Assam Arogya Nidhi Scheme

Description
The scheme “Assam Arogya Nidhi AAN ” was launched by the Health & Family Welfare Department, Govt. of Assam to provide financial assistance to BPL families and families having an annual income of less than ₹5.00 Lakhs. The financial assistance is provided for general and specialized treatment of i life-threatening diseases, and ii of injuries caused by natural and manmade disasters, such as industrial/ farm/ road/ rail accidents, bomb blasts, etc. Life-threatening diseases include Heart Diseases and Heart Surgery, Cancer, Kidney and Urinary diseases, Orthopedic, Thallassemia, Bone marrow Transplant, AIDS, and chronic Mental Illness with Surgical Treatment. Beneficiaries are selected by a Selection Committee that has been notified by the Government of Assam. Under the AAN, the Government of India contributes 50% of the funds sanctioned by the State Government. Grant of Assistance: 1. The Chief Minister of Assam may grant permission directly for the maximum benefits available under AAN. 2. The Chairperson of the Committee can clear the grant of financial assistance under AAN against eligible cases up to ₹2.00 Lakh. 3. For grant of assistance above ₹2.00 Lakh up to ₹3.00 Lakh, the State Level committee will decide the eligible cases. Mode of disbursement: Financial assistance will be disbursed to the beneficiary concerned or reimbursed to the hospital concerned through bank account transfer only. The advance payment shall only be to the hospital subject to a maximum of ₹3.00 lakh.

Benefits
• Under this scheme, financial assistance up to a maximum benefit of ₹3.00 Lakh will be provided.
• Under this scheme, any serious disease is to be covered which requires surgery/implants/procedures like Bone Marrow Transplant (BMT) or any other critical disease including serious accident cases.
• All financial assistance will be admissible for treatment in all Government hospitals including Medical Colleges/ Tertiary Health Care facilities, all reputed private hospitals registered under the Clinical Establishment Act and empanelled hospitals of Government of Assam, AAA (Atal Amrit Abhiyan) and PMJAY (Pradhan Mantri Jan Aarogya Yojana).

Eligibility Criteria
1. All Indian citizens who are ordinarily resident of the State of Assam will be eligible under the scheme.
2. The family income of the applicant should be less than ₹5.00 lakhs per annum.
3. There will be no age limit for coverage under the scheme.
4. No Govt. employee or Govt. pensioners and their family members will be eligible under the scheme.
5. Treatment should be undertaken in any govt. hospital including Govt. Medical Colleges and all reputed Pvt. Hospitals registered under Clinical Establishment Act. anywhere in the state or in the country.
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Application Process
Step 1: Step 01: The applicant should visit the official website and download the application form from the website of National Health Assam: https://nhm.assam.gov.in/schemes/assam-arogya-nidhi
Offline — https://nhm.assam.gov.in/schemes/assam-arogya-nidhi
Step 01: The applicant should visit the official website and download the application form from the website of National Health Assam: https://nhm.assam.gov.in/schemes/assam-arogya-nidhi

Step 2: Step 02: Application in the prescribed format, complete in all respects will be submitted to NHM, Assam, or to the Joint Director of Health Services of the District who will forward the same to NHM, Assam for necessary consideration.
Offline — https://nhm.assam.gov.in/schemes/assam-arogya-nidhi
Step 02: Application in the prescribed format, complete in all respects will be submitted to NHM, Assam, or to the Joint Director of Health Services of the District who will forward the same to NHM, Assam for necessary consideration.

Step 3: Step 03: An Expert Committee comprising specialist doctors of Guwahati Medical College verifies the applications and recommends the eligible cases.
Offline — https://nhm.assam.gov.in/schemes/assam-arogya-nidhi
Step 03: An Expert Committee comprising specialist doctors of Guwahati Medical College verifies the applications and recommends the eligible cases.

