Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe

Description
The scheme “Scheme for Subsidy on Interest for Establishment of 1 to 20 Milch Animal Farm for Scheduled Tribe” was started by the Dept. of Agriculture, Farmers Welfare & Co-operation, Government of Gujarat. Under the scheme, the small and poor farmers of the Scheduled Tribe category of Gujarat State can purchase 1 to 20 animals as per their need and capacity to maintain. The eligible beneficiary can get an interest subsidy @ 12 % interest on a bank loan amount for 5 years if he/she has obtained a loan for setting up the unit in the current financial year 2023-24 through a nationalized bank or a financial institution approved by the Reserve Bank of India. It also provides good-quality organic manure for improving crop fertility & crop yields. Dung is also used as fuel for domestic purposes. The surplus fodder agricultural by-products are utilized by animals & converted into value-added products viz. Milk, Meat, etc.

Benefits
• The beneficiary can purchase 1 to 20 Milch animals (Any dairy animal cow & buffalo) at a subsidized rate as per their need and capacity to maintain.
• The applicant can get an interest subsidy @ 12 % interest on the bank loan amount for 5 years.
• **Note 01:** The interest calculated by the bank or a maximum of 12% on the unit cost of the animal or the loan per unit advanced by the bank to purchase the animal, whichever is lower.
• **Note 02:** The amount of interest subvention will be deposited in the beneficiary's loan account in the form of a Direct Benefit Transfer (DBT) in installments. There will be no cash assistance for any of the beneficiaries.

Eligibility Criteria
1. The applicant should be a permanent resident of Gujarat State.
2. The applicant should belong to the Scheduled Tribe category only.
3. The benefit of this scheme will be available to the small and poor farmers of Gujarat State.
4. The applicant will be eligible for assistance only if he/she has obtained a loan for setting up the unit in the current financial year 2023-24 through a nationalized bank or a financial institution approved by the Reserve Bank of India.
5. **Note 01:** The land should be owned by a member of the family or a beneficiary of the scheme.
6. **Note 02:** The grant made under this Act may not be used for any other purpose and shall be paid annually.
7. **Note 03:** The scheme shall provide for the establishment of a unit of livestock (cows and buffaloes) by obtaining a certificate from the Animal Husbandry Authority.

Application Process
Step 1: Step 07: Take a printout of the confirmed application.
Online — https://ikhedut.gujarat.gov.in/iKhedutPublicScheme/Public/frm_Public_ANH2_SchemeApplicaiton.aspx
Step 07: Take a printout of the confirmed application.

Required Documents
• Government-approved photo ID i.e. Aadhaar Card, Voter ID Card
• Basis (evidence) for land (if applicable)
• Caste Certificate (by competent authority)
• Disability Certificate from Competent Authority (only for disabled) (if applicable)
• Ration Card (if applicable)
• Bank account details
• Beneficiary's Undertaking/Consent Form
• Loan account passbook or bank disbursement certificate

Frequently Asked Questions
Q: What is the objective of the scheme?
A: The objective of the scheme is to provide assistance to the small and poor farmers of Gujarat State for purchasing 1 to 20 animals as per their need and capacity to maintain.

Q: Which department has launched this scheme?
A: Agriculture, Farmers Welfare & Co-operation Department, Government of Gujarat

Q: Who is eligible to get the benefits of the scheme?
A: The benefits of this scheme will only be given to the Scheduled Tribe people of Gujarat State.

Q: What is the condition for availing the benefits under the scheme?
A: The beneficiary will be eligible for assistance only if he/she has obtained a loan for setting up the unit in the current financial year 2023-24 through a nationalized bank or a financial institution approved by the Reserve Bank of India.

Q: What is the benefit of the scheme?
A: Under the scheme, an interest subsidy up to a maximum of 12% will be available for a period of five years.

Q: How will the interest be calculated?
A: The interest is actually calculated by the bank or a maximum of 12% on the unit cost of the animal or the loan per unit advanced by the bank to purchase the animal, whichever is lower.

Q: How can a beneficiary apply under the scheme?
A: To avail of the benefits of this scheme, the applicant has to apply on the I-Khedut Portal and has to follow the prescribed procedure. https://ikhedut.gujarat.gov.in/iKhedutPublicScheme/Public/frm_Public_ANH2_SchemeApplicaiton.aspx

Q: In how many days should the beneficiary be confirmed the online application?
A: The application must be confirmed within seven days from the date of saving the online application.

Q: Is it mandatory to submit the application to the concerned office or upload it on I-Khedut Portal?
A: Yes, it is mandatory to submit the online filled application along with the necessary documents to the office/office address mentioned on the application or after applying online on the IKhedut portal, take a printout of the application and scan it with signature/thumbprint and "Signed Application Print" on the portal. A copy can be uploaded by clicking on the Upload menu.

Q: What should I do if wrong/incomplete documents have been uploaded on Portal?
A: If wrong/incomplete documents are uploaded online by the beneficiary, such application will not be inwarded online. In such circumstances, the beneficiary has to submit the remaining/correct documents to the concerned office within seven days of application.