Term Loan Scheme- Credit Line 2 for Minority Community

Description
The scheme "Term Loan Scheme- Credit Line 2 for Minority Community" is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, Government of Haryana. Under this scheme, loans of up to ₹30,00,000/- are provided at a concessional interest rate to individuals from minority communities to enhance their employability. This applies to those with an annual family income between ₹98,001/- and ₹8,00,000/- in rural areas and ₹1,20,001/- and ₹8,00,000/- in urban areas. Applicants must be permanent residents of Haryana and belong to minority communities, including Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.

Exclusions
• <br>

Benefits
• Under the scheme, Nigam provides loans of up to ₹30,00,000/- at a concessional interest rate to individuals from minority communities to enhance their employability.

Eligibility Criteria
1. The applicant should be a permanent resident of Haryana.
2. The applicant should be between 18 and 55 years of age.
3. The annual family income of the applicant should be between ₹98,001/- and ₹8,00,000/- in rural areas and between ₹1,20,001/- and ₹8,00,000/- in urban areas.
4. The applicant should belong to a minority community, i.e., Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.
5. The applicant should have a Parivar Pehchan Patra (PPP ID).

Required Documents
• Identity/Citizenship proof i.e. Aadhaar Card
• Proof of age
• Resident Proof/Address Proof/Ownership Proof i.e. Haryana Domicile Certificate
• Caste/Religion Proof
• Parivar Pehchan Patra (PPP ID)
• Copy of PAN Card
• Passport-size photograph of the applicant
• Bank account details
• Any other documents as required

Frequently Asked Questions
Q: What is the maximum loan amount one can avail under this scheme?
A: Applicants can avail loans up to [?]30,00,000/-.

Q: Which minority communities are covered under this scheme?
A: The scheme covers Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.

Q: What is the age limit for applicants of this scheme?
A: Applicants should be between 18 and 55 years of age.

Q: What is the income criteria for rural applicants?
A: Rural applicants should have an annual family income between [?]98,001/- and [?]8,00,000/-.

Q: What is the income criteria for urban applicants?
A: Urban applicants should have an annual family income between [?]1,20,001/- and [?]8,00,000/-.

Q: Is it mandatory for applicants to have a Parivar Pehchan Patra (PPP ID)?
A: Yes, applicants must have a Parivar Pehchan Patra (PPP ID).

Q: How can eligible applicants apply for the loan?
A: Applicants can apply online through the Antyodaya-SARAL Portal at https://saralharyana.gov.in/.

Q: Is there an offline application process for this scheme?
A: No, applications are accepted only through the Antyodaya-SARAL Portal.

Q: Can applicants track their application status?
A: Yes, applicants can track their application status through the Official Antyodaya-SARAL Portal at https://status.saralharyana.nic.in/.

Q: Can non-residents of Haryana apply for this scheme?
A: No, only permanent residents of Haryana are eligible to apply.