Social welfare & Empowerment
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Family/ Widow Pension Scheme (P.B.O.C.W.W.B)
Department of Labour
Last updated:
Overview
The "Family/ Widow Pension Scheme'' by the BOCW Welfare Board, Department of Labour, Punjab, is a welfare scheme that provides pension to the spouse of a registered construction worker in the event of his/ her death.
Details
Description
The "Family/ Widow Pension Scheme& 39;& 39; by the BOCW Welfare Board, Department of Labour, Punjab, is a welfare scheme for the registered workers of the board. Under this scheme, the Board will provide financial assistance in the form of pension to the spouse of the registered construction worker in the event of his/ her death.
Exclusions
• <br>
Benefits
• **Financial Assistance:** ₹1,000/- as family pension until remarriage.
• Note:
• If both spouses are Board beneficiaries, the surviving spouse does not receive family pension.
• But if the husband/wife, either remarried or he/she gets an old age pension from the Government then they shall not be eligible for family pension.
• If both the husband and wife are the beneficiaries of the Board and both are getting pension then in the event of the death of one of them, the other one shall not be eligible for family pension.
• If only one spouse receives a pension, then on the eve of death of the pensioner, the surviving spouse receives family pension until they become eligible for their own pension from the Board, at which point the family pension stops.
• <br>
Eligibility Criteria
1. > ***For Registration as a Building/ Construction Worker:***
2. - The applicant should be a resident of Punjab.
3. - The applicant should be a Building/ Construction Worker (Unorganised Worker).
4. - The applicant should be between 18 and 60 years.
5. - The applicant should have engaged in building and construction work for at least 90 days in a given year.
6. - The applicant should have a monthly income of ₹15,000/- or below.
7. - The applicant should not be a member of any other Welfare Fund established under any law.
8. - The applicant should not have membership of the Employees&#39; Provident Fund (EPF)/ National Pension System (NPS)/ Employees&#39; State Insurance Corporation (ESIC).
9. - The applicant should not be an income tax payer.
10. > ***For the Application of the Welfare Scheme:***
11. - The applicant should be a spouse of a deceased registered construction worker Under the Building and Other Construction Workers Welfare Board of Punjab.
12. - The deceased worker should have completed 1 year of membership with the Board.
Required Documents
• Age proof (If no age proof is available self declaration).
• Residence proof.
• Aadhaar card(if available).
• Bank Account details (Bank branch, account No. and IFSC/ RTGS number).
• Detail of dependents.
• Employer’s Certificate (Form No. 28) (90 days of construction work during the last 12 months in the State of Punjab).
• Nomination Form (Form No. 27).
• Death Certificate (in case of beneficiary death)- to avail Family/ Window pension.
• FIR/ Post Mortem Report (in case of accident).
• Bank Passbook or Cancel Cheque of Applicant.
• Any other documents (if required).
Frequently Asked Questions
Q: Who can register as a beneficiary under the Building and Other Construction Workers Welfare Board of Punjab?
A: Any construction worker whose age is between 18 to 60 years and has worked in Punjab State in any construction work for a minimum of 90 days in a year, are eligible to register as a beneficiary under the Board.
Q: Is there a minimum service requirement to register as a beneficiary?
A: Yes, the building worker must have completed 90 days of service as a building worker in the preceding 12 months.
Q: Who can apply for the welfare scheme?
A: Any registered worker of the Board can apply for the welfare scheme.
Q: For how long a construction worker can get registered at a time?
A: A worker at a time can get himself registered for a minimum period of 1 year & maximum period of 5 years.
Q: What is the procedure for applying for the registration?
A: Any construction worker who is of 18 years and below 60 years' age and has Worked in Punjab State for not less than 90 days shall apply for registration as construction worker on the prescribed Form No. 28 which is available on the Board's website or from the office of ALC/LCO and Labour Inspectors of the area.
Q: Whom to apply for the registration?
