Livelihood Opportunity Promotion Scheme (Disabled)
Department Of Social Welfare
Last updated:
Overview
The scheme aims to promote self-reliance among persons with disabilities through grants, term loans, and margin money assistance.
Details
The "Livelihood Opportunity Promotion Scheme Disabled " scheme was launched by the Social Welfare Department, Government of Uttarakhand. It aims to empower persons with disabilities by providing financial assistance for sustainable self-employment and livelihood generation. Under this scheme, the beneficiaries are supported with a mix of grants, subsidized loans, and margin money for term loans, shop construction, and bank-linked enterprises.
Benefits
• Term Loan Scheme:
• Shop Construction Scheme:
• Margin Money Loan Scheme for Bank Supported Loan:
Eligibility Criteria
1. The applicant must be a permanent resident of Uttarakhand.
2. The applicant must possess a minimum of 40% disability.
3. The applicant’s annual family income must not exceed ₹2,00,000 in urban areas and ₹1,60,000/- in rural areas.
4. The applicant’s age must be between 18 and 50 years.
Required Documents
• Passport-size Photograph.
• Voter ID.
• Aadhaar Card.
• Disability Certificate.
• Caste Certificate (If applicable).
• Any Other Document if Required.
Frequently Asked Questions
Q: Who can apply under this scheme?
A: Any Uttarakhand resident with at least 40% disability and within the age and income limits.
Q: What is the income limit for applicants?
A: ₹2,00,000 per year for urban residents and ₹1,60,000 for rural residents.
Q: How much grant is provided?
A: Up to ₹10,000, depending on project cost and scheme type.
Q: What is the interest rate on loans?
A: 6% for term loans and 4% for margin money loans.
Q: Can a person with UDID card apply?
A: Yes, the UDID card is valid proof of disability for this scheme.
Q: Do I need a business plan?
A: Yes, a project proposal or cost estimate must be submitted.
Q: Can I apply online?
A: No, the process is offline for the application.
Q: Where do I apply for the scheme?
A: At your local Development Block Office in Uttarakhand.
Q: Who selects the beneficiaries?
A: A district-level committee headed by the District Social Welfare Officer.
Q: How do I know my application status?
A: Contact the Development Block or the District Social Welfare Office.
Eligibility Criteria
The applicant must be a permanent resident of Uttarakhand.
The applicant must possess a minimum of 40% disability.
The applicant’s annual family income must not exceed ₹2,00,000 in urban areas and ₹1,60,000/- in rural areas.
The applicant’s age must be between 18 and 50 years.
Benefits
Term Loan Scheme:
Shop Construction Scheme:
Margin Money Loan Scheme for Bank Supported Loan:
Required Documents
| # | Document |
|---|---|
| 1 | Passport-size Photograph. |
| 2 | Voter ID. |
| 3 | Aadhaar Card. |
| 4 | Disability Certificate. |
| 5 | Caste Certificate (If applicable). |
| 6 | Any Other Document if Required. |
Frequently Asked Questions
Any Uttarakhand resident with at least 40% disability and within the age and income limits.