Kera Suraksha Insurance Scheme
in Karnataka
Last updated:
Kera Suraksha Insurance Scheme in Karnataka
Kera Suraksha Insurance Scheme is a government scheme available to eligible residents of Karnataka.
Apply for Kera Suraksha Insurance Scheme in Karnataka
Scheme Overview
The ‘Kera Suraksha Insurance Scheme’ is a comprehensive Group Personal Accident Insurance Scheme, implemented by Coconut Development Board in association with Public Insurance companies for Coconut Tree Climbers/Neera Technicians/Coconut Harvesters.
Eligibility Criteria
The applicant should be a Coconut Tree Climber/Neera Technician/Coconut Harvester/Trainee.
The age of the applicant should be between 18 to 65 years.
> **Responsibilities of Climbers /Harvesters/Neera Technicians/Trainees(Beneficiaries):**
Submit applications for insurance under the insurance scheme in the prescribed format with all mandatory documents.
Payment of his/her/their share of premium prescribed by the Board by way of demand draft/ online mode.
Safe custody of policy document/ policy number received from the Board
Intimation of accident within 72 hours of its occurrence to Board.
Submission of claim form along with mandatory documents to Board, in case of accidents-related hospital expenses/death, for getting benefits under the scheme.
Benefits
1. Components under the scheme and present compensation:
Required Documents
| # | Document |
|---|---|
| 1 | Aadhaar card |
| 2 | Proof of age |
| 3 | Caste certificate, if applicable |
| 4 | Declaration for Assignment |
| 5 | Declaration Form |
| 6 | Certificate issued by competent authority stating that the applicant is currently engaged in skilled labour as a Coconut Tree Climber/Neera Technician/Harvester |
| 7 | Payment details |
| 8 | Any other document, as required |
| 9 | Original Discharge summary/ OP Ticket |
| 10 | Original Medical Bills ( duly certified by a doctor) |
| 11 | Original Lab reports(if any) |
| 12 | Immobilizations Certificate (Minimum 5 days continuous disablement is required) |
| 13 | Fitness Certificate |
| 14 | Disability Certificate (In case of disablement due to accident) |
| 15 | FIR/GD Entry/CSR/Police Report (In case of road accident) |
| 16 | NEFT details (Bank name, Branch, Account Number and IFSC) |
| 17 | Duly signed claim voucher |
| 18 | Original Medical Reports |
| 19 | Original Death Certificate |
| 20 | Legal Heirship certificate |
| 21 | Post Mortem Report |
| 22 | FIR |
| 23 | Newspaper cutting |
| 24 | Viscera Report (if any) |
| 25 | Inquest Report |
| 26 | NEFT details (Bank name, Branch, Account Number and IFSC) |
| 27 | Duly signed claim voucher |
Common questions in Karnataka
Who can apply for Kera Suraksha Insurance Scheme in Karnataka?
Eligible residents of Karnataka who meet the scheme’s overall criteria can apply for Kera Suraksha Insurance Scheme. Refer to the eligibility section above for the complete checklist.
What documents are required for Kera Suraksha Insurance Scheme in Karnataka?
Applicants in Karnataka typically need identity proof (Aadhaar), state residency proof, bank account details, and any scheme-specific documents listed in the documents section.
Frequently Asked Questions
The Kera Suraksha Insurance Scheme is a comprehensive Group Personal Accident Insurance Scheme initiated by the Coconut Development Board, Ministry of Agriculture and Farmers Welfare, Government of India. It is designed for Coconut Tree Climbers, Neera Technicians, and Coconut Harvesters, implemented in collaboration with Public Insurance companies.