Aponar Apon Ghar
in Assam
Last updated:
Aponar Apon Ghar in Assam
Aponar Apon Ghar is a government scheme available to eligible residents of Assam.
Apply for Aponar Apon Ghar in Assam
Scheme Overview
"Aponar Apon Ghar" is a Home Loan Subsidy Scheme by the Finance Department, Govt. of Assam. The objective is to realize the vision of “Housing For All” by 2022 so that each poor person may have their own house. All the applicants will get home loans at subsidized interest rates.
Eligibility Criteria
The applicants must be permanent residents of Assam state.
The applicants must avail the housing loan from any Scheduled Commercial Bank, Regional Rural Banks, Assam Cooperative Apex bank within the state.
The total family income of the applicant (from all sources) must not exceed ₹ 20,00,000.
The housing loan must be of more than ₹ 5,00,000 and sanctioned by bank on or after 1st April 2019.
The loan accounts must not be under NPA (Non Performing Assets) status.
This must be the first home by the composite family.
Benefits
Loan Amount (₹): 5,00,000 - 10,00,000
Subsidy (₹): 1,00,000
Loan Amount (₹): 10,00,000 - 20,00,000
Subsidy (₹): 1,50,000
Loan Amount (₹): 20,00,000 - 30,00,000
Subsidy (₹): 2,00,000
Loan Amount (₹): 30,00,000 - 40,00,000
Subsidy (₹): 2,50,000
Required Documents
| # | Document |
|---|---|
| 1 | Residence Proof of Assam State |
| 2 | Proof of Identity |
| 3 | Income Certificate |
| 4 | Bank Account Details |
| 5 | Passport Size Photograph |
| 6 | Latest Salary Slips |
| 7 | Statement of Salary Account for the Past Six Months |
| 8 | No Dues Salary From the Existing Banker if the Salary is Credited in Other Than SBI Account |
| 9 | Proof of Being in Service for a Minimum of Five Years |
| 10 | Statement of Personal Assets and Liabilities in Bank’s Format |
| 11 | Documents Evidencing the Ownership of Land |
How to Apply in Assam
Step 1: Visit the official website. Navigate to the "Click here for Loan Subsidy" section.
Online — https://assamfinanceloans.in/subsidy/gotoHomeLoanApplication.action Step 1: Visit the official website. Navigate to the "Click here for Loan Subsidy" section.
Step 2: Click "Aponar Apon Ghar (Home Loan Subsidy Scheme)". You will be taken to "Application for Release for Subsidy". Fill in all the mandatory details.
Online — https://assamfinanceloans.in/subsidy/gotoHomeLoanApplication.action Applicant's Details: Name, Gender, DOB, PAN No., Email ID, Mobile Number, Address. Loan Details: IFSC of Loan Issuing Branch, Bank Name, Branch Name, Account Number, Loan Sanction Amount, Date of Loan Sanction, Property Address.
Step 3: Upload the Supporting Documents: Land Proof, Address Proof, and PAN Card Proof. Check the Declaration, and click "Save".
Online — https://assamfinanceloans.in/subsidy/gotoHomeLoanApplication.action Check Application Status:
Step 1: Visit the official website. At the bottom right of the page, in the "Application Tracking" section, click "Track".
Online — https://assamfinanceloans.in/subsidy/gotoHomeLoanApplication.action Step 1: Visit the official website. At the bottom right of the page, in the "Application Tracking" section, click "Track".
Step 2: On the next page, provide your Mobile Number, and Loan Account Number or Application Number, and click "Submit".
Online — https://assamfinanceloans.in/subsidy/gotoHomeLoanApplication.action Step 2: On the next page, provide your Mobile Number, and Loan Account Number or Application Number, and click "Submit".
Common questions in Assam
Who can apply for Aponar Apon Ghar in Assam?
Eligible residents of Assam who meet the scheme’s overall criteria can apply for Aponar Apon Ghar. Refer to the eligibility section above for the complete checklist.
What documents are required for Aponar Apon Ghar in Assam?
Applicants in Assam typically need identity proof (Aadhaar), state residency proof, bank account details, and any scheme-specific documents listed in the documents section.
Frequently Asked Questions
The "Aponar Apon Ghar" Home Loan Subsidy Scheme is managed by the Finance Department, Govt. of Assam.