Assistance For Major Ailments (Karmika Chikitsa Bhagya) (K.B.O.C.W.W.B)

Description
The "Assistance For Major Ailments& 39;& 39; by the BOCW Welfare Board, Department of Labour, Karnataka, is a welfare scheme for the registered workers of the board. Under this Scheme, the Board provides financial assistance to registered construction workers and their dependents for medical expenses related to specified major ailments. The scheme ensures that eligible workers receive necessary medical treatment without facing financial hardship.

Definitions
Major ailments
(Source: https://kbocwwb.karnataka.gov.in/ailments)

Accident
(Source: https://kbocwwb.karnataka.gov.in/ailments)

Benefits
• **Financial Assistance:** ₹2,00,000/- for major ailment treatments.

Eligibility Criteria
1. > ***For Registration as a Building/ Construction Worker:***
2. - The applicant should be a Building/ Construction Worker (Unorganised Worker).
3. - The applicant should be a minimum of 18 years of age.
4. - The applicant should have engaged in building and construction work for at least 90 days in a given year.
5. > **For the Application of the Welfare Scheme:**
6. - The beneficiary should be a registered construction worker Under the Building and Other Construction Workers Welfare Board of Karnataka or his/her dependents.
7. - The worker or their dependents must suffer from a major ailment specified in the scheme.

Required Documents
• Employment Certificate/90 Days Work Certificate (Form V(A)/V(B)/V(C)/V(D)).
• Aadhar Card (Self-Attested).
• Ration Card(non-mandatory).
• Age Proof (Voter ID Card/Aadhar Card).
• Proof of Identity/Smart card issued by the Board.
• Employment Certificate.
• Proof of Bank Account.
• Bills of the hospital showing Admission and Discharge Dates and all treatment given.
• Any medical documents on hospitalization of beneficiary/dependent in government/private hospitals.
• Form XXII-A.
• Employment Certificate/90 Days Work Certificate (Form V(A)/V(B)/V(C)/V(D)).

Frequently Asked Questions
Q: Who can register as a beneficiary under the Building and Other Construction Workers Welfare Board of Karnataka?
A: Any construction worker whose age is minimum 18 years of age and has worked in any construction work for a minimum of 90 days in a year, are eligible to register as a beneficiary under the Board.

Q: Is there a minimum service requirement to register as a beneficiary?
A: Yes, the building worker must have completed 90 days of service as a building worker in the preceding 12 months.

Q: Who can apply for the welfare scheme?
A: Any registered worker of the Board can apply for the welfare scheme.

Q: What are the mandatory documents for the registration?
A: The documents required for registration are: Employment Certificate (Form V(A)/V(B)/V(C)/V(D)), Aadhar Card (Self-Attested), Ration Card(non-mandatory), Age Proof (one of them Example: Voter ID Card, Aadhar Card).

Q: How often must a construction worker renew their registration with the Karnataka Building and Other Construction Workers Welfare Board?
A: A construction worker must renew their registration every 3 years.

Q: What happens if a worker doesn't renew their registration within the 3-year period?
A: If a worker doesn't renew their registration within the 3-year period, they are granted a 1-year grace period to complete the renewal.

Q: What happens if a worker doesn't renew their registration during the grace period?
A: If the worker fails to renew their registration during the 1-year grace period, their registration will become invalid.

Q: Is there any application fee required for the registration under the Karnataka Building and Other Construction Workers Welfare Board?
A: No, as per the guidelines, there is no fee required for the registration.

Q: How to enroll as a beneficiary under the Karnataka Building and Other Construction Workers Welfare Board?
A: Applicants can visit the official Website of Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) to enroll themselves as a beneficiary under the board: https://kbocwwb.karnataka.gov.in/login

Q: Who is eligible for the "Assistance for Major Ailments" scheme?
A: Registered construction workers and their dependents suffering from specified major ailments are eligible under this scheme.

Q: How much financial assistance can be received under this scheme?
A: Eligible applicants can receive up to [?]2,00,000/- for medical expenses, subject to the rates prescribed under the Central Government Health Service (CGHS).

Q: Can dependents apply for assistance if the registered worker passes away during treatment?
A: Yes, dependents of the registered worker may apply for assistance if the worker passes away during the course of treatment.

Q: How to apply for the assistance under this scheme?
A: Applicants should visit the official Website of Karnataka Building & Other Construction Workers Welfare Board (JKBOCWWB) to avail the assistance under this scheme: https://kbocwwb.karnataka.gov.in/login