Step 4: Step 04: As per the committee’s recommendations financial assistance is provided to eligible beneficiaries preferably through Direct Bank Transfer.
Offline — https://nhm.assam.gov.in/schemes/assam-arogya-nidhi
Note 01: A person having PMJAY or AAA card will avail of the cashless treatment benefit against admissible diseases under the said schemes first before making any application for consideration under AAN.
Note 02: A person not having PMJAY/ AAA Card or if the disease is not covered under PMJAY/AAA, can submit their application directly.
Note 03: AAN assistance is for exceptional cases and not general.

Required Documents
• Photograph of the patient (Attested by Doctor)
• Attested photocopy of Income Certificate by Revenue Circle Officer.
• Attested photocopy of Identify & Address Proof (Voter ID, ADHAAR CARD, Driving license).
• Original bills, vouchers, receipts, etc.
• Copy of the medical documents of treatment to be certified by treating Doctor/Hospital
• Discharge Summary/Prescription (Attested)
• Attested Photocopy copy of the first page of the Bank Pass Book.
• Attested Photocopy of Pradhan Mantri Jana Arogyua Yojana (PMJAY)/Atal Amrit Abhiyan (AAA) Card.

Frequently Asked Questions
Q: What is “Assam Arogya Nidhi Scheme”?
A: The scheme "Assam Arogya Nidhi Scheme" is a yearly Financial Assistance Scheme provided as reimbursement to members of families whose yearly income is less than [?]5.00 lakhs for treatment of serious diseases including accident cases.

Q: How much financial assistance will be provided under the scheme?
A: Under this scheme, financial assistance up to a maximum benefit of [?]3.00 Lakh will be provided.

Q: What type of diseases are to be covered under the scheme?
A: Under this scheme, any serious disease is to be covered which requires surgery/ implants/ procedures like Bone Marrow Transplant (BMT) or any other critical disease including serious accident cases.

Q: In which hospital the financial assistance will be admissible for treatment?
A: All financial assistance will be admissible for treatment in all Government hospitals including Medical Colleges/ Tertiary Health Care facilities, all reputed private hospitals registered under the Clinical Establishment Act and empanelled hospitals of the Government of Assam.

Q: Who will select the beneficiary?
A: Beneficiaries are selected by a Selection Committee that has been notified by the Government of Assam.

Q: Who are the members of the Selection Committee?
A: The members of the Selection Committee are (i) Hon'ble Minister, Health & Family Welfare, Chairperson Assam (ii) Principal Secretary to the Govt. of Assam, Member (iii) Health & Family Welfare Deptt. CEO, AAA Society, Member (iv) Mission Director, NHM, Assam, Convenor (v) Director of Health Services, Assam, Member (vi) Director of Medical Education, Assam, Member (vii) Financial Advisor, Health & Family Welfare Department, Member (viii) Principal, GMCH, Bhangaghar, Member

Q: Is it a 100% state sponsored scheme?
A: No, the government of India also contributes 50% of the funds sanctioned by the State Government.

Q: Who is eligible under the scheme?
A: An individual whose family income is less than [?]5.00 lakhs per annum is eligible under the scheme.

Q: Is this scheme only for resident of Assam State?
A: Yes, all Indian citizens who are ordinarily residents of the State of Assam will be eligible under the scheme.

Q: What is the age limit to apply for the scheme?
A: There is no age limit for applying under the scheme.

Q: Can a government employee or pensioner is eligible for the scheme?
A: No, the Govt. employees or Govt. pensioners and their family members will not be eligible under the scheme.

Q: Where can I get the application form?
A: The applicant should visit the official website and download the application form from the website of National Health Assam.

Q: How can I apply under the scheme?
A: The applicant must complete the application in all respects and submit it to NHM, Assam, or to the Joint Director of Health Services of the District who will forward the same to NHM, Assam for necessary consideration.

Q: How will the financial assistance be provided to eligible beneficiaries?
A: As per the committee's recommendations, financial assistance is provided to eligible beneficiaries preferably through Direct Bank Transfer.