Loan Based Schemes For Safai Karamchari - Swachhta Udyami Yojana – Swachhta Se Sampannta Ki Aur
in Andaman and Nicobar Islands
Last updated:
Key dates and updates (Andaman and Nicobar Islands)
Nationwide and Andaman and Nicobar Islands-specific milestones. Verify on the official portal before you apply.
| Milestone | Date |
|---|---|
| Scheme launch |
Loan Based Schemes For Safai Karamchari - Swachhta Udyami Yojana – Swachhta Se Sampannta Ki Aur in Andaman and Nicobar Islands
Loan Based Schemes For Safai Karamchari - Swachhta Udyami Yojana – Swachhta Se Sampannta Ki Aur is a government scheme available to eligible residents of Andaman and Nicobar Islands.
Apply for Loan Based Schemes For Safai Karamchari - Swachhta Udyami Yojana – Swachhta Se Sampannta Ki Aur in Andaman and Nicobar Islands
Scheme Overview
A general term loan scheme by the Ministry of Social justice and Empowerment for Safai Karamchari, Manual Scavengers and their dependants aged 18 years and above for procurement of sanitation-related vehicles.
Eligibility Criteria
The following person(s)/entities shall be considered eligible for availing of financial assistance under the various schemes of NSKFDC:- • Safai Karamcharis (including Wastepickers), identified Manual Scavengers and their dependents.
Registered co-operative societies of the target group.
Legally constituted association/firm promoted by the target group, and
Persons, who produce a certificate from local Revenue Officer/local Municipal Officer/Cantonment Executive Officer/ Railway Officer, Head of the Govt. Departments (i.e. Schools, Colleges, Forest, Health, Education, Animal Husbandry) having rank not less than Gazetted Officer, Elected Members of Municipal Body, Pradhan of Gram Panchayats, and Regional Managers of Regional Rural Banks (RRBs)/Public Sector Banks (PSBs). However, under the MS Act, 2013, a person identified as a Manual Scavenger in a survey, need not provide any certificate once his/her name appeared in the final list of Manual Scavengers prepared by State Governments/Union Territory Administration (https://nskfdc.nic.in/en/content/home/ms-survey-2018, https://nskfdc.nic.in/en/node/79798 ).
Mukhia/ Sarpanch/ President or any other authority equivalent to Pradhan of Gram Panchayat for the issue of Occupation Certificate to Safai Karamcharis/ dependants; and In case of Municipal Bodies without Gazetted Officers, the head of such Municipal Bodies, maybe the Competent Authority.
Benefits
Term loan with a maximum unit cost of Rs.50.00 lacs at an interest rate of 4%, for any viable income-generating schemes including sanitation-related activities.
A rebate of 1% per annum on interest will be admissible to women beneficiaries.
A rebate of 0.5% per annum will be extended for the beneficiaries for timely repayment.
Up to 10 years after an implementation period of 4 months and a moratorium of 6 months and from the date of disbursement of the loan depending on the viability/profitability and repaying capacity of the unit.
Loans are extended through Channelizing Agencies (CAs) i.e. State Channelizing Agencies (SCAs), Regional Rural Banks (RRBs), and Public Sector Banks (PSBs) to the target group.
Required Documents
| # | Document |
|---|---|
| 1 | Pan Card |
| 2 | Work Assurance Letter |
| 3 | Work report |
| 4 | Address Proof |
| 5 | 3 Quotation of Equipments |
| 6 | Occupation Certificate |
How to Apply in Andaman and Nicobar Islands
Loan applications are submitted by the applicants to the district offices of SCAs of NSKFDC of RRBs and Nationalised Banks. These applications are then sent to the head offices where the project proposal is appraised by SCA/RRBs/Nationalised Banks…
Online — https://nskfdc.nic.in/en/content/suy-loan-proposal Loan applications are submitted by the applicants to the district offices of SCAs of NSKFDC of RRBs and Nationalised Banks. These applications are then sent to the head offices where the project proposal is appraised by SCA/RRBs/Nationalised Banks and the projects are sent back to NSKFDC along with recommendations. The Project Appraisal Committee of NSKFDC then appraises the proposals and after finding them in order places it in front of their board of directors for their approval. Once the board of directors approves the project, the letter of sanction is issued by SCAs/ RRBs/Nationalised Banks. Once all the terms and conditions have been accepted, the necessary documents and funds are then released to the concerned beneficiaries. NSKFDC released the funds with the receipt of demand being made from the SCAs/ RRBs/Nationalised Banks after taking into consideration all the parameters of release as per the Lending Policies & Guidelines (LPG) of NSKFDC
Interested eligible person shall contact nearest Channeling Agency (https://nskfdc.nic.in/en/content/home/list-channelizing-agencies)
Offline — https://nskfdc.nic.in/en/content/home/list-channelizing-agencies Interested eligible person shall contact nearest Channeling Agency (https://nskfdc.nic.in/en/content/home/list-channelizing-agencies)
Common questions in Andaman and Nicobar Islands
Who can apply for Loan Based Schemes For Safai Karamchari - Swachhta Udyami Yojana – Swachhta Se Sampannta Ki Aur in Andaman and Nicobar Islands?
Eligible residents of Andaman and Nicobar Islands who meet the scheme’s overall criteria can apply for Loan Based Schemes For Safai Karamchari - Swachhta Udyami Yojana – Swachhta Se Sampannta Ki Aur. Refer to the eligibility section above for the complete checklist.
What documents are required for Loan Based Schemes For Safai Karamchari - Swachhta Udyami Yojana – Swachhta Se Sampannta Ki Aur in Andaman and Nicobar Islands?
Applicants in Andaman and Nicobar Islands typically need identity proof (Aadhaar), state residency proof, bank account details, and any scheme-specific documents listed in the documents section.
What are the important dates for Loan Based Schemes For Safai Karamchari - Swachhta Udyami Yojana – Swachhta Se Sampannta Ki Aur?
Key dates are summarized in the table on this page, from 2 October 2014 through 2 October 2014, based on values DeshSeva currently stores for this item.
Frequently Asked Questions
A moratorium period refers to a particular period of a loan tenure during which the borrower does not have repay anything. It can be described as a waiting period before the borrower will have to start paying the equated monthly installments (EMIs) for his or her loan