Advance For Purchase Or Construction Of House (APB&OCWWB)

Description
The scheme “Advance for Purchase or Construction of House” was started by the Department of Labour and Employment, Govt. of Arunachal Pradesh for registered workers of Arunachal Pradesh Building & Other Construction Workers Welfare Board APB&OCWWB . The state government has formulated this scheme to implement through the APB&OCWWB in which the board can sanction/ grant an amount for the outright purchase of a house or for the construction of a house to the eligible building and construction workers.

Benefits
• 1. Under this scheme, cash assistance of ₹1.00 lakh is to be given to the registered workers.

Eligibility Criteria
1. The applicant should be a permanent resident of Arunachal Pradesh.
2. The applicant must be employed in the Building and Other Construction works.
3. The applicant should be registered with Labour Welfare Board (APB&OCWWB).
4. The applicant should be an active registered worker with a membership for at least 5 years.
5. The applicant should have at least 15 years of service before superannuation/ retirement.
6. The applicant must be able to repay the principal amount of the loan with a minimum interest rate or with interest in equal installments as may be fixed by the board.

Required Documents
• Identity proof i.e. Aadhaar Card, Voter ID card, etc.
• Xerox copy of the registration card of the worker
• Building plan for construction and agreement copy for outright purchase of the house
• Salary/wage statement
• Deed of the agreement/ affidavit
• Application form
• Bank Account number/ front page of the passbook
• Passport-size photographs

Frequently Asked Questions
Q: What is the objective of the scheme?
A: The objective of this scheme is to provide financial assistance for the outright purchase of a house or for the construction of a house to eligible building and construction workers.

Q: By which department was this scheme launched?
A: Department of Labour and Employment, Government of Arunachal Pradesh

Q: What is the full form of APB&OCWWB?
A: Arunachal Pradesh Building & Other Construction Workers Welfare Board

Q: How much financial assistance will be given to the eligible worker?
A: Cash assistance of [?]1.00 lakh will be given to the eligible registered worker.

Q: Is it mandatory to be registered under Board?
A: Yes, the labour/worker must be a registered worker under the Board.

Q: What should be the minimum duration of the membership for availing the benefits under the scheme?
A: An active registered worker with a membership for at least 5 years will be eligible for the scheme.

Q: Who is eligible under this scheme?
A: The registered worker who has at least 15 years of service before superannuation/ retirement is eligible to apply for financial assistance.

Q: Is this scheme only for a worker /labour of Arunachal Pradesh?
A: Yes, the applicant should be a permanent resident of Arunachal Pradesh.

Q: Can a worker also eligible to take the benefits of the scheme if membership has been expired?
A: No, the worker's membership shall be active to take the benefits of the scheme.

Q: Should a beneficiary need to repay the amount of loan?
A: Yes, the beneficiary must be able to repay the principal amount of the loan with a minimum interest rate or with interest in equal installments as may be fixed by the board.

Q: How can I avail the benefits of the scheme?
A: The applicant needs to contact Registering Officers, APB&OCWWB of the respective District.