated:

Key dates and updates

Important milestones for this scheme. Use official links to verify before you apply.

Milestone Date
Scheme launch

Overview

The Mukhyamantri Amrutum Yojana, is a health insurance scheme launched by the Government of Gujarat on 4th September 2012. It was initially launched only to cater to people who fall under the lowest income groups of the state i.e. Below Poverty Line (BPL).

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Details

Description
A large number of households are pushed into poverty as a result of the high costs of household spending on health care. The Below Poverty Line BPL population is especially vulnerable to catastrophic health risks. To address this key vulnerability faced by the BPL population in Gujarat, the State Government has launched a medical care scheme called Mukhyamantri Amrutum MA Yojana. The objective of the scheme is to improve access of BPL families to quality medical and surgical care for the treatment of identified diseases involving hospitalization, surgeries and therapies through an em panel network of health care providers.

Exclusions
• <br>

Benefits
• &gt; **Financial Assistance**
• Each family is eligible for health insurance coverage of up to ₹5,00,000/- annually.
• Members of eligible families can avail benefits from any empanelled hospital.
• &lt;br&gt;
• &gt; **Key medical procedures covered:**
• Eye surgeries
• Ear, nose, and throat treatments
• Kidney transplants
• Cancer treatments
• Critical accident-related treatments
• Cardiac surgeries and joint replacements.
• &lt;br&gt;
• &gt; **Surgeries Covered in this Scheme**
• Cardiovascular Surgeries (a total 153 Benefit Packages)
• Neurosurgery (a total 49 Benefit Packages)
• Burns (a total 12 Benefit Packages)
• Poly Trauma (Not covered by Motor Vehicle Insurance) (a total 8 Benefit Packages)
• Cancer (Malignancies) (Surgical Oncology, Chemotherapy &amp;amp; Radiation Oncology) (a total 210 Benefit Packages)
• Renal (Kidney) (a total 21 Benefit Packages)
• Neonatal (newborn) diseases (a total 23 Benefit Packages)
• Mukhyamantri Amrutum Yojana provides quality medical and surgical care for catastrophic illnesses involving hospitalization, surgeries and therapies through an em panel network of hospitals to the BPL families.

Eligibility Criteria
1. The individuals and families listed in the BPL list by the State Government are eligible under the MA Yojana. Furthermore, each family member should be present when enrolled under the scheme. However, families that belong marginally above the poverty line can be under the MA Vatsalya Yojana if they follow these criteria –
2. The annual income of the family is up to ₹4,00,000/-
3. Any member(s) who are Accredited Social Health Activist (ASHA) workers
4. Any member(s) who have accredited reporters
5. Class-3 and Class-4 employees employed on a fixed payroll by the State Government
6. Senior Citizens with families of a total annual income of up to ₹6,00,000/-

Application Process
Step 1: Visit a Registration Center:
Provide Required Documents:
Offline

Visit a Registration Center:
Provide Required Documents:

Required Documents
• Proof of income (e.g., income certificate).
• Government-issued ID proof (e.g., Aadhaar card, voter ID).
• Proof of residence (e.g., ration card, utility bills).
• For specific groups (widows, orphans, etc.), provide relevant supporting documents.

Frequently Asked Questions
Q: How many members of a family are covered under this scheme?
A: A maximum of 5 members can be enrolled as per the regulations. However, a newborn child can be considered as the 6th member.