A: A construction worker who intends to get himself registered as a member of the Board shall apply to the Labour Inspector of his area.
Q: What are the mandatory documents for the registration?
A: The documents required for registration are, age proof(If no age proof is available self declaration), residence proof, aadhaar card(if available), Bank Account details (Bank branch, account No. and IFSC/RTGS number), detail of dependents, and employer's certificate of working for 90 days as construction worker, and nomination form.
Q: Is there a specific form for the registration through offline mode as a beneficiary under the BOCW Welfare Board?
A: Yes, the application for registration must be made in Form No. 28.
Q: How much is the fee associated with the registration process?
A: The rate of registration fee is [?]25/- at the time of registration. It is a one time fee.
Q: What is the rate of contribution?
A: A registered worker is required to contribute [?]10/-per month as contribution fee to the Board.
Q: Who are the family members considered for the benefits?
A: Husband or wife, minor sons (including major sons who are insane or physically handicapped and unable to earn), unmarried daughters and the parents of the building worker, who are solely dependent on the registered worker.
Q: What are the eligibility criteria for availing of the Leave Travelling Concession?
A: To be eligible for this scheme, the applicant should be a spouse of a deceased registered construction worker Under the Building and Other Construction Workers Welfare Board of Punjab.
Q: How much financial assistance is provided under this scheme?
A: The scheme provides a pension of [?]1000/- as family pension until remarriage to the beneficiary.
Q: Is the surviving spouse eligible for a family pension if both spouses were Board beneficiaries?
A: No, the surviving spouse is not eligible for a family pension if both spouses were beneficiaries of the Board.
Q: Does the surviving spouse remain eligible for a family pension if they have remarried or are receiving an old age pension from the Government?
A: No, the surviving spouse is not eligible for a family pension if they have remarried or are receiving an old age pension from the Government.
Q: If both spouses are beneficiaries and both receive a pension, is the surviving spouse eligible for a family pension upon the death of the other?
A: No, if both spouses are beneficiaries and receive a pension, the surviving spouse is not eligible for a family pension upon the death of the other.
Q: If only one spouse receives a pension, does the surviving spouse receive a family pension upon the death of the pensioner?
A: Yes, the surviving spouse receives a family pension until they become eligible for their own pension from the Board, at which point the family pension stops.
Q: What form needs to be used to apply for this welfare scheme?
A: The application must be made in the prescribed Form No. 42A which can be downloaded from https://bocw.punjab.gov.in/userfiles/file/Form%20No%2042%20A.pdf or can be collected from the Labour Inspectors of the concerned area.
Q: Whom to apply for getting benefits of welfare schemes?
A: For the application of the concerned welfare schemes of the Board, the construction worker has to visit the nearest Sewa Kendras or contact the Assistant Labour Commissioner/ Labour-cum-Conciliation Officer/ Labour Inspector/ Labour Enforcement Officer of the concerned area.
The "Family/ Widow Pension Scheme& 39;& 39; by the BOCW Welfare Board, Department of Labour, Punjab, is a welfare scheme for the registered workers of the board. Under this scheme, the Board will provide financial assistance in the form of pension to the spouse of the registered construction worker in the event of his/ her death.
Exclusions
• <br>
Benefits
• **Financial Assistance:** ₹1,000/- as family pension until remarriage.
• Note:
• If both spouses are Board beneficiaries, the surviving spouse does not receive family pension.
• But if the husband/wife, either remarried or he/she gets an old age pension from the Government then they shall not be eligible for family pension.
• If both the husband and wife are the beneficiaries of the Board and both are getting pension then in the event of the death of one of them, the other one shall not be eligible for family pension.
• If only one spouse receives a pension, then on the eve of death of the pensioner, the surviving spouse receives family pension until they become eligible for their own pension from the Board, at which point the family pension stops.
• <br>
Eligibility Criteria
1. > ***For Registration as a Building/ Construction Worker:***
2. - The applicant should be a resident of Punjab.
