Group Insurance for Differently Abled Person Government Employees

Description
The scheme “Group Insurance for Differently Abled Person Government Employees" was launched by the Department of Social Welfare, Government of Puducherry. In this scheme, in the case of death due to accident while in service the sum insured will be given to the family of the deceased employee.

Benefits
• In case of death due to accident while in service the sum insured as follows will be given to the family of the deceased employee:
• Group A: ₹ 1,20,000/-.
• Group B: ₹ 60,000/-.
• Group C: ₹ 30,000/-.
• Group D: ₹ 15,000/-.

Eligibility Criteria
1. - The applicant should have a disability of 40% or above.
2. - The applicant should be a government servant.

Application Process
Step 1: Step 1: The interested applicant should visit (during office hours) the Office/ Sub-Office of the Department of Social Welfare, and request the hard copy of the prescribed format of the application form from the staff exclusively entrusted to issu…
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OR
The interested applicant should take print of the prescribed format of the application form.

Step 2: Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
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Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).

Step 3: Step 3: Submit the duly filled and signed application form along with the documents to the authority given below -
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Puducherry: The Deputy Director, Differently Abled Section, Directorate of Social Welfare.
Karaikal: The Assistant Director, Social Welfare Department (Sub Office).
Mahe / Yanam: The Welfare Officer (i\c), Social Welfare Department (Sub Office).

Step 4: Step 4: Request a receipt or acknowledgement from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (i…
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Step 4: Request a receipt or acknowledgement from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable).

Required Documents
• Aadhaar Card.
• Residence-cum-nativity Certificate, Issued by the Competent Authority.
• Recent Passport-size Photograph.
• Bank Passbook.
• Disability Certificate / Medical Certificate.
• Proof of being a Government Servant.

Frequently Asked Questions
Q: How is the sum insured determined under this scheme?
A: The sum insured varies based on the employee's group: Group A - [?]1,20,000/-, Group B - [?]60,000/-, Group C - [?]30,000/-, and Group D - [?]15,000/-.

Q: Who is eligible to apply for the scheme?
A: Applicants must be residents of Puducherry for at least 5 years, have a disability of 40% or above, and be government servants.

Q: How is residency defined for eligibility?
A: To be eligible, applicants must be natives or residents of the Union Territory of Puducherry for a minimum of 5 years.

Q: How can individuals contact the Department of Social Welfare?
A: For queries and assistance, individuals can contact the department through the provided link: https://socwelfare.py.gov.in/contact-us.

Q: Are there sub-offices for the Social Welfare Department?
A: Yes, sub-offices are established, and their locations can be found at: https://socwelfare.py.gov.in/sub--office-social-welfare-department.

Q: Is the Aadhaar Card mandatory for scheme application?
A: Yes, applicants must submit their Aadhaar Card as a mandatory document for the application process.

Q: Can individuals with a disability below 40% apply for the scheme?
A: No, the scheme is specifically for individuals with a disability of 40% or above.

Q: How does the scheme contribute to the well-being of differently-abled government employees?
A: The scheme provides a financial safety net by offering insurance coverage in case of accidental death during service.

Q: Is there a specific format for the Disability Certificate?
A: While the guidelines do not mention a specific format, the certificate should clearly state the disability percentage.

Q: Is There Any Application Fee?
A: No, applicants can rest assured that the entire application process is entirely free of cost. There are no fees associated with applying for this scheme.

Q: Is There Any Compensation For The Delay In The Disbursal Of The Scheme Benefits?
A: The guidelines do not mention any provision for compensation in the event of delayed disbursement of scheme benefits. Applicants should note that compensation for delays is not part of the scheme's framework.

Q: Is there an application deadline for this scheme?
A: The scheme guidelines do not mention any opening date or closing date for applications.