Swayam Saksham Yojana (GBCDC)
in Gujarat
Last updated:
Swayam Saksham Yojana (GBCDC) in Gujarat
Swayam Saksham Yojana (GBCDC) is a government scheme available to eligible residents of Gujarat.
Apply for Swayam Saksham Yojana (GBCDC) in Gujarat
Scheme Overview
This scheme aims to instill a sense of self-reliance in the youth belonging to backward classes after receiving vocational education/training. Under this scheme, eligible youth are provided loans at a low-interest rate to start self-employment ventures.
Eligibility Criteria
The applicant should be a resident of Gujarat.
The applicant should belong to the Socially and Educationally Backward Classes (SEBC).
The applicant should be between 18 and 35 years of age on the date of application.
The applicant should be unemployed but professionally educated (e.g., doctor, engineer, lawyer, CA, etc.).
The total annual family income of the applicant should not exceed ₹3,00,000/-.
The applicant should have completed a professional course (degree or diploma).
The applicant should intend to start a professional business such as clinics, nursing homes, physiotherapy clinics, biomedical labs, legal offices, medical stores, architect offices, engineering units, C.A. offices, etc.
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Benefits
Loan Amount:
Up to ₹5,00,000/- per applicant.
Interest Rate:
6% per annum.
Loan Share: Under the scheme, the loan will be distributed in a unit cost ratio where-
85% will be covered by a national corporation
10% by State Government
5% contribution by the beneficiary
Repayment Terms:
This loan will have to be repaid in 60 equal monthly installments including interest.
Required Documents
| # | Document |
|---|---|
| 1 | Aadhar Card |
| 2 | Bank Passbook/Cancelled Cheque |
| 3 | Business Address Proof |
| 4 | Certificate of Professional Course |
| 5 | Income Certificate |
| 6 | Passport Size Photos |
| 7 | Quotations |
| 8 | True Copy of Election Card |
| 9 | Age Proof/Birth Certificate |
| 10 | Caste Certificate |
| 11 | Graduate Mark sheet/Mark sheet |
| 12 | Post Graduate Mark sheet |
| 13 | School Leaving certificate |
How to Apply in Gujarat
Step 1: Visit the official website of the Gujarat Backwards Caste Development Corporation.
Online Step 1: Visit the official website of the Gujarat Backwards Caste Development Corporation.
Step 2: On the top menu bar, click on "Apply Online".
Online Step 2: On the top menu bar, click on "Apply Online".
Step 3: If you’re a new user, click on "New Registration" Enter personal details (name, mobile number, email, aadhaar number, etc.), create a password, and complete OTP verification.
Online Step 3: If you’re a new user, click on "New Registration" Enter personal details (name, mobile number, email, aadhaar number, etc.), create a password, and complete OTP verification.
Step 4: Use your registered credentials (User ID and password) to log in.
Online Step 4: Use your registered credentials (User ID and password) to log in.
Step 5: Click on “New Application”. Select “Swayam Saksham Yojana” from the list of available schemes.
Online Step 5: Click on “New Application”. Select “Swayam Saksham Yojana” from the list of available schemes.
Step 6: Fill out the Application Form, enter the following details:
Online Personal Information: Name, gender, date of birth, caste, etc. Address Information: Permanent and correspondence address Income Details: Monthly family income and source Loan Requirement: Amount needed, proposed use (e.g., business, self-employment) Bank Account Details: For loan disbursement
Step 7: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Online Step 7: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Step 8: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Online Step 8: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Step 9: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
Online Step 9: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
Common questions in Gujarat
Who can apply for Swayam Saksham Yojana (GBCDC) in Gujarat?
Eligible residents of Gujarat who meet the scheme’s overall criteria can apply for Swayam Saksham Yojana (GBCDC). Refer to the eligibility section above for the complete checklist.
What documents are required for Swayam Saksham Yojana (GBCDC) in Gujarat?
Applicants in Gujarat typically need identity proof (Aadhaar), state residency proof, bank account details, and any scheme-specific documents listed in the documents section.
Frequently Asked Questions
Youth from Socially and Educationally Backward Classes (SEBC) with professional education and annual family income under ₹3,00,000. <br>