3. - The applicant should be a Building/ Construction Worker (Unorganised Worker).
4. - The applicant should be between 18 and 60 years.
5. - The applicant should have engaged in building and construction work for at least 90 days in a given year.
6. - The applicant should have a monthly income of ₹15,000/- or below.
7. - The applicant should not be a member of any other Welfare Fund established under any law.
8. - The applicant should not have membership of the Employees&#39; Provident Fund (EPF)/ National Pension System (NPS)/ Employees&#39; State Insurance Corporation (ESIC).
9. - The applicant should not be an income tax payer.
10. > ***For the Application of the Welfare Scheme:***
11. - The applicant should be a spouse of a deceased registered construction worker Under the Building and Other Construction Workers Welfare Board of Punjab.
12. - The deceased worker should have completed 1 year of membership with the Board.
Required Documents
• Age proof (If no age proof is available self declaration).
• Residence proof.
• Aadhaar card(if available).
• Bank Account details (Bank branch, account No. and IFSC/ RTGS number).
• Detail of dependents.
• Employer’s Certificate (Form No. 28) (90 days of construction work during the last 12 months in the State of Punjab).
• Nomination Form (Form No. 27).
• Death Certificate (in case of beneficiary death)- to avail Family/ Window pension.
• FIR/ Post Mortem Report (in case of accident).
• Bank Passbook or Cancel Cheque of Applicant.
• Any other documents (if required).
Frequently Asked Questions
Q: Who can register as a beneficiary under the Building and Other Construction Workers Welfare Board of Punjab?
A: Any construction worker whose age is between 18 to 60 years and has worked in Punjab State in any construction work for a minimum of 90 days in a year, are eligible to register as a beneficiary under the Board.
Q: Is there a minimum service requirement to register as a beneficiary?
A: Yes, the building worker must have completed 90 days of service as a building worker in the preceding 12 months.
Q: Who can apply for the welfare scheme?
A: Any registered worker of the Board can apply for the welfare scheme.
Q: For how long a construction worker can get registered at a time?
A: A worker at a time can get himself registered for a minimum period of 1 year & maximum period of 5 years.
Q: What is the procedure for applying for the registration?
A: Any construction worker who is of 18 years and below 60 years' age and has Worked in Punjab State for not less than 90 days shall apply for registration as construction worker on the prescribed Form No. 28 which is available on the Board's website or from the office of ALC/LCO and Labour Inspectors of the area.
Q: Whom to apply for the registration?
A: A construction worker who intends to get himself registered as a member of the Board shall apply to the Labour Inspector of his area.
Q: What are the mandatory documents for the registration?
A: The documents required for registration are, age proof(If no age proof is available self declaration), residence proof, aadhaar card(if available), Bank Account details (Bank branch, account No. and IFSC/RTGS number), detail of dependents, and employer's certificate of working for 90 days as construction worker, and nomination form.
Q: Is there a specific form for the registration through offline mode as a beneficiary under the BOCW Welfare Board?
A: Yes, the application for registration must be made in Form No. 28.
Q: How much is the fee associated with the registration process?
A: The rate of registration fee is [?]25/- at the time of registration. It is a one time fee.
Q: What is the rate of contribution?
A: A registered worker is required to contribute [?]10/-per month as contribution fee to the Board.
Q: Who are the family members considered for the benefits?
A: Husband or wife, minor sons (including major sons who are insane or physically handicapped and unable to earn), unmarried daughters and the parents of the building worker, who are solely dependent on the registered worker.
Q: What are the eligibility criteria for availing of the Leave Travelling Concession?
A: To be eligible for this scheme, the applicant should be a spouse of a deceased registered construction worker Under the Building and Other Construction Workers Welfare Board of Punjab.
Q: How much financial assistance is provided under this scheme?
A: The scheme provides a pension of [?]1000/- as family pension until remarriage to the beneficiary.
Q: Is the surviving spouse eligible for a family pension if both spouses were Board beneficiaries?
