Mahila Samruddhi Yojana (DAADC)
in Gujarat
Last updated:
Mahila Samruddhi Yojana (DAADC) in Gujarat
Mahila Samruddhi Yojana (DAADC) is a government scheme available to eligible residents of Gujarat.
Apply for Mahila Samruddhi Yojana (DAADC) in Gujarat
Scheme Overview
The scheme aims to promote self-employment and financial independence among women from the Antyodaya Samaj, especially from Scheduled Castes. Under this scheme, loan up to ₹50,000/- is provided at a concessional interest rate to eligible women for starting small-scale businesses.
Eligibility Criteria
The applicant should be a permanent resident of Gujarat.
The applicant should be a woman.
The applicant should belong to the Scheduled Caste (SC) category.
The applicant should belong to the Antyodaya Anna Yojana (AAY) family or be from the economically backward class.
The applicant’s annual family income should not exceed ₹3,00,000/-.
The applicant should be planning to start a self-employment venture or micro-enterprise.
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Benefits
Loan Amount: ₹50,000/- provided to eligible women for starting micro or small businesses.
Interest Rate: 6% per annum.
State Government Contribution: 95% of the loan amount, i.e., ₹47,500/-, is borne by the state.
Beneficiary Contribution: 5% of the loan amount, i.e., ₹2,500/-.
Possible Monthly Installment Amount: ₹1,445/- per month.
Duration: 36 Months (3 years)
Required Documents
| # | Document |
|---|---|
| 1 | Aadhaar Card |
| 2 | Bank Passbook/Cancelled Cheque |
| 3 | Caste Certificate |
| 4 | Ration Card |
| 5 | Copy of Election Card |
| 6 | Widow Certificate |
| 7 | Age Proof |
| 8 | Birth Certificate |
| 9 | Income Certificate |
| 10 | School Leaving Certificate |
| 11 | Copy of Electricity Bill |
How to Apply in Gujarat
Step 1: Visit the official website of the Dr. Ambedkar Antyodaya Vikas Nigam (SC).
Online Step 1: Visit the official website of the Dr. Ambedkar Antyodaya Vikas Nigam (SC).
Step 2: On the top menu bar, click on "Apply Now".
Online Step 2: On the top menu bar, click on "Apply Now".
Step 3: Click on the loan scheme name.
Online Step 3: Click on the loan scheme name.
Step 4: Select the loan category and fill in the loan amount.
Online Step 4: Select the loan category and fill in the loan amount.
Step 5: Fill out the Application Form, enter the following details:
Online Personal Information: Name, gender, date of birth, caste, etc. Address Information: Permanent and correspondence address Income Details: Monthly family income and source Loan Requirement: Amount needed, proposed use (e.g., business, self-employment) Bank Account Details: For loan disbursement
Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Online Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Step 7: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Online Step 7: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
Online Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
Common questions in Gujarat
Who can apply for Mahila Samruddhi Yojana (DAADC) in Gujarat?
Eligible residents of Gujarat who meet the scheme’s overall criteria can apply for Mahila Samruddhi Yojana (DAADC). Refer to the eligibility section above for the complete checklist.
What documents are required for Mahila Samruddhi Yojana (DAADC) in Gujarat?
Applicants in Gujarat typically need identity proof (Aadhaar), state residency proof, bank account details, and any scheme-specific documents listed in the documents section.
Frequently Asked Questions
Scheduled Caste women from Antyodaya or economically backward families in Gujarat. <br>