Medical Aid Scheme (Ayushman Bharat Scheme 'Niramaya') (MPBOCWWB)

Description
The "Medical Aid Scheme Ayushman Bharat Scheme 'Niramaya' " under the Labour Department, Government of Madhya Pradesh, provides free medical treatment up to ₹5,00,000/- per year to the registered workers and their families in approved hospitals.

Benefits
• Free medical treatment up to ₹5,00,000/- per year.

Eligibility Criteria
1. **For Registration**
2. The applicant should be a resident of Madhya Pradesh.
3. The applicant should be a Building/ Construction Worker.
4. The applicant should be between 18 and 60 years.
5. The applicant should have engaged in any building or other construction work for at least 90 days during the preceding 12 months.
6. The registration of the applicant should be renewed annually.
7. **For Application**
8. The applicant should be a female construction worker with a valid identity card, in case of maternity.
9. The applicant should be a male construction worker with a valid identity card, in case of his wife's delivery.

Application Process
Step 1: Step 1: Go to the Shram Seva Portal (MPBOCWWB) official website.
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Step 1: Go to the Shram Seva Portal (MPBOCWWB) official website.

Step 2: Step 2: On the homepage, find and click on "Registration of Construction Worker."
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Step 2: On the homepage, find and click on "Registration of Construction Worker."

Step 3: Step 3: Select the option "Apply online for registration as a beneficiary."
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Step 3: Select the option "Apply online for registration as a beneficiary."

Step 4: Step 4: Enter your Composite Member ID and Samagra Family ID, then click Get Details.
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Step 4: Enter your Composite Member ID and Samagra Family ID, then click Get Details.

Step 5: Step 5: Your family or beneficiary details will be displayed on the screen.
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Step 5: Your family or beneficiary details will be displayed on the screen.

Step 6: Step 8: Complete the form by entering all required details (marked with *).
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Step 8: Complete the form by entering all required details (marked with *).

Step 7: Step 9: Upload all necessary documents, such as ID proof and other relevant certificates.
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Step 9: Upload all necessary documents, such as ID proof and other relevant certificates.

Step 8: Step 10: After completing the form and uploading the documents, click Submit and pay the application fee online.
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Step 10: After completing the form and uploading the documents, click Submit and pay the application fee online.

Step 9: Step 11: You will receive a registration number after successful payment and submission.
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Step 11: You will receive a registration number after successful payment and submission.

Required Documents
• Identity Proof (e.g., Aadhaar Card)
• Passport-size Photograph
• Proof of Residence (e.g., Utility bill, Voter ID, etc.)
• Ration Card (optional)
• Bank Account Details (e.g., Copy of Bank Passbook)
• Caste Certificate (if applicable)
• Undertaking/Declaration
• Age Certificate
• Valid Identity Cards
• Employment Certificate
• Signature
• Any other documents as required

Frequently Asked Questions
Q: Who is eligible for this scheme?
A: Registered construction workers and their dependent family members with valid identity cards.

Q: What is the medical benefit amount under the scheme?
A: Free medical treatment up to [?]5,00,000 per year.

Q: Where can beneficiaries avail of treatment?
A: In hospitals identified under the Ayushman Bharat Scheme 'Niramaya'.

Q: Is maternity coverage included?
A: Yes, female workers with valid identity cards are eligible during maternity, and male workers for their wife's delivery.

Q: What documents are required to avail benefits?
A: A valid identity card issued by the Madhya Pradesh Building and Other Construction Workers Welfare Board (MPBOCWWB).

Q: Are family members covered under this scheme?
A: Yes, dependent family members of registered workers are eligible for benefits.

Q: What type of treatments are covered?
A: All treatments approved under the Ayushman Bharat Scheme, including surgeries, maternity care, and critical illnesses.

Q: Is there a waiting period to use the scheme?
A: No waiting period; benefits can be availed immediately upon registration.

Q: What happens if the treatment cost exceeds ₹5,00,000?
A: Any amount exceeding [?]5,00,000 must be borne by the worker or their family.

Q: How often can the benefit be availed?
A: The limit of [?]5,00,000 is applicable per year for all eligible treatments.