Healthcare in India — Ayushman Bharat, CGHS and government hospital access

Government healthcare schemes, CGHS empaneled hospitals and the public health programmes Indian citizens can use today.

India runs the world's largest publicly funded health protection scheme: Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) covers ₹5 lakh of secondary and tertiary care per family per year for ~120 million eligible families. Layered on top are CGHS (Central Government Health Scheme) for serving and retired central government employees, ESIC for organised-sector workers, state-specific schemes such as Mahatma Jyotiba Phule Jan Arogya Yojana (Maharashtra) and Aarogyasri (Telangana / Andhra Pradesh), plus the Pradhan Mantri Bhartiya Janaushadhi Pariyojana for affordable generic medicines.

This hub indexes all of them. Use the CGHS hospitals tool to find an empaneled hospital in your city; use the Health category to compare scheme eligibility; or read the scheme detail pages for application processes and benefit ceilings.

Tools and trackers in this topic

CGHS empaneled hospitals

CGHS hospital directory by city with addresses and specialties.

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Air quality monitoring

Live AQI by station, city and state.

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Health schemes

All central + state government health schemes.

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Compare states

States ranked by the number of active schemes in this topic. Each row links to the state's own scheme list.

State Schemes View
Uttarakhand 25 Open →
Gujarat 18 Open →
Chhattisgarh 16 Open →
Assam 11 Open →
Rajasthan 11 Open →
Madhya Pradesh 9 Open →
Odisha 9 Open →
Jharkhand 8 Open →

Frequently asked questions

Am I eligible for Ayushman Bharat (PM-JAY)?

PM-JAY covers families identified in the SECC-2011 database who satisfy specific deprivation / occupational criteria. Check eligibility on https://pmjay.gov.in/ or via your nearest empaneled hospital. The DeshSeva PM-JAY scheme page explains both the SECC-based and the new "Vay Vandana" (70+ senior citizens) tracks.

How do I find a CGHS hospital near me?

Use DeshSeva's CGHS hospitals tool at /tools/cghs-hospitals — it lists empaneled hospitals city-by-city, with addresses, specialties (general, cardiac, oncology, dental etc.) and the latest empanelment status.

Which states run their own health insurance scheme?

Most states layer a top-up on AB-PMJAY: Telangana (Aarogyasri), Andhra Pradesh (YSR Aarogyasri), Maharashtra (MJPJAY), Tamil Nadu (CMCHIS), Rajasthan (Chiranjeevi). Each has different empaneled hospital lists and ceilings — see the state schemes page.

How do I get free medicines under Janaushadhi?

Buy at any of the 13,000+ Pradhan Mantri Bhartiya Janaushadhi Kendras with a valid prescription. Generics are typically priced 50–80% below branded equivalents. The store locator is on https://janaushadhi.gov.in.

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