Chief Minister’s Comprehensive Health Insurance Scheme - Tamil Nadu

Description
Chief Minister Comprehensive Health Insurance Scheme launched on 23.07.2009 as Kalaingar Kaappittu Thittam. Now the scheme from January 2022 to 2027 is implemented through United India Insurance Company. The scheme provides quality health care to the eligible person through empanelled government and private hospitals to reduce the financial hardship to the enrolled families and move towards universal health coverage by effectively linking with the public health system. This scheme provides free health insurance coverage to families residing in Tamil Nadu with an annual income of less than ₹1,20,000. Totally 1090 procedures, 8 follow up procedures and 52 diagnostic procedures are covered under CMCHIS in 800 Government 900 Private empanelled hospitals.

Exclusions
• <br>

Benefits
• The scheme seeks to provide cashless hospitalization-specific ailments and procedures.
• The scheme provides coverage up to ₹ 5,00,000 per family per year on a floater basis for the ailments and procedures covered under the scheme.

Eligibility Criteria
1. The applicant should be a resident of Tamil Nadu.
2. The applicant should have their name included in the family card.
3. The applicant’s family income should not exceed ₹1,20,000 per annum.
4. The applicant should submit a family card, an Aadhaar card, and an income certificate issued by VAO/Revenue Authorities, along with a self-declaration.

Application Process
Step 1: Step 1: The interested applicant should visit (during office hours) the insurance office in the Collectorate and request a hard copy of the prescribed format of the application form from the staff exclusively entrusted to issue and collect filled-…
Offline
Step 1: The interested applicant should visit (during office hours) the insurance office in the Collectorate and request a hard copy of the prescribed format of the application form from the staff exclusively entrusted to issue and collect filled-in applications.

Step 2: Step 2: In the application form, fill in all the mandatory fields and attach copies of all the mandatory documents (self-attest, if required).
Offline
Step 2: In the application form, fill in all the mandatory fields and attach copies of all the mandatory documents (self-attest, if required).

Step 3: Step 3: Submit the duly filled and signed application form along with the documents to the District Differently Abled Welfare Officer.
Offline
Step 3: Submit the duly filled and signed application form along with the documents to the District Differently Abled Welfare Officer.

Step 4: Step 4: Request a receipt or acknowledgement from the District Differently Abled Welfare Officer to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission and a unique id…
Offline
Step 4: Request a receipt or acknowledgement from the District Differently Abled Welfare Officer to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission and a unique identification number (if applicable).

Required Documents
• Ration Card.
• National Identity Card of the Differently Abled Person.
• Any Other Documents If Required.

Frequently Asked Questions
Q: What is the purpose of the Chief Minister’s Comprehensive Health Insurance Scheme?
A: The Chief Minister's Comprehensive Health Insurance Scheme aims to provide universal health care by offering comprehensive health insurance coverage to differently abled persons and their family members.

Q: Who is eligible to benefit from this health insurance scheme?
A: All differently abled persons and their family members are eligible for enrollment in the health insurance scheme, without any income ceiling.

Q: Are there any income restrictions for enrollment in the scheme?
A: No, there are no income restrictions for enrollment in the scheme.

Q: What is the residency requirement for eligibility under this scheme?
A: To be eligible, at least one member of the family should be a differently abled person, and the family should be residents of Tamil Nadu.

Q: Is there a specific office or authority designated to handle grievances?
A: The Assistant Special Officer at the Commissionerate for Welfare of the Differently Abled handles grievances related to the scheme.

Q: Are there any fees or charges associated with enrollment in the health insurance scheme?
A: There are no fees or charges associated with enrollment in the health insurance scheme.

Q: Can family members of differently abled persons also enroll in the scheme?
A: Yes, family members of differently abled persons can also enroll in the scheme.

Q: How does the scheme ensure coverage for all family members?
A: Coverage under the scheme extends to all family members of the differently abled person.

Q: What type of health services are covered under the insurance scheme?
A: The health insurance scheme covers a wide range of health services, including hospitalization, surgeries, and medical treatments.

Q: Are there any exclusions or limitations to the coverage provided?
A: Exclusions or limitations to the coverage provided are typically outlined in the scheme's terms and conditions.