Small Business in Service/Trading Sector for Persons with Disabilities (Divyangjan Swavalamban Yojana)
Welfare of Scheduled Caste & Backward Classes Department
Last updated:
Overview
The scheme offers loans up to ₹50 lakhs for self-employment to disabled persons in sectors like Agriculture, Small Business/Artisan & Traditional Occupations, Transport & Service Sectors, etc. Eligible individuals can access loans with interest rates ranging from 5% to 9% per annum.
Details
The scheme "Small Business in Service/Trading Sector for Persons with Disabilities Divyangjan Swavalamban Yojana " is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, Government of Haryana. Under this scheme, loans up to ₹50 lakhs are provided for self-employment to persons with disabilities in a wide range of income-generating activities under Agriculture and Allied Activities, Small Business/Artisan & Traditional Occupations, Transport Sector & Service Sector, and Technical & Professional Trades/Courses. Loans are provided to individuals falling under OH/VH/HH/MR categories at different rates of interest ranging from 5% to 9% per annum. Permanent residents of Haryana aged between 18 and 55 years, with a disability of 40% or more, are eligible to avail the benefits under this scheme.
Benefits
• Under this scheme, loans up to ₹50,00,000/- are offered for self-employment to Persons with Disabilities across a wide range of income-generating activities, including Agriculture and Allied Activities, Small Business/Artisan & Traditional Occupations, Transport Sector & Service Sector, and Technical & Professional Trades/Courses.
• Loans are provided to individuals falling under OH/VH/HH/MR categories at different rates of interest ranging from 5% to 9% per annum.
Eligibility Criteria
1. The applicant should be a permanent resident of Haryana.
2. The applicant should have a disability of at least 40%.
3. The applicant's age should be between 18 and 55 years. For persons with mental retardation, the eligible age is above 14 years. An age certificate issued by a competent authority authorized by the State Government, or as mentioned in the 10th certificate or any other government-issued certificate, will be the required document.
4. Unique Disability ID (UDID) registration under the Department of Empowerment of Persons with Disabilities (DEPwD), Ministry of Social Justice and Empowerment, Government of India, is mandatory for loan amounts of ₹15 lakhs and above.
5. The applicant should have a Parivar Pehchan Patra (PPP ID).
Required Documents
• Identity/Citizenship proof i.e. Aadhaar Card
• Proof of age
• Resident Proof/Address Proof/Ownership Proof i.e. Haryana Domicile Certificate
• Disability Certificate
• Passport-size photograph of the applicant
• Parivar Pehchan Patra (PPP ID)
• Bank account details
• Any other documents as required
Frequently Asked Questions
Q: What types of activities does the scheme support?
A: The scheme supports income-generating activities including Agriculture and Allied Activities, Small Business/Artisan & Traditional Occupations, Transport Sector & Service Sector, and Technical & Professional Trades/Courses.
Q: What is the maximum loan amount available under this scheme?
A: Loans up to [?]50 lakhs can be availed for self-employment.
Q: Who can apply for this scheme?
A: Permanent residents of Haryana aged between 18 and 55 years, with a disability of 40% or more, are eligible.
Q: What are the benefits of the scheme?
A: The scheme offers loans at different interest rates (5% to 9% per annum) based on the category of disability (OH/VH/HH/MR).
Q: What are the eligibility criteria for applicants?
A: Applicants must be permanent residents of Haryana with a disability of at least 40% and aged between 18 and 55 years (above 14 years for persons with mental retardation).
Q: Do applicants need any specific registration?
A: Yes, they need a Unique Disability ID (UDID) issued by the Department of Empowerment of Persons with Disabilities, Government of India, for loans of [?]15 lakhs and above.
Q: Is a Parivar Pehchan Patra (PPP ID) mandatory for application?
A: Yes, applicants must have a PPP ID.
Q: Can applicants from other states apply for this scheme?
A: No, only permanent residents of Haryana are eligible.
Q: How can eligible applicants apply?
A: Applications can be submitted online through the Official Portal- Antyodaya-SARAL Portal (https://saralharyana.gov.in/).
Q: How can applicants track their application status?
A: Applicants can track their application status through the Official Antyodaya-SARAL Portal (https://status.saralharyana.nic.in/) using their Department Name, Scheme Name, and Application Reference ID.
Eligibility Criteria
The applicant should be a permanent resident of Haryana.
The applicant should have a disability of at least 40%.
The applicant's age should be between 18 and 55 years. For persons with mental retardation, the eligible age is above 14 years. An age certificate issued by a competent authority authorized by the State Government, or as mentioned in the 10th certificate or any other government-issued certificate, will be the required document.
Unique Disability ID (UDID) registration under the Department of Empowerment of Persons with Disabilities (DEPwD), Ministry of Social Justice and Empowerment, Government of India, is mandatory for loan amounts of ₹15 lakhs and above.
The applicant should have a Parivar Pehchan Patra (PPP ID).
Benefits
Under this scheme, loans up to ₹50,00,000/- are offered for self-employment to Persons with Disabilities across a wide range of income-generating activities, including Agriculture and Allied Activities, Small Business/Artisan & Traditional Occupations, Transport Sector & Service Sector, and Technical & Professional Trades/Courses.
Loans are provided to individuals falling under OH/VH/HH/MR categories at different rates of interest ranging from 5% to 9% per annum.
Required Documents
| # | Document |
|---|---|
| 1 | Identity/Citizenship proof i.e. Aadhaar Card |
| 2 | Proof of age |
| 3 | Resident Proof/Address Proof/Ownership Proof i.e. Haryana Domicile Certificate |
| 4 | Disability Certificate |
| 5 | Passport-size photograph of the applicant |
| 6 | Parivar Pehchan Patra (PPP ID) |
| 7 | Bank account details |
| 8 | Any other documents as required |
Frequently Asked Questions
The scheme supports income-generating activities including Agriculture and Allied Activities, Small Business/Artisan & Traditional Occupations, Transport Sector & Service Sector, and Technical & Professional Trades/Courses.