Self Employment Scheme

Description
Detailed - Under this scheme, Subsidies will be provided to the religious minority communities with the help of Nationalized / Scheduled banks to start or improve a small-scale handicraft industry, service sector, and agro-based activities. - People belonging to State Religious Minority Communities are covered under this scheme. State Religious Minority Communities consist of People belonging to Muslim, Christian, Sikh, Buddhist, and Jain Communities . - Subsidy will be 33% of the unit cost or a maximum of Rs. 1.00 Lakh. The beneficiaries will be selected by the below Selection Panel. 1. MLA of the concerned Assembly Constituency – Chairman 1. Member of the Legislative Council who is a permanent resident in that Taluk - Vice-Chairman 1. Concerned Taluk Tahsildar – Member 1. Executive Officer of concerned Taluk Panchayat-Member 1. The District Lead Bank Manager – Member 1. District Joint Director, Commerce, and Industry – Member 1. Concerned District’s Deputy Director, Women and Child Welfare Department – Member 1. Concerned District Manager, Karnataka Minority Development Corporation- Member Secretary.

Exclusions
• No member of the applicant's family should be an employee of the State/Central/ Government Public Sector Units.
• Applicants should not have availed of a loan in KMDC earlier.

Benefits
• Benefits
• Under this scheme, a subsidy of 33% of the unit cost or a maximum of Rs. 1.00 Lakh will be given to persons belonging to religious minority communities

Eligibility Criteria
1. **Eligibility**
2. Applicants must belong to the State Religious Minority Community.
3. The applicant must be a permanent resident of the State.
4. The age limit of the applicant is between 18 to 55 years.
5. Family annual income from all sources should not be more than Rs.81,000/- in a rural areas and Rs. 1,03,000 in urban areas.
6. No member of the applicant's family shall be an employee of the State/Central/ Government PSU.
7. Applicants should not have availed of a loan in KMDC earlier.

Application Process
Step 1: Application Process
First, go to the official website, and fill out the application form.
Print the application form.
Submit this application form along with other relevant documents
After the approval of the Selection Panel, Subsidy will be trans…
Online — https://kmdconline.karnataka.gov.in/Portal/home

Application Process
First, go to the official website, and fill out the application form.
Print the application form.
Submit this application form along with other relevant documents
After the approval of the Selection Panel, Subsidy will be transferred to your bank account.

Required Documents
• Online application
• Beneficiary's latest 2 passport size photos
• Caste and income certificate
• Copy of Aadhaar card
• Project report of the industry activity

Frequently Asked Questions
Q: Who will get the benefits?
A: People belonging to State Religious Minority Community.

Q: What are the benefits?
A: Under this scheme, a subsidy of 33% of the unit cost or maximum of Rs. 1.00 Lakh will be given to
persons belonging to religious minority communities.

Q: Is there any provision for training under this scheme?
A: No

Q: What is the main focus area of this scheme?
A: Small-scale Handicraft Industry, Service Sector, and Agro-based activities.

Q: Is this a fully subsidized scheme?
A: Yes

Q: Who should apply ?
A: Only residents of Karnataka State.

Q: What is the age limit required to apply for this scheme?
A: The age limit should be between 18 to 55 years.

Q: Is this scheme only for persons belonging to State Religious Minority Communities?
A: Yes

Q: What should be the annual family income of the applicant?
A: It should not be more than Rs.81,000/- in rural area and Rs. 1,03,000 in urban areas.

Q: Who should not apply?
A: A person whose family member is an employee of the State/Central/ Government Public Sector Units.

Q: What is the link to apply for this scheme?
A: The link is- https://kmdconline.karnataka.gov.in/Portal/home

Q: What are the required documents ?
A: Online application, Beneficiary's latest 2 passport size photos, Caste and income certificate, Copy of the Aadhaar Card, Copy of the Bank Passbook, Project report of the industry activity

Q: How to get Caste Certificate?
A: The link to get a Caste Certificate is - https://sevasindhu.karnataka.gov.in/Category/Caste%20Certificate.html

Q: What document is to be used for Permanent Residence Proof?
A: You can use Aadhaar Card for this purpose.