State-Specific Information

Term Loan Scheme (GSKVN)

in Gujarat

Last updated:

Term Loan Scheme (GSKVN) in Gujarat

Term Loan Scheme (GSKVN) is a government scheme available to eligible residents of Gujarat.

Apply for Term Loan Scheme (GSKVN) in Gujarat

Scheme Overview

The scheme aims to uplift scavengers & their dependents by offering term loans of ₹1,00,000/- to ₹15,00,000/- to support them in starting self‐employment ventures in various trades & professions, enabling them to pursue income‐generating activities and lead dignified lives.

Eligibility Criteria

1

The applicant should be a resident of Gujarat.

2

The applicant should be a scavenger/sanitation worker or a dependent of one.

3

The applicant should be willing to use the loan for starting income-generating self-employment activities or projects.

4

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Benefits

Loan Amount:

loans from ₹1,00,000/- to ₹15,00,000/- are provided at an interest rate of 6% for various businesses.

Required Documents

# Document
1 Aadhaar Card
2 Caste Certificate
3 Income Certificate
4 PH Identity Card, If applicable
5 Widow Certificate, If applicable
6 Age Proof
7 Identity Card
8 PH Certificate from Civil Surgeon, If applicable
9 Ration Card

How to Apply in Gujarat

1

Step 1: Visit the Social Justice & Empowerment Department website: https://esamajkalyan.gujarat.gov.in

Online Step 1: Visit the Social Justice & Empowerment Department website: https://esamajkalyan.gujarat.gov.in

2

Step 2: Click on “Please Register Here” on the homepage.

Online Step 2: Click on “Please Register Here” on the homepage.

3

Step 3: Fill in your personal details as per Aadhaar.

Online Step 3: Fill in your personal details as per Aadhaar.

4

Step 4: Create a password and submit the form.

Online Step 4: Create a password and submit the form.

5

Step 5: Verify details and click “Confirm”.

Online Step 5: Verify details and click “Confirm”.

6

Step 6: You will receive your User ID & Password via SMS/email.

Online Step 6: You will receive your User ID & Password via SMS/email.

7

Step 1: Go to the portal homepage.

Online Step 1: Go to the portal homepage.

8

Step 2: Enter your User ID, Password, and Captcha.

Online Step 2: Enter your User ID, Password, and Captcha.

9

Step 3: Click “Login” to access your dashboard.

Online After login, complete your User Profile (first-time only).

10

Step 1: Homepage will show eligible schemes – click on the one you want.

Online Step 1: Homepage will show eligible schemes – click on the one you want.

11

Step 2: Fill out the scheme application form.

Online Step 2: Fill out the scheme application form.

12

Step 3: Upload the required documents.

Online Step 3: Upload the required documents.

13

Step 4: Review all entries, agree to terms, and click “Save Application” & note down your Application Number for tracking.

Online Step 4: Review all entries, agree to terms, and click “Save Application” & note down your Application Number for tracking.

14

Step 1: Click on “View Application Status”

Online Step 1: Click on “View Application Status”

15

Step 2: Enter your Application Number and Date of Birth

Online Step 2: Enter your Application Number and Date of Birth

16

Step 3: Click “View Status” to check progress

Online Step 3: Click “View Status” to check progress

Common questions in Gujarat

Who can apply for Term Loan Scheme (GSKVN) in Gujarat?

Eligible residents of Gujarat who meet the scheme’s overall criteria can apply for Term Loan Scheme (GSKVN). Refer to the eligibility section above for the complete checklist.

What documents are required for Term Loan Scheme (GSKVN) in Gujarat?

Applicants in Gujarat typically need identity proof (Aadhaar), state residency proof, bank account details, and any scheme-specific documents listed in the documents section.

Frequently Asked Questions

Any sweeper, scavenger, or their dependent residing in Gujarat. <br> <br> <br>

Sources and references

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