State-Specific Information

Support for Marginalized Individuals for Livelihood and Enterprise (SMILE): Composite Medical Health for Transgender Persons

in Kerala

Last updated: 14 Apr 2026

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Support for Marginalized Individuals for Livelihood and Enterprise (SMILE): Composite Medical Health for Transgender Persons in Kerala

Support for Marginalized Individuals for Livelihood and Enterprise (SMILE): Composite Medical Health for Transgender Persons is a government scheme available to eligible residents of Kerala.

Apply for Support for Marginalized Individuals for Livelihood and Enterprise (SMILE): Composite Medical Health for Transgender Persons in Kerala

Scheme Overview

The scheme aims to provide health Insurance coverage to all Transgender persons living in India to improve their health condition through proper treatment including sex re-assignment surgeries as well as medical support. The scheme provides health insurance in the form of Ayushman Bharat Plus.

Eligibility Criteria

- The applicant should be Transgender.

- The applicant should not be availing similar benefits from any other schemes of the Central Government or State Government.

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Benefits

Health insurance cover of ₹5,00,000/- (Five Lakh Rupees) per year.

Coverage is provided in the form of Ayushman Bharat Plus health insurance.

Coverage is inclusive of gender reaffirmation surgery within the health benefit package under Ayushman Bharat Yojana.

The comprehensive package covers all aspects of transition related healthcare for Transgender persons.

Coverage specifically includes hormone therapy and Sex Re-assignment surgery inclusive of post operation formalities.

Treatment for the beneficiary shall be cashless. The Government of India provides for 100% of the approved expenditure.

Required Documents

#	Document	Details
1	Transgender Certificate And Identity Card Issued By The National Portal For Transgender Persons (Mandatory Document To Avail Health Insurance Package).
2	Registration Identification/Transgender Person’s Certificate Serial Number (Required From The National Portal For Transgender Persons To Access Benefits).

How to Apply in Kerala

Step 1: Ensure Possession of Mandatory Identification

Online The applicant must possess the Transgender Certificate issued by the "National Portal for Transgender Persons", as this document is mandatory to avail the health insurance package. Beneficiaries who have already received their certificates from the National Portal are automatically eligible to receive the insurance.

Step 2: Access the Benefits at an Empanelled Facility or Service Centre

Online The Transgender beneficiary or applicant possessing the Transgender Certificate should visit an empanelled hospital or a Common Service Centre (CSE). These empanelled hospitals are identified from the list of institutions already approved under the Ayushman Bharat Scheme.

Step 3: Verification of Certificate Details on the System

Online The applicant is required to present their registration Identification/Transgender person’s certificate serial number from the National Portal to the staff at the facility or centre. The beneficiary's details will then be entered and verified on a real-time basis, adhering to the current Beneficiary Identification System procedure utilized for Pradhan Mantri Jan Arogya Yojana beneficiaries.

Step 4: Obtain the Ayushman Transgender Health Card

Online If an individual does not possess the mandatory Transgender Certificate, they shall be redirected to the National Portal website to obtain the required document. After successful verification of the Transgender Certificate, the eligible applicant will subsequently be issued the specific Ayushman Transgender Health card. Contact Us For General Queries: 011-20893988, [email protected] For Technical Queries: +91 79 23268279, [email protected] Working Hours: 10:00 AM to 17:00 PM, Monday to Friday

Common questions in Kerala

Who can apply for Support for Marginalized Individuals for Livelihood and Enterprise (SMILE): Composite Medical Health for Transgender Persons in Kerala?

Eligible residents of Kerala who meet the scheme’s overall criteria can apply for Support for Marginalized Individuals for Livelihood and Enterprise (SMILE): Composite Medical Health for Transgender Persons. Refer to the eligibility section above for the complete checklist.

What documents are required for Support for Marginalized Individuals for Livelihood and Enterprise (SMILE): Composite Medical Health for Transgender Persons in Kerala?

Applicants in Kerala typically need identity proof (Aadhaar), state residency proof, bank account details, and any scheme-specific documents listed in the documents section.

Frequently Asked Questions

Following the successful completion of the verification procedure, what official document is then issued to the eligible Transgender applicant?

After successful verification of the Transgender Certificate and eligibility, the applicant will subsequently be issued the specific Ayushman Transgender Health card. <br>

Are there any limitations regarding other governmental financial or healthcare support that might disqualify an applicant from receiving these services?

When receiving treatment at an authorized medical facility, will the individual typically be required to pay for the services upfront or is the process fully managed?

Does the insurance coverage provided specifically include procedures necessary for gender transition, such as gender affirmation surgeries?

What specific certification documents must an individual hold to prove their status as a Transgender person eligible for this benefit?

If a Transgender person wishes to avail of the medical health package but does not currently hold the required certificate, what action should they take?

What is the total maximum financial coverage value provided annually to each eligible beneficiary under this specific health care offering?

What percentage of the total approved expenditure for the medical services provided to the beneficiaries is funded by the Government?

Can you detail the comprehensive scope of healthcare services covered, ensuring that transition-related needs are fully addressed?

If I have already successfully obtained the official identity documentation, am I automatically considered eligible to enroll for the associated insurance policy?

At which types of medical institutions, including both public and private, can an eligible beneficiary redeem the transition-related health services?

Is the Transgender Certificate issued via the National Portal an absolute prerequisite document for gaining access to the health insurance benefits package?

Does the comprehensive package extend its coverage to include follow-up consultations and necessary procedures after a sex reassignment surgery has been performed?

Once certification is confirmed, what is the primary physical location or administrative center where an applicant can initiate the process of accessing the benefits?