Weather Based Crop Insurance Scheme

Description
The scheme "Weather Based Crop Insurance Scheme" launched by the Horticulture and Food Processing Department, Government of Madhya Pradesh aims to protect farmers from weather-related losses through insurance coverage for selected crops cultivated during Kharif and Rabi seasons.

Benefits
• **Insurance Coverage for Crops:** Provides protection to crops against losses caused by adverse weather conditions such as high or low temperatures, excess or deficient rainfall, and wind speed.
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Eligibility Criteria
1. - The applicant must be a farmer.
2. - The applicant must be a resident of Madhya Pradesh.
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Required Documents
• Proof of Identity.
• Residence Certificate.
• Any other documents as required.

Frequently Asked Questions
Q: What is the objective of this scheme?
A: The scheme aims to protect farmers from losses caused by adverse weather conditions.
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Q: Who implements the scheme in Madhya Pradesh?
A: The scheme is implemented by the Horticulture and Food Processing Department, Government of Madhya Pradesh.
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Q: Which crops are covered under this scheme?
A: The scheme covers crops such as orange, banana, papaya, onion, chili, brinjal, tomato, potato, cauliflower, cabbage, peas, coriander, garlic, mango, pomegranate, and grapes.
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Q: What type of risks are covered under the scheme?
A: The scheme covers risks due to high or low temperatures, excess or deficient rainfall, strong wind, and hailstorm.
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Q: What is the premium amount to be paid by the farmer?
A: The farmer has to pay 5% of the insured amount as the premium.
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Q: Who pays the remaining premium?
A: The remaining premium is shared equally by the central and state governments.
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Q: Who is eligible to apply under this scheme?
A: Farmers of Madhya Pradesh are eligible to apply under this scheme.
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Q: How is the compensation amount calculated?
A: The compensation is calculated based on weather deviations recorded at established weather stations.
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