Swayam Saksham Scheme (Gujarat Gopalak Vikas Nigam)

Description
The scheme "Swayam Saksham Scheme" by the Social Justice & Empowerment Department, Government of Gujarat, aims to instill a sense of self-reliance among the youth pursuing vocational education/training. For Doctor Clinic , Physiotherapy Clinic, Biomedical Laboratory, Lawyer Office, Engineering Unit, Chemist Shop, Architect Office, Chartered Accountant, Financial Consulting Level Office, etc. The scheme is implemented by the Gujarat Gopalak Vikas Nigam.

Benefits
• The scheme provides 95% of the loan amount to eligible youth, up to a maximum limit of ₹5,00,000/-.
• The loan carries an interest rate of 6% per annum.

Eligibility Criteria
1. The applicant should belong to the Rabari and Bharwad castes from the socially and educationally backward classes.
2. The applicant's age should be between 18 and 35 years.
3. The applicant's annual income should not exceed ₹3,00,000/-.
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Required Documents
• Caste Certificate.
• Age Proof.
• Income Certificate.
• Aadhaar Card.
• Ration Card.
• Voter ID.
• Bank Passbook.
• Previous Loan Details (if applicable).
• Educational Qualification Documents (for vocational education/training).

Frequently Asked Questions
Q: What is the purpose of this scheme?
A: The Swayam Saksham Scheme (Gopalak Nigam) is launched to foster self-reliance among youth who are pursuing vocational education or training.
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Q: What types of professional units can I establish with this scheme's support?
A: You can establish a Doctor (Clinic), Physiotherapy Clinic, Biomedical Laboratory, Lawyer Office, Engineering Unit, Chemist Shop, Architect Office, Chartered Accountant, or Financial Consulting Level Office, among others.
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Q: What is the interest rate for the loan under the scheme?
A: The annual interest rate for the loan under this scheme is 6%.
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Q: What percentage of the loan amount is provided by the scheme?
A: The scheme provides 95% of the loan amount for eligible professional units.
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Q: Do I need to contribute any amount myself for the project?
A: Yes, you are required to make a beneficiary contribution of 5% of the project cost.
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Q: What is the age limit for applicants of the scheme?
A: Your age must be between 18 and 35 years to be eligible for this scheme.
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Q: Which castes are primarily eligible for this scheme?
A: Applicants belonging to the Rabari and Bharwad castes from the socially and educationally backward classes are eligible.
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Q: Where can I find the application form for the scheme?
A: You can find the application form on the official website of Gujarat Gopalak Vikas Nigam at https://ggdconline.gujarat.gov.in/ by clicking &quot;Apply Now&quot; under &quot;SWAYAM SAKSHAM (Gopalak Nigam)&quot;.
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Q: What documents are needed to verify my caste?
A: A Caste Certificate is required to confirm your caste from the Rabari and Bharwad communities.
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Q: Do I need to submit an income certificate with my application?
A: Yes, an Income Certificate is required to verify your annual income.
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Q: Do I need to provide details about my vocational education/training?
A: Yes, Educational Qualification Documents relevant to your vocational education/training will be required.
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