Chief Minister’s Health Insurance Scheme - Nagaland
in Nagaland
Last updated:
Key dates and updates (Nagaland)
Nationwide and Nagaland-specific milestones. Verify on the official portal before you apply.
| Milestone | Date |
|---|---|
| Scheme launch |
Chief Minister’s Health Insurance Scheme - Nagaland in Nagaland
Chief Minister’s Health Insurance Scheme - Nagaland is a government scheme available to eligible residents of Nagaland.
Apply for Chief Minister’s Health Insurance Scheme - Nagaland in Nagaland
Scheme Overview
Launched on 16th October 2022, the scheme "Chief Minister Health Insurance Scheme (CMHIS)" is a Public Health Insurance Scheme by the Health and Family Welfare Department, Government of Nagaland. This scheme provides cashless treatment up to ₹20 lakhs for employees and pensioners and ₹5 lakhs.
Eligibility Criteria
**Eligibility**
The Chief Minister Health Insurance Scheme is available to all permanent and indigenous residents of Nagaland. They are divided into two categories:
**1. For CMHIS (EP):**
- The applicant should be a government employee, pensioner, or dependent family member.
- The applicant should possess valid supporting documents such as the PIMS Code, PPO book, Aadhaar card, and certificates for dependents.
**2. For CMHIS (GC):**
- The applicant should be an Indigenous Inhabitant or Permanent Resident of Nagaland not covered under AB PM-JAY.
- The applicant should possess an Indigenous Inhabitant Certificate (IIC) or Permanent Resident Certificate (PRC) issued after 2016, along with an Aadhaar card and valid mobile number.
Benefits
All beneficiaries of the scheme are entitled to free and cashless hospitalization care for various ailments including pre-existing conditions/diseases, which can be availed from any empanelled hospital across the country. The treatment will include both surgical and medical procedures and limited day-care packages. However, OPD services and standalone diagnostics investigations will not be covered.
CMHIS (GEN) beneficiaries will be entitled to more than 1950 medical and surgical packages across 27 major clinical specialties as well as entitlement to General Ward, similar to AB PM-JAY.
CMHIS (EP) beneficiaries will be entitled similar to that available for central government employees under the Central Government Health Scheme (CGHS) as well as differential room entitlement as per their employee grade.
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**Annual Risk Cover/ Sum Insured per family:**
For CMHIS (GEN) beneficiary families, the Sum Insured is ₹ 5,00,000/- (Rupees Five Lakhs Only) per family per annum on a family floater basis, similar to AB PM-JAY.
For CMHIS (EP) beneficiary families, the Sum Insured is ₹ 20,00,000/- (Rupees Twenty Lakhs Only) per family per annum on a family floater basis.
Further, for Government employees, any additional expenses beyond the sum insured shall be reimbursed on a case-to-case basis by the State government on recommendation of the State Medical Board.
Required Documents
| # | Document |
|---|---|
| 1 | Mandatory KYC Document Required for CMHIS (GEN) category: |
| 2 | Valid Mobile Phone number. |
| 3 | Indigenous Inhabitant Certificate (IIC) or Permanent Residential Certificate (PRC) issued by the competent authority of the respective district Administration after 2016. |
| 4 | NB : Ration Card holders must get their eCards issued using their ration card in the BIS portal directly without registering in the CMHIS Portal (Ration Card data is already integrated with NHA BIS. Operators to go directly to the BIS URL). |
| 5 | Valid Mobile Phone number |
| 6 | Govt issued Photo ID card |
| 7 | Engagement/ Appointment Order. |
| 8 | Proof of continuity of being engaged (Letter from the controlling officer) |
| 9 | Filled and downloaded online registration form with household member details (FORM), countersigned by Village council Chairman/Ward Chairman. |
| 10 | Mandatory KYC Document Required under CMHIS (EP) category: |
| 11 | Valid Mobile Phone number. |
| 12 | First Three pages of the Pensioner’s PPO book indicating PPO number, last pay scale or designation of the post held or last pay is drawn prior to retirement. |
| 13 | Valid Mobile Phone number |
| 14 | PIMS code. |
| 15 | Document proving dependency for each dependent member to be added: |
| 16 | Proof of Relationship/DOB- Birth Certificate/Aadhaar/Class X Admit Card/voter‘s ID/Pancard or any other Govt. issued ID indicating the relationship with any one of the parents and Date of Birth. |
| 17 | Disability Certificate in case of PwD |
How to Apply in Nagaland
Step 1: Visit the Official Website of the Chief Minister’s Health Insurance Scheme (CMHIS) Nagaland.
Online — https://cmhis.nagaland.gov.in/login Step 1: Visit the Official Website of the Chief Minister’s Health Insurance Scheme (CMHIS) Nagaland.
Step 2: Click on the Register. Read out the Registration instructions carefully.
Online — https://cmhis.nagaland.gov.in/login Step 2: Click on the Register. Read out the Registration instructions carefully.
Step 3: Fill in the application form with all the required details, including personal details, family details, income details, and medical history.
Online — https://cmhis.nagaland.gov.in/login Step 3: Fill in the application form with all the required details, including personal details, family details, income details, and medical history.
Step 4: Submit the completed application form along with the necessary documents to the nearest Common Service Center (CSC) in your area or the empanelled hospital.
Online — https://cmhis.nagaland.gov.in/login Step 4: Submit the completed application form along with the necessary documents to the nearest Common Service Center (CSC) in your area or the empanelled hospital.
Step 5: The CSC or the empanelled hospital will verify the application form and documents and upload the details to the online portal.
Online — https://cmhis.nagaland.gov.in/login Step 5: The CSC or the empanelled hospital will verify the application form and documents and upload the details to the online portal.
Step 6: The insurance provider will verify the application and approve or reject the application based on the eligibility criteria.
Online — https://cmhis.nagaland.gov.in/login Step 6: The insurance provider will verify the application and approve or reject the application based on the eligibility criteria.
Common questions in Nagaland
Who can apply for Chief Minister’s Health Insurance Scheme - Nagaland in Nagaland?
Eligible residents of Nagaland who meet the scheme’s overall criteria can apply for Chief Minister’s Health Insurance Scheme - Nagaland. Refer to the eligibility section above for the complete checklist.
What documents are required for Chief Minister’s Health Insurance Scheme - Nagaland in Nagaland?
Applicants in Nagaland typically need identity proof (Aadhaar), state residency proof, bank account details, and any scheme-specific documents listed in the documents section.
What are the important dates for Chief Minister’s Health Insurance Scheme - Nagaland?
Key dates are summarized in the table on this page, from 14 October 2022 through 14 October 2022, based on values DeshSeva currently stores for this item.
Frequently Asked Questions
The Chief Minister Health Insurance Scheme (CMHIS) Nagaland was initiated with the aim to alleviate financial hardships due to hospitalization expenses and to prevent inaccessibility to medical care on account of unaffordability, by providing free and cashless benefits for treatment of various ailments, to every citizen of the State.