Jharkhand Krishi Rin Mafi Yojana
in Jharkhand
Last updated:
Key dates and updates (Jharkhand)
Nationwide and Jharkhand-specific milestones. Verify on the official portal before you apply.
| Milestone | Date |
|---|---|
| Scheme launch |
Jharkhand Krishi Rin Mafi Yojana in Jharkhand
Jharkhand Krishi Rin Mafi Yojana is a government scheme available to eligible residents of Jharkhand.
Apply for Jharkhand Krishi Rin Mafi Yojana in Jharkhand
Scheme Overview
The objective of the scheme is to provide relief from the debt burden to short-term agricultural loan holders in the state. Under this scheme, outstanding loan amounts of up to ₹50,000/- in standard crop loan outstanding accounts as of 31st March 2020, will be waived.
Eligibility Criteria
The applicant should be a permanent resident of Jharkhand.
The age of the farmer should be more than 18 years.
The applicant should be a farmer who self-cultivates their land or cultivates leased land.
The applicant should be a small or marginal farmer who has availed of the loan through the Kisan Credit Card.
The farmer should have a valid Aadhaar number.
The applicant should be a valid ration card holder.
The applicant should be a Kisan Credit Card holder.
The applicant should be a short-term crop loan holder.
The crop loan should be issued by a recognized bank located in Jharkhand.
The family of the deceased debtor is also eligible under the scheme.
The applicant should have a standard crop loan account.
Only one member per family holding a crop loan will be eligible.
This scheme will be voluntary for all crop loan holders.
**Note:** The applicant has to pay ₹1/- only for the application.
**Eligibility for banks, criteria, determining outstanding loans and deadlines, eligible loan accounts, and exceptions:**
- Qualified Banks - Commercial Banks, Scheduled Co-operative Banks and Rural Banks
- Qualifying Loan - Short-Term Crop Loan
- Eligible period for disbursement - Upto 31.03.2020
- Qualifying Loan Account - Single & Joint
- Loans taken for crop diseases
Benefits
Under this scheme, outstanding loan amounts of up to ₹50,000/- in standard crop loan outstanding accounts as of 31st March 2020, will be waived.
**Note:** Repayment of outstanding loan through DBT.
Required Documents
| # | Document |
|---|---|
| 1 | Aadhaar Card |
| 2 | Passport-size photograph |
| 3 | Proof of age |
| 4 | Ration card |
| 5 | Kisan Credit Card (KCC) |
| 6 | Bank account details/bank passbook |
| 7 | Other necessary documents if required |
Common questions in Jharkhand
Who can apply for Jharkhand Krishi Rin Mafi Yojana in Jharkhand?
Eligible residents of Jharkhand who meet the scheme’s overall criteria can apply for Jharkhand Krishi Rin Mafi Yojana. Refer to the eligibility section above for the complete checklist.
What documents are required for Jharkhand Krishi Rin Mafi Yojana in Jharkhand?
Applicants in Jharkhand typically need identity proof (Aadhaar), state residency proof, bank account details, and any scheme-specific documents listed in the documents section.
What are the important dates for Jharkhand Krishi Rin Mafi Yojana?
Key dates are summarized in the table on this page, from 7 January 2021 through 7 January 2021, based on values DeshSeva currently stores for this item.
Frequently Asked Questions
The outstanding amount up to [?]50,000/- in the standard crop loan accounts till March 31, 2020 is being waived after the bank uploads the details of Standard KCC LOAN covered under Aadhar Card and Ration Card on the loan waiver portal.