Jharkhand Rajya Patrakar Swasth Bima Yojna Niyamawali 2021

Description
The “Jharkhand Rajya Patrakar Swasth Bima Yojna Niyamawali 2021” was launched by the Information and Public Relations Department, Government of Jharkhand. The scheme aims to provide health insurance to the journalists and their families by covering medical expenses, including hospitalization. It provides comprehensive health coverage to ensure financial security during medical emergencies.

Benefits
• Health insurance coverage up to ₹5,00,000/- per year for accredited journalists.
• Coverage for self, spouse, and dependent children (up to 2).
• Includes expenses for hospitalization, surgeries, medicines, and treatments.
• Cashless treatment in empaneled hospitals.
• The insured media representative must provide complete details of dependents (spouse and two children) and nominate a beneficiary for claim settlement in the application form to receive medical reimbursement from the insurance company.
• In case of treatment or an accident, it is mandatory to inform the insurance company's district office and the Information and Public Relations Department, Ranchi, within a maximum of seven days.

Eligibility Criteria
1. The applicant must reside in Jharkhand and their work area should be within the state.
2. The applicant should be an accredited journalist in Jharkhand.
3. The media representatives must be from newspapers, magazines, news agencies, electronic media, or news-based electronic media.
4. The applicant must be regularly or contractually employed by the respective media organization.
5. The applicant must possess an accreditation certificate issued by the state government.
6. The journalist's age should be between 21 to 60 years.
7. Freelance journalists must present valid press credentials issued by the Information and Public Relations Department at the time of applying.
8. The insurance coverage will include the media representative's spouse and two unmarried and dependent children up to the age of 21 years.

Application Process
Step 1: Visit the official website of the Information and Public Relations Department.
Complete the online application process by filling in the required eligibility details.
Once the application is completed, an ID code will be generated for the applican…
Online

Visit the official website of the Information and Public Relations Department.
Complete the online application process by filling in the required eligibility details.
Once the application is completed, an ID code will be generated for the applicant.
After confirming the eligibility details online, download the prescribed application form (Appendices ‘A’ and ‘B’).
Prepare the hard copy of the filled application form along with the necessary attachments.
Submit the hard copy of the completed application form and documents to the District Public Relations Officer (DPRO).
If the applicant's media representative leaves the organization or firm, the editor/employer/bureau chief who is handling the application must immediately notify the Information and Public Relations Department and the insurance company.
If the journalist leaves the profession, the insurance benefits will not be applicable, and the premium contribution made by the insured will be forfeited.

Required Documents
• Five Passport-sized Photographs
• Accreditation Certificate (issued by the state government)
• Graduate or an Equivalent Degree
• Appointment Letter/Affiliation Certificate (signed by the editor/employer/bureau chief, confirming their position as a full-time/part-time)
• Birth Certificate (signed by the editor/employer/bureau chief)
• Other Insurance Scheme or Mediclaim Policy (If avail, attached details)
• Work Experience Certificate (from the relevant editor/employer/bureau chief confirming a minimum of 5 (five) years)
• Valid Press Credential (issued by the Information and Public Relations Department for Freelance Accredited Journalists)
• Crossed/Cancelled Blank Cheque (issued from their bank account, with their signature, including details for ECS facilities, MICR, and IFSC code)
• Receipt Copy (for the insurance contribution payment)
• Affidavit/Notarized

Frequently Asked Questions
Q: What is the Jharkhand Rajya Patrakar Swasthya Bima Yojana?
A: It is a health insurance scheme for accredited journalists in Jharkhand to cover medical expenses.

Q: Who is eligible to apply for this scheme?
A: Accredited journalists working in Jharkhand and their families can apply.

Q: What is the insurance coverage amount?
A: The scheme provides health insurance coverage up to [?]5,00,000/- annually.

Q: Who all are covered under the scheme?
A: The journalist, spouse, and up to 2 dependent children are covered.

Q: What expenses are covered under this scheme?
A: The scheme covers hospitalization, medicines, treatments, surgeries, and other medical expenses.

Q: Is there an age limit to apply?
A: Yes, journalists 21 to 60 years are eligible for the scheme.

Q: How can I apply for the scheme?
A: Applicants can apply through the IPRD office or the official website by submitting the required form and documents.

Q: What documents are required for application?
A: Key documents include an accreditation certificate, identity proof, residence proof, and proof of employment.

Q: Is the treatment cashless under this scheme?
A: Yes, treatment can be availed cashless in empaneled hospitals.

Q: How will I know if my application is approved?
A: Approved applicants will receive an insurance card after verification.

Q: Can I include my parents in this scheme?
A: No, only the journalist, spouse, and dependent children are covered.

Q: Is there any fee to enroll in the scheme?
A: No, the enrollment process is free of charge.

Q: How do I find the list of empaneled hospitals?
A: The list of empaneled hospitals is available on the official website or can be obtained from the IPRD office.

Q: What happens if I lose my insurance card?
A: You can contact the issuing office for a duplicate insurance card.

Q: Where can I get more information about the scheme?
A: For more details, visit the IPRD office or check the official Jharkhand government website.