Banking Active

Livelihood Opportunity Promotion Scheme (Disabled)

Department Of Social Welfare

Last updated:

Overview

The scheme aims to promote self-reliance among persons with disabilities through grants, term loans, and margin money assistance.

Visit Official Website

Details

Description
The "Livelihood Opportunity Promotion Scheme Disabled " scheme was launched by the Social Welfare Department, Government of Uttarakhand. It aims to empower persons with disabilities by providing financial assistance for sustainable self-employment and livelihood generation. Under this scheme, the beneficiaries are supported with a mix of grants, subsidized loans, and margin money for term loans, shop construction, and bank-linked enterprises.

Benefits
• Term Loan Scheme:
• Shop Construction Scheme:
• Margin Money Loan Scheme for Bank Supported Loan:

Eligibility Criteria
1. The applicant must be a permanent resident of Uttarakhand.
2. The applicant must possess a minimum of 40% disability.
3. The applicant’s annual family income must not exceed ₹2,00,000 in urban areas and ₹1,60,000/- in rural areas.
4. The applicant’s age must be between 18 and 50 years.

Required Documents
• Passport-size Photograph.
• Voter ID.
• Aadhaar Card.
• Disability Certificate.
• Caste Certificate (If applicable).
• Any Other Document if Required.

Frequently Asked Questions
Q: Who can apply under this scheme?
A: Any Uttarakhand resident with at least 40% disability and within the age and income limits.

Q: What is the income limit for applicants?
A: ₹2,00,000 per year for urban residents and ₹1,60,000 for rural residents.

Q: How much grant is provided?
A: Up to ₹10,000, depending on project cost and scheme type.

Q: What is the interest rate on loans?
A: 6% for term loans and 4% for margin money loans.

Q: Can a person with UDID card apply?
A: Yes, the UDID card is valid proof of disability for this scheme.

Q: Do I need a business plan?
A: Yes, a project proposal or cost estimate must be submitted.

Q: Can I apply online?
A: No, the process is offline for the application.

Q: Where do I apply for the scheme?
A: At your local Development Block Office in Uttarakhand.

Q: Who selects the beneficiaries?
A: A district-level committee headed by the District Social Welfare Officer.

Q: How do I know my application status?
A: Contact the Development Block or the District Social Welfare Office.

Eligibility Criteria

1

The applicant must be a permanent resident of Uttarakhand.

2

The applicant must possess a minimum of 40% disability.

3

The applicant’s annual family income must not exceed ₹2,00,000 in urban areas and ₹1,60,000/- in rural areas.

4

The applicant’s age must be between 18 and 50 years.

Benefits

Term Loan Scheme:

Shop Construction Scheme:

Margin Money Loan Scheme for Bank Supported Loan:

Required Documents

# Document
1 Passport-size Photograph.
2 Voter ID.
3 Aadhaar Card.
4 Disability Certificate.
5 Caste Certificate (If applicable).
6 Any Other Document if Required.

Frequently Asked Questions

Any Uttarakhand resident with at least 40% disability and within the age and income limits.

Sources and references

Related Schemes

Amended Technology Upgradation Fund
Banking · All India
Atal Beemit Vyakti Kalyan Yojana
Banking · All India
Atal Pension Yojana
Banking · All India
Education Loan Scheme (NSFDC)
Banking · All India
Education Loan Scheme of NMDFC
Banking · All India
Financial Assistance as Interest Subsidy on Home Loan
Banking · All India
Group Insurance Scheme for Powerloom Weavers
Banking · All India
Group Personal Accident Insurance Scheme For Coir Workers
Banking · All India
Indira Gandhi National Disability Pension Scheme
Banking · All India
International Cooperation Scheme- Market Development Assistance
Banking · All India
Jute Raw Material Bank Scheme
Banking · All India
Kera Suraksha Insurance Scheme
Banking · All India
Khadi Karigar Janashree Bima Yojana
Banking · All India
Kisan Vikas Patra Scheme
Banking · All India
Loan based Scheme for Pay and Use Community Toilets
Banking · All India
Mahila Samman Savings Certificate
Banking · All India
Micro Credit Finance (NSFDC)
Banking · All India
Micro Finance Scheme of NMDFC
Banking · All India
Mission Solar Charkha
Banking · All India
NBCFDC General Loan Scheme
Banking · All India
NPS Vatsalya Scheme
Banking · All India
National Handloom Development Programme: Concessional Credit/Weaver MUDRA Scheme
Banking · All India
National Pension Scheme For Traders And Self Employed Persons
Banking · All India
National Savings Certificates (VIII-Issue) Scheme
Banking · All India
New Swarnima Scheme For Women
Banking · All India
Post Office Monthly Income Scheme
Banking · All India
Pradhan Mantri Jan Dhan Yojana
Banking · All India
Pradhan Mantri Jeevan Jyoti Bima Yojana
Banking · All India
Pradhan Mantri Mudra Yojana
Banking · All India
Pradhan Mantri Suraksha Bima Yojana
Banking · All India