Aam Aadmi Bima Yojana
in Assam
Last updated:
Aam Aadmi Bima Yojana in Assam
Aam Aadmi Bima Yojana is a government scheme available to eligible residents of Assam.
Apply for Aam Aadmi Bima Yojana in Assam
Scheme Overview
The Aam Aadmi Bima Yojana (AABY) is a social security scheme for rural landless households implemented by the Ministry of Labour & Employment, Government of India. The scheme provides insurance coverage to the head of the household or an earning member of the family in the age group of 18 to 59.
Eligibility Criteria
- The applicant should be aged between 18 and 59 years.
- The applicant should normally be the head of the family or an earning member.
- The applicant’s family should be categorized as below the poverty line (BPL) or marginally above the poverty line.
- The applicant should belong to an identified occupational or vocational group.
- The applicant should be part of a rural landless household.
Benefits
> **Life Insurance Coverage:**
Natural death: ₹30,000/-
Death due to accident: ₹75,000/-
> **Disability Benefits:**
Total permanent disability (loss of two eyes or two limbs) due to accident: ₹75,000/-
Partial permanent disability (loss of one eye or one limb) due to accident: ₹37,500/-
**Scholarship:**
Two children of the beneficiary studying between 9th to 12th Standard shall receive ₹100/- per month (for each child half yearly – on 1st July and on 1st January, each year).
<br>
> **Annual Premium Amount:** ₹200/- per member.
**Subsidy from Social Security Fund (SSF):** 50% of the total premium (₹100/-) is subsidized by the Government of India through the Social Security Fund (SSF). - **Premium Payment for Rural Landless Households (RLH):** The remaining 50% of the premium (₹100/-) is paid by the respective State Government or Union Territory. - **Premium Payment for Other Occupational Groups:** The remaining 50% of the premium (₹100/-) is covered by a combination of contributions from the Nodal Agency, the Member, and/or the State Government/Union Territory.
Required Documents
| # | Document |
|---|---|
| 1 | Ration Card |
| 2 | Extract from Birth Register. |
| 3 | Extract from School Certificate. |
| 4 | Voter’s List. |
| 5 | Identity card issued by reputed employer/Government Department. |
| 6 | Unique Identification Card( Aadhar Card). |
| 7 | Original death certificate along with a copy duly attested. |
| 8 | Copy of FIR |
| 9 | Post Mortem Report |
| 10 | Police Inquest Report |
| 11 | Police Conclusion Report / Final Report of Police. |
Common questions in Assam
Who can apply for Aam Aadmi Bima Yojana in Assam?
Eligible residents of Assam who meet the scheme’s overall criteria can apply for Aam Aadmi Bima Yojana. Refer to the eligibility section above for the complete checklist.
What documents are required for Aam Aadmi Bima Yojana in Assam?
Applicants in Assam typically need identity proof (Aadhaar), state residency proof, bank account details, and any scheme-specific documents listed in the documents section.
Frequently Asked Questions
The "Aam Aadmi Bima Yojana (AABY)" is a social security scheme launched by the Government of India to provide life and disability insurance to members of identified occupational groups, rural landless households, and unorganized workers.