A: No, the surviving spouse is not eligible for a family pension if both spouses were beneficiaries of the Board.
Q: Does the surviving spouse remain eligible for a family pension if they have remarried or are receiving an old age pension from the Government?
A: No, the surviving spouse is not eligible for a family pension if they have remarried or are receiving an old age pension from the Government.
Q: If both spouses are beneficiaries and both receive a pension, is the surviving spouse eligible for a family pension upon the death of the other?
A: No, if both spouses are beneficiaries and receive a pension, the surviving spouse is not eligible for a family pension upon the death of the other.
Q: If only one spouse receives a pension, does the surviving spouse receive a family pension upon the death of the pensioner?
A: Yes, the surviving spouse receives a family pension until they become eligible for their own pension from the Board, at which point the family pension stops.
Q: What form needs to be used to apply for this welfare scheme?
A: The application must be made in the prescribed Form No. 42A which can be downloaded from https://bocw.punjab.gov.in/userfiles/file/Form%20No%2042%20A.pdf or can be collected from the Labour Inspectors of the concerned area.
Q: Whom to apply for getting benefits of welfare schemes?
A: For the application of the concerned welfare schemes of the Board, the construction worker has to visit the nearest Sewa Kendras or contact the Assistant Labour Commissioner/ Labour-cum-Conciliation Officer/ Labour Inspector/ Labour Enforcement Officer of the concerned area.
Eligibility Criteria
1
> ***For Registration as a Building/ Construction Worker:***
2
- The applicant should be a resident of Punjab.
3
- The applicant should be a Building/ Construction Worker (Unorganised Worker).
4
- The applicant should be between 18 and 60 years.
5
- The applicant should have engaged in building and construction work for at least 90 days in a given year.
6
- The applicant should have a monthly income of ₹15,000/- or below.
7
- The applicant should not be a member of any other Welfare Fund established under any law.
8
- The applicant should not have membership of the Employees&#39; Provident Fund (EPF)/ National Pension System (NPS)/ Employees&#39; State Insurance Corporation (ESIC).
9
- The applicant should not be an income tax payer.
10
> ***For the Application of the Welfare Scheme:***
11
- The applicant should be a spouse of a deceased registered construction worker Under the Building and Other Construction Workers Welfare Board of Punjab.
12
- The deceased worker should have completed 1 year of membership with the Board.
Benefits
**Financial Assistance:** ₹1,000/- as family pension until remarriage.
Note:
If both spouses are Board beneficiaries, the surviving spouse does not receive family pension.
But if the husband/wife, either remarried or he/she gets an old age pension from the Government then they shall not be eligible for family pension.
If both the husband and wife are the beneficiaries of the Board and both are getting pension then in the event of the death of one of them, the other one shall not be eligible for family pension.
If only one spouse receives a pension, then on the eve of death of the pensioner, the surviving spouse receives family pension until they become eligible for their own pension from the Board, at which point the family pension stops.
<br>
Required Documents
| # | Document |
|---|---|
| 1 | Age proof (If no age proof is available self declaration). |
| 2 | Residence proof. |
| 3 | Aadhaar card(if available). |
| 4 | Bank Account details (Bank branch, account No. and IFSC/ RTGS number). |
| 5 | Detail of dependents. |
| 6 | Employer’s Certificate (Form No. 28) (90 days of construction work during the last 12 months in the State of Punjab). |
| 7 | Nomination Form (Form No. 27). |
| 8 | Death Certificate (in case of beneficiary death)- to avail Family/ Window pension. |
| 9 | FIR/ Post Mortem Report (in case of accident). |
| 10 | Bank Passbook or Cancel Cheque of Applicant. |
| 11 | Any other documents (if required). |
Frequently Asked Questions
Any construction worker whose age is between 18 to 60 years and has worked in Punjab State in any construction work for a minimum of 90 days in a year, are eligible to register as a beneficiary under the Board.
Sources and references
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