Browse 67 Banking government schemes available to residents of Tamil Nadu in 2026. This page combines centrally-sponsored banking programmes that residents of Tamil Nadu are eligible for, plus state-level banking schemes run by the Tamil Nadu government. For each scheme, you can review eligibility criteria, benefits, required documents, and the official application process — including state-specific portals, helplines, and recent disbursement updates where available.
The Ministry of Textiles introduced the Amended Technology Upgradation Fund Scheme (ATUFS). This scheme aims to facilitate investment, employment, productivity, quality and import and export substitution in the textile industry.
The scheme “Atal Beemit Vyakti Kalyan Yojana (ABVKY)” was introduced by the Employees’ State Insurance Corporation (ESIC) on a pilot basis for a period of 2 years w.e.f. 01.07.2018 for providing relief to the Insured Persons (IPs) who have become unemployed.
Atal Pension Yojana (APY) is an old age income security scheme for a savings account holder in the age group of 18-40 years, who is not an income tax-payee. It helps to address longevity risks among workers in unorganized sector and encourages the workers to voluntarily save for retirement.
The Ministry of Textiles introduced the Amended Technology Upgradation Fund Scheme (ATUFS). This scheme aims to facilitate investment, employment, productivity,...
View DetailsThe scheme “Atal Beemit Vyakti Kalyan Yojana (ABVKY)” was introduced by the Employees’ State Insurance Corporation (ESIC) on a pilot basis for a period of 2 yea...
View DetailsAtal Pension Yojana (APY) is an old age income security scheme for a savings account holder in the age group of 18-40 years, who is not an income tax-payee. ...
View DetailsA loan scheme provided by District Central Cooperative Banks for purchasing consumer durables like T.V., fridges, and two-wheelers. Loan covers 75% of the produ...
View DetailsThe scheme offers loans up to ₹10,00,000/- for housing, house construction, and repair/extension purposes, at a 12% interest rate to provide financial aid to ci...
View DetailsThe scheme allows eligible individuals to obtain loans by pledging their gold and jewelry. The maximum loan amount is ₹1,00,000/- with an interest rate of 12%, ...
View DetailsThe scheme offers financial aid to pregnant women via Self Help Groups. The loan is capped at ₹2,000/- with an interest rate of 11%, subject to changes....
View DetailsThis scheme provides professional loans to doctors, engineers, and self-employed professionals through District Central Cooperative Banks. The maximum loan amou...
View DetailsThe scheme provides revamped micro credit loans through District Central Cooperative Banks to support women vendors selling flowers, vegetables, fruits etc. Loa...
View DetailsThis scheme provides financial assistance for SSI unit loans and other Non-Farm Sector (NFS) activities through District Central Cooperative Banks and their bra...
View DetailsThe scheme aims to provide loans of up to ₹5,00,000/- at an interest rate of 12% (subject to change) for women entrepreneurs through District Central Cooperativ...
View DetailsThe scheme provides financial assistance to working women through loans up to ₹20,000/- at a 12% interest rate via District Central Cooperative Banks and their ...
View DetailsThe scheme aims to provide financial support to small-scale road transport operators through loans up to ₹10,00,000/- with 13% rate of interest....
View DetailsThe scheme implemented by the National Scheduled Castes Finance & Development Corporation, Ministry of Social Justice & Empowerment, Govt. of India. Under this ...
View DetailsLoan of upto Rs. 20 lacs for domestic courses & Rs. 30 lacs for courses abroad under Credit Line-1 and Credit line -2 is extended to beneficiaries belong to mi...
View DetailsThe scheme provides loans up to ₹1,50,000/- at an interest rate of 14%. It is aimed at assisting citizens by offering financial support through surety loans fro...
View DetailsThe scheme aims to provide 50% reimbursement of interest on home loans up to ₹1,00,000 for eligible war widows, war bereaved families, war disabled personnel, a...
View DetailsThe basic objective of this scheme is to provide insurance cover to the powerloom weavers in the case of natural death, accidental death as well as partial and ...
View DetailsA group insurance scheme by MoMSME for coir workers. The scheme provides insurance cover against accidental death and permanent disability of the insured member...
View DetailsA non-contributory pension scheme to provide social security to Divyangjans aged 18 and above who belong to a poor family (BPL) in society....
View DetailsThere are 67 Banking schemes currently listed on DeshSeva for residents of Tamil Nadu, combining both centrally-sponsored and state-run programmes.
Eligibility varies per scheme. Generally, residents of Tamil Nadu with valid identity (Aadhaar) and state residency proof can apply for the central banking schemes; state-level programmes additionally check Tamil Nadu domicile and category-specific criteria like income, age, occupation or BPL status.
Open any scheme card below and read its application steps. Centrally-sponsored schemes are typically applied at the national portal, while Tamil Nadu-run programmes use the state department's portal. Each scheme page on DeshSeva links the exact official portal and helpline.
Yes — DeshSeva keeps the Banking × Tamil Nadu scheme list refreshed against the latest centrally-sponsored notifications and state department updates. Each scheme page also shows a "Last updated" date so you know when it was reviewed.
Most Banking applications in Tamil Nadu require Aadhaar, Tamil Nadu residency proof, a bank account in the applicant's name, a recent photograph, and category-specific documents (caste/income/disability/BPL certificate where applicable). The exact list is on each scheme page.