Swayam Saksham Yojana (GTKVN)
in Gujarat
Last updated:
Swayam Saksham Yojana (GTKVN) in Gujarat
Swayam Saksham Yojana (GTKVN) is a government scheme available to eligible residents of Gujarat.
Apply for Swayam Saksham Yojana (GTKVN) in Gujarat
Scheme Overview
The scheme aims to promote economic self-reliance among professionally educated unemployed youth from Thakor & Koli communities, aged between 18 & 35 years, who hold degrees in fields such as Pharmacy, Software/Hardware, Automobile Engineering, Law, Chartered Accountancy, & others.
Eligibility Criteria
The applicant should be a resident of Gujarat.
The applicant should belong to the Thakor or Koli caste/community.
The applicant should be between 18 and 35 years of age on the date of application.
The applicant should have technical/professional education or experience in the field of business/trade.
The applicant should be unemployed and looking to start a self-employment unit.
The applicant family’s annual income should not exceed ₹3,00,000/-.
The applicant should have completed professional education in areas such as Medical, Law, Architecture, Engineering, Chartered Accountancy, Hotel Management, Software/Hardware, Financial Consultancy, Sculpture or Wrestling (with training) etc.
> **Note:**
Out of total loans disbursed, at least 50% will be allocated to families with income up to ₹1,50,000/-.
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Benefits
Loan Amount:
Up to ₹5,00,000/-.
Interest Rate:
5% per annum.
Contribution Split:
95% of the business/project cost is covered under the scheme as a loan.
5% contribution must be made by the beneficiary.
Loan Repayment Terms:
Repayable in 60 equal monthly installments (maximum 5 years).
The repayment period depends on the nature of the business plan.
Required Documents
| # | Document |
|---|---|
| 1 | Aadhaar Card |
| 2 | Bank Passbook/Cancelled Cheque |
| 3 | Business Address Proof |
| 4 | Certificate of Professional Course |
| 5 | Income Certificate |
| 6 | Passport Size Photos |
| 7 | Quotations |
| 8 | True Copy of Election Card |
| 9 | Age Proof/Birth Certificate |
| 10 | Caste Certificate |
| 11 | Graduate Mark sheet |
| 12 | Post Graduate Mark sheet |
| 13 | School Leaving |
How to Apply in Gujarat
Step 1: Visit the official website of the Gujarat Thakor and Koli Vikas Nigam.
Online Step 1: Visit the official website of the Gujarat Thakor and Koli Vikas Nigam.
Step 2: On the top menu bar, click on "Apply Now".
Online Step 2: On the top menu bar, click on "Apply Now".
Step 3: Click on the loan scheme name.
Online Step 3: Click on the loan scheme name.
Step 4: Select the loan category and fill in the loan amount.
Online Step 4: Select the loan category and fill in the loan amount.
Step 5: Fill out the Application Form, enter the following details:
Online Personal Information: Name, gender, date of birth, caste, etc. Address Information: Permanent and correspondence address Income Details: Monthly family income and source Loan Requirement: Amount needed, proposed use (e.g., business, self-employment) Bank Account Details: For loan disbursement
Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Online Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Step 7: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Online Step 7: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
Online Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
Common questions in Gujarat
Who can apply for Swayam Saksham Yojana (GTKVN) in Gujarat?
Eligible residents of Gujarat who meet the scheme’s overall criteria can apply for Swayam Saksham Yojana (GTKVN). Refer to the eligibility section above for the complete checklist.
What documents are required for Swayam Saksham Yojana (GTKVN) in Gujarat?
Applicants in Gujarat typically need identity proof (Aadhaar), state residency proof, bank account details, and any scheme-specific documents listed in the documents section.
Frequently Asked Questions
Youth from the Thakor or Koli castes aged 18 to 35 with professional education. <br>