Death Benefit (MBOCWWB)

Description
The scheme “Death Benefit” is a social security scheme, implemented by the Meghalaya Building and Other Construction Workers Welfare Board MBOCWWB , Labour Department, Government of Meghalaya. Under the scheme, financial assistance shall be provided to the nominees or dependents of registered construction workers in the event of their natural or accidental death during the course of employment.

Exclusions
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Benefits
• Under the scheme, an amount of ₹2,00,000/- shall be given to the nominees or dependents of registered construction workers towards death benefit, in case of natural death.
• If the death is due to an accident during the course of employment, the nominee or dependent of registered construction workers shall be given ₹3,00,000/- towards death benefit.
• The amount of ₹2,00,000/- for Natural Death & ₹5,00,000/- for Accidental Death shall be given to the nominees or dependents of registered construction workers who are not covered under any insurance scheme.
• There shall be no bar for the nominee to claim any other death or accidental death benefit under any insurance scheme covering the beneficiaries (i.e. PMJJBY/PMSBY/etc.).

Eligibility Criteria
1. The applicant should be a legal nominee or dependent of the deceased worker.
2. The deceased worker should have been a resident of the Meghalaya.
3. The deceased worker should have been engaged in any building or other construction work.
4. The deceased worker should have been registered under the Meghalaya Building & Other Construction Workers Welfare Board.
5. The financial assistance shall be given to the nominees or dependents of deceased registered workers in the event of their natural or accidental death during their course of employment.

Required Documents
• MBOCWWB ID Card of worker
• Death Certificate
• Challan/Receipt of the Monthly Subscription paid
• Nominee's ID Proof may be Voter ID, Licence or others
• Bank Passbook
• Applicant Address Proof
• Medical Certificate
• Nominee’s Consent Letters
• Guardian Certificate (in case Applicant is Minor)
• Any other documents as required

Frequently Asked Questions
Q: Who administers the scheme?
A: The scheme is administered by the Meghalaya Building and Other Construction Workers Welfare Board (MBOCWWB), under the Labour Department of the Government of Meghalaya.

Q: What are the benefits provided under the Death Benefit scheme for natural death?
A: An amount of [?]2,00,000/- is given to the nominees or dependents of registered construction workers in case of natural death.

Q: What benefits are available if the death is due to an accident during employment?
A: If the death is due to an accident during the course of employment, the nominee or dependent of registered construction workers shall receive [?]3,00,000/- towards death benefit.

Q: Are there any distinctions in benefits for those not covered under any insurance scheme?
A: Yes, for those not covered under any insurance scheme, [?]2,00,000/- for Natural Death and [?]5,00,000/- for Accidental Death shall be provided to the nominees or dependents of registered construction workers.

Q: Can nominees still claim benefits from other insurance schemes alongside the Death Benefit scheme?
A: Yes, there is no bar for the nominee to claim any other death or accidental death benefit under any insurance scheme covering the beneficiaries, such as PMJJBY/PMSBY, etc.

Q: Who is eligible to apply for the scheme?
A: The applicant should be a legal nominee or dependent of the deceased worker who was engaged in building or other construction work and registered under the Meghalaya Building & Other Construction Workers Welfare Board.

Q: How does applicant apply under this scheme?
A: Applications can be made online at http://megbocwwb.gov.in/bocw_services

Q: Can the application be tracked?
A: Yes, applications can be tracked from the Dashboard after logging into http://megbocwwb.gov.in/bocw_services