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Dr. P. G. Solanki Scheme for Loan/Assistance to Medical Graduate Doctors of Scheduled Caste

Social Justice and Empowerment Department

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Overview

The scheme was launched in the year 1976 with the objective to provide loans/assistance to the Scheduled Caste category doctors to start their independent profession.

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Details

Description
The scheme “Dr. P. G. Solanki Scheme for Loan/Assistance to Medical Graduate Doctors of Scheduled Caste” was launched by the Director Scheduled Caste Welfare, Department of Social Justice & Empowerment, Government of Gujarat. The scheme was launched in the year 1976. Under the scheme, loans/financial assistance is provided to the Scheduled Caste Medical Graduates possessing qualifications such as M.B.B.S, B.S.A.M, B.A.M.S, B.A.M Ayurveda , B.D.S Dental Homeopathic Degree/ BHMS and DHMS in Diploma, and Homeopathic Degree/Diploma BHMS and DHMS in Diploma to start their independent profession.

Benefits
• Loan/Assistance details under the scheme:
• Subsidy/assistance of ₹25,000/-.
• Loan upto ₹2,50,000/- at the rate of interest 4%.

Eligibility Criteria
1. The applicant should be a Medical Graduate Doctor possessing qualifications such as M.B.B.S, B.S.A.M, B.A.M.S, B.A.M (Ayurveda), B.D.S (Dental) Homeopathic Degree/ BHMS and DHMS in Diploma, and Homeopathic Degree/Diploma (BHMS and DHMS in Diploma).
2. The applicant should belong to the Scheduled Caste category.
3. The benefit of this scheme will be given only to natives of Gujarat state.
4. The annual income limit should not exceed ₹6,00,000/- for rural areas and ₹6,00,000/- for urban areas.
5. The applicant should not be employed in a government hospital or any private organization.
6. The benefit of this scheme will be available to one person in the family only once. If the involvement of another person is found, all loan assistance and other expenses will be recovered from the applicant.
7. After sanctioning the loan to the applicant, repayment will be made in monthly installments of ₹5,000/- for 12 months.
8. The applicant will have to start the clinic in 3 months after receiving government assistance.
9. Homeopathic doctors must practice only in pure homeopathy.

Application Process
Step 1: User Manual
Online

User Manual

Required Documents
• Passport Size Photograph
• Aadhaar Card of the applicant
• Caste certificate
• Proof of annual income of the family
• Proof of Residence (Any one of Electricity Bill/Licence/Rent Agreement/Electoral Card/Ration Card)
• Copy of registration
• Certificate of Medical Graduate Degree
• Proof of the age of the applicant/School leaving certificate (if any)
• Copy of first page of Bank Passbook/Cancelled Check (in applicant's name)
• Surety bond
• Guarantee Sheet
• Eligibility for loan repayment
• Agreement
• Affidavit
• Property of Guarantor-1
• Property of Guarantor-2
• Any other documents as required

Frequently Asked Questions
Q: Who are the beneficiaries of this scheme?
A: Scheduled Caste Medical Graduate Doctors possessing qualifications such as M.B.B.S, B.S.A.M, B.A.M.S, B.A.M (Ayurveda), B.D.S (Dental), Homeopathic Degree/ BHMS and DHMS in Diploma, and Homeopathic Degree/Diploma (BHMS and DHMS in Diploma) are eligible.

Q: What financial assistance is provided under this scheme?
A: Beneficiaries receive a subsidy/assistance of [?]25,000/- and a loan of up to [?]2,50,000/- at an interest rate of 4%.

Q: What are the eligibility criteria for applicants?
A: Applicants must be Medical Graduate Doctors belonging to the Scheduled Caste category and natives of Gujarat state. Their annual income limit should not exceed [?]6,00,000/- for rural and urban areas.

Q: Can applicants be employed in government hospitals or private organizations?
A: No, applicants should not be employed in government hospitals or private organizations.

Q: How many times can a family avail the benefit of this scheme?
A: The benefit is available only once to one person in the family. If another family member is involved, all loan assistance and expenses will be recovered from the applicant.

Q: What is the repayment plan for the loan?
A: Repayment is made in monthly installments of [?]5,000/- for 12 months after loan sanction.

Q: Within what timeframe should the clinic be started after receiving government assistance?
A: The clinic must be started within 3 months after receiving government assistance.

Q: Are there any restrictions on the practice for homeopathic doctors?
A: Yes, homeopathic doctors must practice only pure homeopathy.

Q: Where can eligible applicants apply for this scheme?
A: Eligible applicants can apply through the e-Samaj Kalyan Portal: https://esamajkalyan.gujarat.gov.in/

Eligibility Criteria

1

The applicant should be a Medical Graduate Doctor possessing qualifications such as M.B.B.S, B.S.A.M, B.A.M.S, B.A.M (Ayurveda), B.D.S (Dental) Homeopathic Degree/ BHMS and DHMS in Diploma, and Homeopathic Degree/Diploma (BHMS and DHMS in Diploma).

2

The applicant should belong to the Scheduled Caste category.

3

The benefit of this scheme will be given only to natives of Gujarat state.

4

The annual income limit should not exceed ₹6,00,000/- for rural areas and ₹6,00,000/- for urban areas.

5

The applicant should not be employed in a government hospital or any private organization.

6

The benefit of this scheme will be available to one person in the family only once. If the involvement of another person is found, all loan assistance and other expenses will be recovered from the applicant.

7

After sanctioning the loan to the applicant, repayment will be made in monthly installments of ₹5,000/- for 12 months.

8

The applicant will have to start the clinic in 3 months after receiving government assistance.

9

Homeopathic doctors must practice only in pure homeopathy.

Benefits

Loan/Assistance details under the scheme:

Subsidy/assistance of ₹25,000/-.

Loan upto ₹2,50,000/- at the rate of interest 4%.

Required Documents

# Document
1 Passport Size Photograph
2 Aadhaar Card of the applicant
3 Caste certificate
4 Proof of annual income of the family
5 Proof of Residence (Any one of Electricity Bill/Licence/Rent Agreement/Electoral Card/Ration Card)
6 Copy of registration
7 Certificate of Medical Graduate Degree
8 Proof of the age of the applicant/School leaving certificate (if any)
9 Copy of first page of Bank Passbook/Cancelled Check (in applicant's name)
10 Surety bond
11 Guarantee Sheet
12 Eligibility for loan repayment
13 Agreement
14 Affidavit
15 Property of Guarantor-1
16 Property of Guarantor-2
17 Any other documents as required

How to Apply

1

User Manual

Online User Manual

Frequently Asked Questions

Scheduled Caste Medical Graduate Doctors possessing qualifications such as M.B.B.S, B.S.A.M, B.A.M.S, B.A.M (Ayurveda), B.D.S (Dental), Homeopathic Degree/ BHMS and DHMS in Diploma, and Homeopathic Degree/Diploma (BHMS and DHMS in Diploma) are eligible.

Sources and references

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