Banking Active

Education Loan for Persons with Disabilities- Haryana

Welfare of Scheduled Caste & Backward Classes Department

Last updated:

Overview

Under this scheme, education loans of up to ₹50 lakhs are provided to persons with disabilities (OH/VH/HH/MR) for pursuing professional and technical education both in India and abroad.

Visit Official Website

Details

Description
The scheme "Education Loan for Persons with Disabilities" is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. Under this scheme, education loans of up to ₹50 lakhs are provided to persons with disabilities Orthopedically Handicapped, Visually Handicapped, Hearing Handicapped, Mentally Retarded for pursuing professional and technical education both in India and abroad. Permanent residents of Haryana, aged between 18 and 55 years, with a disability of more than 40%, are eligible to benefit from this scheme.

Exclusions
• <br>

Benefits
• Under this scheme, education loans of up to ₹50 lakhs are provided to persons with disabilities (OH/VH/HH/MR) for pursuing professional and technical education both in India and abroad.

Eligibility Criteria
1. The applicant should be a permanent resident of Haryana State.
2. The applicant should have a disability of more than 40%.
3. The applicant&amp;#39;s age should be between 18 and 55 years. For persons with mental retardation, the eligible age is above 14 years. An age certificate issued by a competent authority authorized by the State Government, or as mentioned in the 10th certificate or any other government-issued certificate, will be required document.
4. The applicant should have secured admission to a professional or technical course in India or abroad.
5. Unique Disability ID (UDID) registration under the Department of Empowerment of Persons with Disabilities (DEPwD), Ministry of Social Justice and Empowerment, Government of India, is mandatory for loan amounts of ₹15 lakhs and above.
6. The applicant must have a Parivar Pehchan Patra (PPP ID).

Required Documents
• Identity/Citizenship i.e. Aadhaar Card
• Proof of age
• Resident Proof/Address Proof/Ownership Proof i.e. Haryana Domicile Certificate
• Disability Certificate
• Privaar Pahchan Patra (PPP ID)
• Copy of PAN Card
• Photo of Applicant
• Admission proof
• Fee structure
• Previous qualification certificate
• Any other documents as required

Frequently Asked Questions
Q: Who is eligible for this education loan?
A: Permanent residents of Haryana aged between 18 and 55 years with a disability of more than 40% are eligible. For persons with mental retardation, the eligible age is above 14 years.

Q: What types of disabilities are covered under this scheme?
A: The scheme covers orthopedically handicapped, visually handicapped, hearing handicapped, and mentally retarded individuals.

Q: How much loan amount can be availed under this scheme?
A: Eligible applicants can avail education loans of up to [?]50 lakhs.

Q: For which types of education can this loan be used?
A: The loan can be used for pursuing professional and technical education both in India and abroad.

Q: Is there an age limit for applying for this loan?
A: Yes, the applicant's age should be between 18 and 55 years. For persons with mental retardation, the eligible age is above 14 years.

Q: Is there a residency requirement for applicants?
A: Yes, the applicant should be a permanent resident of Haryana State.

Q: What is the minimum disability percentage required for eligibility?
A: The applicant should have a disability of more than 40%.

Q: Is UDID registration necessary for applying for this loan?
A: Yes, UDID registration under the Department of Empowerment of Persons with Disabilities (DEPwD), Ministry of Social Justice and Empowerment, Government of India, is mandatory for loan amounts of [?]15 lakhs and above.

Q: Is a Parivar Pehchan Patra (PPP ID) required for the application?
A: Yes, the applicant must have a Parivar Pehchan Patra (PPP ID).

Q: How can one apply for the education loan under this scheme?
A: Eligible applicants can apply online through the Official Portal- Antyodaya-SARAL Portal at https://saralharyana.gov.in/.

Eligibility Criteria

1

The applicant should be a permanent resident of Haryana State.

2

The applicant should have a disability of more than 40%.

3

The applicant&amp;#39;s age should be between 18 and 55 years. For persons with mental retardation, the eligible age is above 14 years. An age certificate issued by a competent authority authorized by the State Government, or as mentioned in the 10th certificate or any other government-issued certificate, will be required document.

4

The applicant should have secured admission to a professional or technical course in India or abroad.

5

Unique Disability ID (UDID) registration under the Department of Empowerment of Persons with Disabilities (DEPwD), Ministry of Social Justice and Empowerment, Government of India, is mandatory for loan amounts of ₹15 lakhs and above.

6

The applicant must have a Parivar Pehchan Patra (PPP ID).

Benefits

Under this scheme, education loans of up to ₹50 lakhs are provided to persons with disabilities (OH/VH/HH/MR) for pursuing professional and technical education both in India and abroad.

Required Documents

# Document
1 Identity/Citizenship i.e. Aadhaar Card
2 Proof of age
3 Resident Proof/Address Proof/Ownership Proof i.e. Haryana Domicile Certificate
4 Disability Certificate
5 Privaar Pahchan Patra (PPP ID)
6 Copy of PAN Card
7 Photo of Applicant
8 Admission proof
9 Fee structure
10 Previous qualification certificate
11 Any other documents as required

Frequently Asked Questions

Permanent residents of Haryana aged between 18 and 55 years with a disability of more than 40% are eligible. For persons with mental retardation, the eligible age is above 14 years.

Sources and references

Related Schemes

Amended Technology Upgradation Fund
Banking · All India
Atal Beemit Vyakti Kalyan Yojana
Banking · All India
Atal Pension Yojana
Banking · All India
Education Loan Scheme (NSFDC)
Banking · All India
Education Loan Scheme of NMDFC
Banking · All India
Financial Assistance as Interest Subsidy on Home Loan
Banking · All India
Group Insurance Scheme for Powerloom Weavers
Banking · All India
Group Personal Accident Insurance Scheme For Coir Workers
Banking · All India
Indira Gandhi National Disability Pension Scheme
Banking · All India
International Cooperation Scheme- Market Development Assistance
Banking · All India
Jute Raw Material Bank Scheme
Banking · All India
Kera Suraksha Insurance Scheme
Banking · All India
Khadi Karigar Janashree Bima Yojana
Banking · All India
Kisan Vikas Patra Scheme
Banking · All India
Loan based Scheme for Pay and Use Community Toilets
Banking · All India
Mahila Samman Savings Certificate
Banking · All India
Micro Credit Finance (NSFDC)
Banking · All India
Micro Finance Scheme of NMDFC
Banking · All India
Mission Solar Charkha
Banking · All India
NBCFDC General Loan Scheme
Banking · All India
NPS Vatsalya Scheme
Banking · All India
National Handloom Development Programme: Concessional Credit/Weaver MUDRA Scheme
Banking · All India
National Pension Scheme For Traders And Self Employed Persons
Banking · All India
National Savings Certificates (VIII-Issue) Scheme
Banking · All India
New Swarnima Scheme For Women
Banking · All India
Post Office Monthly Income Scheme
Banking · All India
Pradhan Mantri Jan Dhan Yojana
Banking · All India
Pradhan Mantri Jeevan Jyoti Bima Yojana
Banking · All India
Pradhan Mantri Mudra Yojana
Banking · All India
Pradhan Mantri Suraksha Bima Yojana
Banking · All India