State-Specific Information

Goa Tribal's Employment Generation Programme Scheme

in Goa

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Goa Tribal's Employment Generation Programme Scheme in Goa

Goa Tribal's Employment Generation Programme Scheme is a government scheme available to eligible residents of Goa.

Apply for Goa Tribal's Employment Generation Programme Scheme in Goa

Scheme Overview

"Goa Tribal’s Employment Generation Programme Scheme" provides a subsidy of 40% on the total loan amount i.e. 95% of the project cost. The scheme is for educated unemployed individuals in the 18 to 45 years age group who are members of the tribal communities of Goa.

Eligibility Criteria

1

The applicant should be Unemployed.

2

The age of the applicant should be between 18 and 45 years.

3

The applicant should have passed Class 4th (relaxable for deserving cases).

4

The applicant should be a Member of the Tribal Community notified by the Government of Goa.

5

The applicant should not be a defaulter to any bank, financial institution, etc.

6

The applicant should have been a permanent resident of Goa for at least 15 years.

7

The eligible activities are Micro and small manufacturing enterprises, Service enterprises, and Trade Enterprises.

8

The non-eligible activities are Farming activities, tobacco products and red-category industries.

Benefits

Type of Activity: Micro & Small Manufacturing Enterprises

Maximum Project Cost (₹ in Lakh): 25

Maximum Working Capital Limit: 35%

Type of Activity: Service Enterprises

Maximum Project Cost (₹ in Lakh): 15

Maximum Working Capital Limit: 80%

Type of Activity: Trade Enterprises

Maximum Project Cost (₹ in Lakh): 15

Maximum Working Capital Limit: 80% (100% in case of agricultural produce)

Subsidy Applicable on Loan Amount: 40%

Promoter’s Contribution: 5%.

Interest Rate: 4% per annum

Penal Interest: NIL

Repayment Schedule: Repayable in 60 to 120 EMIs (As per discretion of GTEGP-TFC).

Moratorium Period: 3 to 6 months (At the discretion of GTEGP-TFC).

Security: The first charge of mortgage/hypothecation of fixed assets (building, furniture, machinery, etc.) and/or current assets (trading goods, raw material, etc.)

Training

Compulsory entrepreneurship training of up to 7 days within six months from the date of sanction.

Required Documents

# Document
1 > **For Loan Assistance**
2 (Fill up the prescribed application form and submit the same in duplicate along with self-attested copies of the following documents)
3 1) 2 recent photographs. (borrower & guarantor).
4 2) Birth Certificate.
5 3) Valid Caste Certificate from Competent Authority.
6 4) School leaving or qualification certificate.
7 5) 15 years residential certificate.
8 6) House tax receipt. (borrower & guarantor).
9 7) EPIC/UID. (borrower & guarantor).
10 8) Any other relevant certificate. (Marriage/caste/handicap/widow).
11 9) Professional Driving licence, badge, and business assurance recommendation letter in case of loan for the vehicle.
12 10) Bank pass book/s of existing accounts (borrower & guarantor).
13 11) Pan Card (borrower & guarantor).
14 <br>
15 > **Declaration**
16 The applicant has to file a Self Declaration, in the format provided with the application form
17 <br>
18 > **For Project Report**
19 (Fill up the prescribed project report form and submit the same in duplicate along with the following documents)
20 1) All quotations of assets to be acquired and also of raw material or stock, from authorized dealers.
21 2) Registration of the unit wherever necessary.
22 3) N.O.C./Trade Licence from Panchayat/Municipality.
23 4) Any other requisite N.O.C. from a Government department or authority as applicable.
24 5) N.O.C. on stamp paper of ₹ 50/- and in prescribed format from the owner of the premises where the activity is proposed to be started.
25 6) Latest Tax receipt/registration of the shop, pertaining to the proposed premises.
26 7) Electricity/water connection proof (Wherever necessary).

How to Apply in Goa

1

Step 1: The interested applicant should visit the Department of Tribal Welfare, Govt. of Goa, Shram Shakti Bhavan,

Offline 5th Floor, Patto, Panaji-Goa, - 403 001.

2

Step 2: Take a print of the proforma of the application form, or request a hard copy from the concerned authority.

Offline Step 2: Take a print of the proforma of the application form, or request a hard copy from the concerned authority.

3

Step 3: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across), and attach copies of all the mandatory documents (self-attest if required).

Offline Step 3: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across), and attach copies of all the mandatory documents (self-attest if required).

4

Step 4: Submit the duly filled and signed application form along with the documents to the concerned authority.

Offline Step 4: Submit the duly filled and signed application form along with the documents to the concerned authority.

Common questions in Goa

Who can apply for Goa Tribal's Employment Generation Programme Scheme in Goa?

Eligible residents of Goa who meet the scheme’s overall criteria can apply for Goa Tribal's Employment Generation Programme Scheme. Refer to the eligibility section above for the complete checklist.

What documents are required for Goa Tribal's Employment Generation Programme Scheme in Goa?

Applicants in Goa typically need identity proof (Aadhaar), state residency proof, bank account details, and any scheme-specific documents listed in the documents section.

Frequently Asked Questions

The scheme allows applicants to apply for assistance for any one of the eligible business activity types: Micro and Small Manufacturing Enterprises, Service Enterprises, or Trade Enterprises. Applicants need to choose the category that aligns with their intended business activity.

Sources and references

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