Livelihood Opportunity Promotion Scheme (Scheduled Tribes)

Description
The "Livelihood Opportunity Promotion Scheme Scheduled Tribe " scheme was launched by the Social Welfare Department, Government of Uttarakhand. It aims to promote sustainable self-employment and income generation among Scheduled Tribe individuals by supporting viable livelihood projects. Under this scheme, financial assistance, including a bank loan is provided to the beneficiaries for setting up income-generating units with a total project cost between ₹50,000 and ₹2,00,000.

Benefits
• > **Financial Assistance:**
• Project Cost: Between ₹50,000/- and ₹2,00,000/-.
• Bank Loan: 60% of the project cost
• Margin Money: 30% of the project cost, repayable at 7% annual interest in 60 monthly installments
• Grant: Up to ₹50,000/-.
• > **Beneficiary Contribution:**
• No contribution for project cost up to ₹1,00,000/-
• 10% contribution for project cost between ₹1,01,000/- and ₹2,00,000/-
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Eligibility Criteria
1. The applicant must be a permanent resident of Uttarakhand.
2. The applicant must belong to the Scheduled Tribe (ST) category.
3. The applicant&#39;s age must be between 18 and 50 years.
4. The applicant’s annual family income should not exceed ₹2,50,000/-.

Required Documents
• Passport-size Photograph
• Voter ID
• Aadhaar Card
• Disability Certificate (If applicable)
• Caste Certificate (If applicable)
• Any Other Document if Required

Frequently Asked Questions
Q: Who can apply for this scheme?
A: Only Scheduled Tribe residents of Uttarakhand aged 18 to 50 years.

Q: What is the income eligibility for this scheme?
A: Annual income should not exceed ₹2,50,000.

Q: What is the range of project cost allowed under the scheme?
A: The range is from ₹50,000 to ₹2,00,000.

Q: Is a grant included in the scheme?
A: Yes, up to ₹50,000 is provided as a grant.

Q: What is margin money and how is it paid back?
A: 30% of the project cost, repayable at 7% interest over 60 months.

Q: Do I need to invest my own money?
A: No, if the project cost is up to ₹1,00,000. For higher costs, 10% contribution is required.

Q: What kind of projects can be funded?
A: Self-employment and livelihood-based projects such as small businesses or services.

Q: Where do I apply for the scheme?
A: At your local Development Block Office in Uttarakhand.

Q: Who selects the beneficiaries?
A: A district-level committee headed by the District Social Welfare Officer.

Q: What is the interest rate on margin money?
A: 7% annual interest over a period of 60 months.

Q: Can I apply online?
A: No, the process is offline for the application.