New Akanksha Scheme (Educational Loan) (GTKVN)
in Gujarat
Last updated:
New Akanksha Scheme (Educational Loan) (GTKVN) in Gujarat
New Akanksha Scheme (Educational Loan) (GTKVN) is a government scheme available to eligible residents of Gujarat.
Apply for New Akanksha Scheme (Educational Loan) (GTKVN) in Gujarat
Scheme Overview
Under this scheme, education loans are provided at subsidized interest rates to students belonging to Thakor and Koli communities for pursuing graduate and postgraduate studies in fields such as engineering, medical, MBA, and MCA.
Eligibility Criteria
The applicant should be a resident of Gujarat.
The applicant should belong to the Thakor or Koli caste/community.
The family's annual income should not exceed ₹3,00,000/-.
The applicant should have secured admission in a recognized institution for:
- MBA or equivalent (approved by AICTE)
- MCA (Master of Computer Applications or equivalent)
- Undergraduate Engineering programs (approved by AICTE/IITs)
- MBBS or equivalent (approved by Medical Council of India)
**Note:** At least 50% of the total sanctioned loan amount will be reserved for applicants from families earning up to ₹1,50,000 annually.
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Benefits
Loan Amount: Up to ₹15,00,000/-.
Interest Rate: 4% per annum for male students and 3.5% per annum for female students.
Coverage Includes:
Admission fees and tuition fees
Books, writing materials, necessary equipment and examination fees required for the course
Accommodation & food expenses
Travel and insurance premiums
Contribution:
90% by Central Corporation
5% by State Government
5% by the Beneficiary
Repayment Terms:
Repayment Period: 60 equal monthly installments (5 years)
Start of Repayment: Within 6 months from course completion or employment, whichever is earlier.
Required Documents
| # | Document |
|---|---|
| 1 | Aadhaar Card |
| 2 | Caste Certificate |
| 3 | Income Certificate |
| 4 | Other Mark sheets/Last Year Mark sheet |
| 5 | Ration Card |
| 6 | School Leaving |
| 7 | Bank Passbook/Cancelled Cheque |
| 8 | Identity Card |
| 9 | Mark sheet |
| 10 | Passport Size Photos |
| 11 | Receipt of Fee Paid |
How to Apply in Gujarat
Step 1: Visit the official website of the Gujarat Thakor and Koli Vikas Nigam.
Online Step 1: Visit the official website of the Gujarat Thakor and Koli Vikas Nigam.
Step 2: On the top menu bar, click on "Apply Now".
Online Step 2: On the top menu bar, click on "Apply Now".
Step 3: Click on the loan scheme name.
Online Step 3: Click on the loan scheme name.
Step 4: Select the loan category and fill in the loan amount.
Online Step 4: Select the loan category and fill in the loan amount.
Step 5: Fill out the Application Form, enter the following details:
Online Personal Information: Name, gender, date of birth, caste, etc. Address Information: Permanent and correspondence address Income Details: Monthly family income and source Loan Requirement: Amount needed, proposed use (e.g., business, self-employment) Bank Account Details: For loan disbursement
Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Online Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Step 7: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Online Step 7: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
Online Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
Common questions in Gujarat
Who can apply for New Akanksha Scheme (Educational Loan) (GTKVN) in Gujarat?
Eligible residents of Gujarat who meet the scheme’s overall criteria can apply for New Akanksha Scheme (Educational Loan) (GTKVN). Refer to the eligibility section above for the complete checklist.
What documents are required for New Akanksha Scheme (Educational Loan) (GTKVN) in Gujarat?
Applicants in Gujarat typically need identity proof (Aadhaar), state residency proof, bank account details, and any scheme-specific documents listed in the documents section.
Frequently Asked Questions
Applicants from Thakor or Koli caste can apply. <br>