Q: Who is eligible under the MA Yojana scheme?
A: 1) The annual income of the family is up to [?]4 Lakhs
2) Any member(s) who are Accredited Social Health Activist (ASHA) workers
3) Any member(s) who have accredited reporters
4) Class-3 and Class-4 employees employed on a fixed payroll by the State Government
5) Senior Citizens with families of a total annual income of up to [?]6 Lakhs

Q: What documents do the beneficiaries need to provide at the time of enrolment?
A: The eligible beneficiaries have to submit the following documents -
* Address proof
* Identity proof
* BPL certificate
* Income certificate

Q: How much coverage does the MA Yojana scheme provide ?
A: The scheme provides tertiary medical coverage of up to [?]5 lakh to each eligible family. Besides, [?]300 is paid to the beneficiary for transportation to the empanelled hospital

Q: Which Surgeries Covered in this Scheme ?
A: 1. Cardiovascular Surgeries (a total 153 Benefit Packages).
2. Neurosurgery (a total 49 Benefit Packages).
3. Burns (a total 12 Benefit Packages).
4. Poly Trauma (Not covered by Motor Vehicle Insurance) (a total 8 Benefit Packages).
5. Cancer (Malignancies) (Surgical Oncology, Chemotherapy & Radiation Oncology) (a total 210 Benefit Packages).
6. Renal (Kidney) (a total 21 Benefit Packages).
7. Neonatal (newborn) diseases (a total 23 Benefit Packages).

Q: What is the application process ?
A: 1. The eligible beneficiaries must visit
2. the Kiosks at Taluka or Civic Centres in their area. Mobile kiosks are also available at a local level.The authorities are well equipped with the needed hardware for enrolment.
3. The hardware is used to capture biometrics such as fingerprints, iris scans, and photos of the beneficiaries.
4. The beneficiaries might even have to fill out the MA Card application form in Gujarati with appropriate details.
5. Once the details are verified, the MA health card is issued to the beneficiaries and the enrolment process is complete.

Eligibility Criteria

1

The individuals and families listed in the BPL list by the State Government are eligible under the MA Yojana. Furthermore, each family member should be present when enrolled under the scheme. However, families that belong marginally above the poverty line can be under the MA Vatsalya Yojana if they follow these criteria –

2

The annual income of the family is up to ₹4,00,000/-

3

Any member(s) who are Accredited Social Health Activist (ASHA) workers

4

Any member(s) who have accredited reporters

5

Class-3 and Class-4 employees employed on a fixed payroll by the State Government

6

Senior Citizens with families of a total annual income of up to ₹6,00,000/-

Benefits

&gt; **Financial Assistance**

Each family is eligible for health insurance coverage of up to ₹5,00,000/- annually.

Members of eligible families can avail benefits from any empanelled hospital.

&lt;br&gt;

&gt; **Key medical procedures covered:**

Eye surgeries

Ear, nose, and throat treatments

Kidney transplants

Cancer treatments

Critical accident-related treatments

Cardiac surgeries and joint replacements.

&lt;br&gt;

&gt; **Surgeries Covered in this Scheme**

Cardiovascular Surgeries (a total 153 Benefit Packages)

Neurosurgery (a total 49 Benefit Packages)

Burns (a total 12 Benefit Packages)

Poly Trauma (Not covered by Motor Vehicle Insurance) (a total 8 Benefit Packages)

Cancer (Malignancies) (Surgical Oncology, Chemotherapy &amp;amp; Radiation Oncology) (a total 210 Benefit Packages)

Renal (Kidney) (a total 21 Benefit Packages)

Neonatal (newborn) diseases (a total 23 Benefit Packages)

Mukhyamantri Amrutum Yojana provides quality medical and surgical care for catastrophic illnesses involving hospitalization, surgeries and therapies through an em panel network of hospitals to the BPL families.

Required Documents

# Document
1 Proof of income (e.g., income certificate).
2 Government-issued ID proof (e.g., Aadhaar card, voter ID).
3 Proof of residence (e.g., ration card, utility bills).
4 For specific groups (widows, orphans, etc.), provide relevant supporting documents.

How to Apply

1

Visit a Registration Center: Provide Required Documents:

Offline Visit a Registration Center: Provide Required Documents:

Frequently Asked Questions

A maximum of 5 members can be enrolled as per the regulations. However, a newborn child can be considered as the 6th member.

Sources and references

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