Mahila Samruddhi (Gujarat Backward Caste Development Corporation)
in Gujarat
Last updated:
Mahila Samruddhi (Gujarat Backward Caste Development Corporation) in Gujarat
Mahila Samruddhi (Gujarat Backward Caste Development Corporation) is a government scheme available to eligible residents of Gujarat.
Apply for Mahila Samruddhi (Gujarat Backward Caste Development Corporation) in Gujarat
Scheme Overview
The scheme aims to create self-employment for women from the backward classes. Through this scheme, low-interest rate loans are provided to female beneficiaries.
Eligibility Criteria
The applicant must be female.
The applicant must be a resident of Gujarat.
The applicant should belong to a socially and educationally backward class, specifically Other Backward Classes (OBC).
The total annual income of the applicant's family should not exceed ₹3,00,000/-.
The applicant's age should be between 21 and 45 years on the date of application.
The applicant must have experience in a business requiring technical and other skills.
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Benefits
The maximum loan limit under this scheme is up to ₹1,25,000/-.
The interest rate on these schemes will be 4% per annum.
In these schemes, 95% of the unit cost will be provided as a loan, where 95% will be contributed by the National Corporation and 5% by the State Government.
This loan is to be repaid in 48 equal monthly installments, including interest.
Required Documents
| # | Document |
|---|---|
| 1 | 7/12 Certificate |
| 2 | Aadhar Card |
| 3 | Affidavit |
| 4 | Age Proof (cross-referencing eligibility criteria for age between 21 and 45 years) |
| 5 | Attested Copy of Permanent Account Number (PAN) Card |
| 6 | Bank Passbook (First Page) |
| 7 | Birth Certificate |
| 8 | Caste Certificate (cross-referencing eligibility for socially and educationally backward class) |
| 9 | Identity Card |
| 10 | Income Certificate (cross-referencing eligibility for family income limit of ₹3,00,000) |
| 11 | Passport Size Photos |
| 12 | Quotations |
| 13 | Ration Card |
| 14 | Residence Proof |
| 15 | School Leaving Certificate |
How to Apply in Gujarat
Step 1: Visit the official website of the Gujarat Backwards Caste Development Corporation.
Online Step 1: Visit the official website of the Gujarat Backwards Caste Development Corporation.
Step 2: On the top menu bar, click on "Apply Online".
Online Step 2: On the top menu bar, click on "Apply Online".
Step 3: If you’re a new user, click on "New Registration" Enter personal details (name, mobile number, email, aadhaar number, etc.), create a password, and complete OTP verification.
Online Step 3: If you’re a new user, click on "New Registration" Enter personal details (name, mobile number, email, aadhaar number, etc.), create a password, and complete OTP verification.
Step 4: Use your registered credentials (User ID and password) to log in.
Online Step 4: Use your registered credentials (User ID and password) to log in.
Step 5: Click on “New Application”. Select “Mahila Samruddhi” from the list of available schemes.
Online Step 5: Click on “New Application”. Select “Mahila Samruddhi” from the list of available schemes.
Step 6: Fill out the Application Form, enter the following details:
Online Personal Information: Name, gender, date of birth, caste, etc. Address Information: Permanent and correspondence address Income Details: Monthly family income and source Loan Requirement: Amount needed, proposed use (e.g., business, self-employment) Bank Account Details: For loan disbursement
Step 7: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Online Step 7: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Step 8: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Online Step 8: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Step 9: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
Online Step 9: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
Common questions in Gujarat
Who can apply for Mahila Samruddhi (Gujarat Backward Caste Development Corporation) in Gujarat?
Eligible residents of Gujarat who meet the scheme’s overall criteria can apply for Mahila Samruddhi (Gujarat Backward Caste Development Corporation). Refer to the eligibility section above for the complete checklist.
What documents are required for Mahila Samruddhi (Gujarat Backward Caste Development Corporation) in Gujarat?
Applicants in Gujarat typically need identity proof (Aadhaar), state residency proof, bank account details, and any scheme-specific documents listed in the documents section.
Frequently Asked Questions
This scheme is a microfinance scheme aimed at creating self-employment opportunities for women from backward classes. <br>