Vehicle Loan Scheme (GTKVN)
Social Justice and Empowerment Department
Last updated:
Overview
The scheme aims to promote self-employment among youth from the Thakor and Koli communities by providing loans of up to ₹4,00,000/- for the purchase of commercial vehicles such as auto-rickshaws, loading rickshaws, or a Maruti Eeco van to start an income-generating transport business.
Details
The "Vehicle Loan Scheme" is implemented by the Gujarat Thakor and Koli Vikas Nigam GTKVN under the Social Justice and Empowerment Department, Government of Gujarat. The scheme aims to promote self-employment among youth from the Thakor and Koli communities by providing financial assistance for the purchase of commercial vehicles. Under this scheme, beneficiaries can avail of a subsidized loan to purchase auto-rickshaws, loading rickshaws, or a Maruti Eeco van to start an income-generating transport business.
Exclusions
• <br>
Benefits
• Under this scheme, beneficiaries can avail of a loan of up to ₹4,00,000/- for the purchase of commercial vehicles such as auto-rickshaws, loading rickshaws, Maruti Eeco, etc.
• <br>
Eligibility Criteria
1. The applicant should be a resident of Gujarat.
2. The applicant should belong to Thakor or Koli community.
3. The applicant's age should be between 21 to 50 years.
4. The applicant’s annual family income should not exceed ₹3,00,000/-.
5. The applicant should intend to purchase an approved transport vehicle for commercial use.
6. <br>
Application Process
Step 1: Step 1: Visit the official website of the Gujarat Thakor and Koli Vikas Nigam.
Online
Step 1: Visit the official website of the Gujarat Thakor and Koli Vikas Nigam.
Step 2: Step 2: On the top menu bar, click on "Apply Now".
Online
Step 2: On the top menu bar, click on "Apply Now".
Step 3: Step 3: Click on the loan scheme name.
Online
Step 3: Click on the loan scheme name.
Step 4: Step 4: Select the loan category and fill in the loan amount.
Online
Step 4: Select the loan category and fill in the loan amount.
Step 5: Step 5: Fill out the Application Form, enter the following details:
Online
Personal Information: Name, gender, date of birth, caste, etc.
Address Information: Permanent and correspondence address
Income Details: Monthly family income and source
Loan Requirement: Amount needed, proposed use (e.g., business, self-employment)
Bank Account Details: For loan disbursement
Step 6: Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Online
Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Step 7: Step 7: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Online
Step 7: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Step 8: Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
Online
Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
Required Documents
• Aadhaar Card
• Bank Passbook/Cancelled Cheque
• Income Certificate
• Passport-size Photos
• Copy of Election Card
• Age Proof/Birth Certificate
• Caste Certificate
• Driving License
• Any other documents as required
Frequently Asked Questions
Q: Who is eligible for the scheme?
A: Applicants must belong to the Thakor or Koli community, be aged between 21 and 50 years, and have a total annual family income of up to ₹3 lakh.
<br>
Q: What is the maximum loan amount?
A: The maximum loan amount is up to ₹4,00,000/-.
<br>
Q: What types of vehicles are eligible under this scheme?
A: Eligible vehicles include auto-rickshaws, loading rickshaws, and Maruti Eeco vans.
<br>
Q: What documents prove income?
A: Aadhaar card, income certificate, ration card, driving license, etc.
<br>
Q: Is a driving licence mandatory?
A: Yes, for the category of vehicle you intend to buy.
<br>
Q: Is the scheme limited to Gujarat?
A: Yes, it is applicable only in Gujarat.
<br>
Q: Where can I apply for the scheme?
A: Go to [https://gtkdconline.gujarat.gov.in](https://gtkdconline.gujarat.gov.in) and apply for the scheme.
<br>
Q: Who implements the scheme?
A: The scheme is implemented by the Gujarat Thakor and Koli Vikas Nigam (GTKVN) under the Social Justice and Empowerment Department, Government of Gujarat.
<br>
Eligibility Criteria
The applicant should be a resident of Gujarat.
The applicant should belong to Thakor or Koli community.
The applicant's age should be between 21 to 50 years.
The applicant’s annual family income should not exceed ₹3,00,000/-.
The applicant should intend to purchase an approved transport vehicle for commercial use.
<br>
Benefits
Under this scheme, beneficiaries can avail of a loan of up to ₹4,00,000/- for the purchase of commercial vehicles such as auto-rickshaws, loading rickshaws, Maruti Eeco, etc.
<br>
Required Documents
| # | Document |
|---|---|
| 1 | Aadhaar Card |
| 2 | Bank Passbook/Cancelled Cheque |
| 3 | Income Certificate |
| 4 | Passport-size Photos |
| 5 | Copy of Election Card |
| 6 | Age Proof/Birth Certificate |
| 7 | Caste Certificate |
| 8 | Driving License |
| 9 | Any other documents as required |
How to Apply
Step 1: Visit the official website of the Gujarat Thakor and Koli Vikas Nigam.
Online Step 1: Visit the official website of the Gujarat Thakor and Koli Vikas Nigam.
Step 2: On the top menu bar, click on "Apply Now".
Online Step 2: On the top menu bar, click on "Apply Now".
Step 3: Click on the loan scheme name.
Online Step 3: Click on the loan scheme name.
Step 4: Select the loan category and fill in the loan amount.
Online Step 4: Select the loan category and fill in the loan amount.
Step 5: Fill out the Application Form, enter the following details:
Online Personal Information: Name, gender, date of birth, caste, etc. Address Information: Permanent and correspondence address Income Details: Monthly family income and source Loan Requirement: Amount needed, proposed use (e.g., business, self-employment) Bank Account Details: For loan disbursement
Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Online Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Step 7: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Online Step 7: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
Online Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
Frequently Asked Questions
Applicants must belong to the Thakor or Koli community, be aged between 21 and 50 years, and have a total annual family income of up to ₹3 lakh. <br>