Loan Based Schemes For Safai Karamchari - Sanitary Marts Scheme
in Goa
Last updated:
Key dates and updates (Goa)
Nationwide and Goa-specific milestones. Verify on the official portal before you apply.
| Milestone | Date |
|---|---|
| Scheme launch |
Loan Based Schemes For Safai Karamchari - Sanitary Marts Scheme in Goa
Loan Based Schemes For Safai Karamchari - Sanitary Marts Scheme is a government scheme available to eligible residents of Goa.
Apply for Loan Based Schemes For Safai Karamchari - Sanitary Marts Scheme in Goa
Scheme Overview
A contributory Loan scheme by Ministry of Social justice and Empowerment for individual beneficiaries/self help groups of Liberated Safai Karamchari, Manual Scavengers and their dependants aged 18 years and above, for setting up A Sanitary Marts (SM) is a one-stop-shop for all things for sanitation
Eligibility Criteria
The following person(s)/entities shall be considered eligible for availing of financial assistance under the various schemes of NSKFDC:- • Safai Karamcharis (including Wastepickers), identified Manual Scavengers and their dependents.
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Registered co-operative societies of the target group.
Legally constituted association/firm promoted by the target group, and
Persons, who produce a certificate from local Revenue Officer/local Municipal Officer/Cantonment Executive Officer/ Railway Officer, Head of the Govt. Departments (i.e. Schools, Colleges, Forest, Health, Education, Animal Husbandry) having rank not less than Gazetted Officer, Elected Members of Municipal Body, Pradhan of Gram Panchayats, and Regional Managers of Regional Rural Banks (RRBs)/Public Sector Banks (PSBs). However, under the MS Act, 2013, a person identified as a Manual Scavenger in a survey, need not provide any certificate once his/her name appeared in the final list of Manual Scavengers prepared by State Governments/Union Territory Administration (https://nskfdc.nic.in/en/content/home/ms-survey-2018, https://nskfdc.nic.in/en/node/79798 ).
Mukhia/ Sarpanch/ President or any other authority equivalent to Pradhan of Gram Panchayat for the issue of Occupation Certificate to Safai Karamcharis/ dependants; and In case of Municipal Bodies without Gazetted Officers, the head of such Municipal Bodies, maybe the Competent Authority.
Benefits
Loan of Upto 90% of total cost for starting a Sanitary Mart with a maximum of Rs.15.00 lacs
Interest payable by the beneficiaries shall not exceed 4% p.a. (1% p.a. rebate for women beneficiaries and 0.50% rebate for timely repayments.)
10% of the total cost of a Sanitary Mart will be brought in by the beneficiaries
Term loans drawn from NSKFDC will be required to be repaid upto 10 years in quarterly installments.
A moratorium period of 6 months in addition to implementation period of 4 months will be allowed.
Required Documents
| # | Document |
|---|---|
| 1 | Aadhaar Card (not mandatory) |
| 2 | Occupation Certificate |
How to Apply in Goa
Loan applications are submitted by the applicants to the district offices of SCAs of NSKFDC of RRBs and Nationalised Banks. These applications are then sent to the head offices where the project proposal is appraised by SCA/RRBs/Nationalised Banks…
Online — https://nskfdc.nic.in/en/node/add/loan-application Loan applications are submitted by the applicants to the district offices of SCAs of NSKFDC of RRBs and Nationalised Banks. These applications are then sent to the head offices where the project proposal is appraised by SCA/RRBs/Nationalised Banks and the projects are sent back to NSKFDC along with recommendations. The Project Appraisal Committee of NSKFDC then appraises the proposals and after finding them in order places it in front of their board of directors for their approval. Once the board of directors approves the project, the letter of sanction is issued by SCAs/ RRBs/Nationalised Banks. Once all the terms and conditions have been accepted, the necessary documents and funds are then released to the concerned beneficiaries. NSKFDC released the funds with the receipt of demand being made from the SCAs/ RRBs/Nationalised Banks after taking into consideration all the parameters of release as per the Lending Policies & Guidelines (LPG) of NSKFDC
Interested eligible person shall contact nearest Channeling Agency (https://nskfdc.nic.in/en/content/home/list-channelizing-agencies)
Offline — https://nskfdc.nic.in/en/content/home/list-channelizing-agencies Interested eligible person shall contact nearest Channeling Agency (https://nskfdc.nic.in/en/content/home/list-channelizing-agencies)
Common questions in Goa
Who can apply for Loan Based Schemes For Safai Karamchari - Sanitary Marts Scheme in Goa?
Eligible residents of Goa who meet the scheme’s overall criteria can apply for Loan Based Schemes For Safai Karamchari - Sanitary Marts Scheme. Refer to the eligibility section above for the complete checklist.
What documents are required for Loan Based Schemes For Safai Karamchari - Sanitary Marts Scheme in Goa?
Applicants in Goa typically need identity proof (Aadhaar), state residency proof, bank account details, and any scheme-specific documents listed in the documents section.
What are the important dates for Loan Based Schemes For Safai Karamchari - Sanitary Marts Scheme?
Key dates are summarized in the table on this page, from 2 October 2014 through 2 October 2014, based on values DeshSeva currently stores for this item.
Frequently Asked Questions
A moratorium period refers to a particular period of a loan tenure during which the borrower does not have repay anything. It can be described as a waiting period before the borrower will have to start paying the equated monthly installments (EMIs) for his or her loan