Business & Entrepreneurship
Active
Migrants Employment Generation Programme
Micro Small and Medium Enterprises Department
Last updated:
Overview
The Government of Tamil Nadu has launched the “Migrants Employment Generation Programme (MEGP)” for the Non-Resident Tamils, who returned back to Tamil Nadu due to Covid-19 Pandemic.
Details
Description
The Government of Tamil Nadu has launched the “Migrants Employment Generation Programme MEGP ” for the Non-Resident Tamils, who returned back to Tamil Nadu due to Covid-19 Pandemic. This scheme is to be implemented by the Commissionerate of Industries and Commerce and this Commissionerate is the Nodal Agency at the State Level. Also, the Government has ordered that the District Industries Centre DICs of the concerned Districts and the Office of the Regional Joint Director of Industries and Commerce in respect of Chennai District is the implementing agencies in coordination with this Commissionerate. The Covid-19 pandemic has wreaked havoc across the global economy. This in turn has rendered many migrants jobless and forced them to return to their own native places. The emigrants who are already skilled in their respective fields as they have been working on that for many years abroad, this scheme will help in tapping the potential of such returnees who want to turn into small scale Entrepreneurs. The scheme will help to mitigate the unemployment problem of the huge number of COVID returnees and will also generate employment for others by converting the eligible one into Small Scale Entrepreneurs. This will be executed after continuous deliberation with the Micro, Small, and Medium Enterprises Departments which have a scheme similar for the unemployed youth of Tamil Nadu. Objectives: 1. To generate employment opportunities for the migrant returnees who have come back to their homeland due to Covid by setting up self-employment ventures in Microenterprises in the Manufacturing service and Business Sectors. 1. To provide livelihood opportunities to the migrant returnees who have lost their jobs and livelihood due to Covid. 1. To facilitate the provision of collateral-free advances under Credit Guarantee Trust for Micro, Small Enterprises CGTMSE dovetailing under the Unemployed Youth Employment Generation Programme. Nodal Agency: The Commissionerate of Non-Resident Tamils is the Nodal Agency at the State level and the scheme will be implemented it through the Commissionerate of Industries and Commerce. Areas of operation: The scheme is applicable to all areas in the State including rural and urban areas. Implementing Agencies: District Industries Centre DICs of the concerned Districts and the office of the Regional Joint Director of Industries and Commerce in respect of Chennai District will be the implementing agencies in coordination with the Commissionerate of Non-Resident Tamils. Maximum Project cost: ₹15 lakhs for the manufacturing sector, ₹5 lakhs for the service sector and business sector. Promoter’s contribution Owner’s contribution : 10% for the General category and 5% for the special category Scheduled Caste / Scheduled Tribes / Backward Classes / Most Backward Classes / Minorities / Women / Physically Challenged / Transgender Activities covered: All economically viable manufacturing services and business activities excluding direct agricultural operations like raising corporation etc. Training: Training for two days in the “Entrepreneur Development Programme” to be conducted by the Entrepreneur Development Institute EDI of the Government of Tamil Nadu is mandatory. However, the training shall be completed within 12 months from the date of selection by the District Task Force Committees DTFCs . Task Force Committee: The Task Force Committee will comprise of General Manager, District Industries Centre as Chairman, and Personal Assistant General to the Collector as representative of the Commissionerate of Rehabilitation. The members of the Committee will be as under: a. Lead Bank b. District Manager, Tamil Nadu Adi Dravidar Housing and Collector as Development Corporation Limited TAHDCO c. District Coordinators from Leading Banks in the Districts d. Representative from District Micro, Small, and Medium Enterprises Associations e. Representative from National Small Industries Corporation Limited/Micro, Small and Medium Enterprises - Development Institute f. District Employment Officer. Project sanction: The project will be sanctioned by financing branches of the Banks as per techno-economic viability. Financial Institutions: All Nationalized Banks, Private Sector Banks, and & 39;Tam Nadu Industrial Co-operative Bank. Collateral: No collateral is required. Amount of the Bank Loan: Banks sanction and release 90-95% loan of the project cost. Including Government subsidy of 25% Rate of interest: Normal Bank rate of interest. Repayment period: The repayment Schedule shall be for 5 years after an initial moratorium period of 6 months or the date of commencement of the project whichever is earlier. Defaulter: The applicant should not default in any nationalized bank financial institution / Cooperative bank. Further, a person who has already been assisted under other subsidy-linked Government schemes would not be eligible under this scheme. Marketing Support: As marketing support for the products produced by Migrants Unemployed Youth Employment Generation Program units, Exhibitions, Buyer-Seller Meet, etc., will be arranged by General Manager, District Industries Centres to promote their products and will be done in coordination with the Unemployed Youth Employment Generation Programme UYEGP . Review & Monitoring: The progress of the Scheme will be reviewed by the District Collector at the Banker& 39;s Standing Committee, District Level Co-Ordination Committee DLCC / District Level Review Committee DLRC meetings conducted periodically with the Bankers. At the State level, the progress of the Scheme will be monitored by the State Level Bankers-Committee SLBC . The Secretary to Government and Rehabilitation Department will review the progress on a quarterly basis.
Benefits
• Under the scheme, the subsidy @ 25% of the project cost will be sanctioned to the beneficiaries subject to a maximum of ₹2.5 lakhs.
Eligibility Criteria
1. The applicant should have returned to Tamil Nadu on & after 01-01-2020 due to the Covid-19 outbreak.
2. The age of the applicant should be between 18 to 45 years in general and for special categories (Women/Minorities/ BC/MBC/SC/ST/Ex-servicemen/Transgender/Differently abled), the age relaxation is up to 55 years.
3. The applicant should possess a minimum educational qualification of 8th standard pass.
4. The family income of the applicant should be below ₹5.00 lakh.
5. The maximum project costs for Manufacturing / Trading / Service projects should be ₹15.00 lakh / ₹5.00 lakh / ₹5.00 lakh respectively.
6. The applicant’s/promoter’s contribution should be 10% of the project cost for the General category and 5% for the Special Category.
Application Process
Step 1: Application Processes:
Online
Application Processes:
Required Documents
• Identity proof i.e. copy of Election ID Card/ Aadhaar card
• Copy of PAN Card
• Passport size photo
• Proof of Educational Qualification
• Proof of age
• Caste/Community Certificate
• Residence proof
• Valid certificate for the proof of Ex-Serviceman /Differently abled /Transgender
• Bank account details
• Any other documents, if required
Frequently Asked Questions
Q: What are the eligibility norms to get benefitted under this scheme?
A: Any individual, above 18 years of age. The upper age limit for General Category is 45 years and for the special category 55 years. The minimum Educational qualification is Pass in VIII Standard. The applicant should be a resident of the place for not less than 3 years. The family income of the beneficiary along with the spouse should not exceed [?]5,00,000/- per annum.
Q: What is the component of Project cost?
A: Capital expenditure loan, one cycle of working capital, and 10% of the project cost as own contribution in case of a general category and 5% of the project cost in case of a special category loan.
Q: Whether cost of land and building included in project cost?
A: No.
Q: Whether EDP training is compulsory?
A: Yes
Q: Which is the agency implementing the scheme at District Level?
A: This scheme is to be implemented by the Commissionerate of Industries and Commerce and this Commissionerate is the Nodal Agency at the State Level.
Q: What are all the activities / area covered under this scheme?
A: All economically viable manufacturing services and business activities excluding direct agricultural operations like raising corporation etc.
Q: What is the maximum project cost under each category?
A: [?]15 lakhs for the manufacturing sector, [?]5 lakhs for the service sector and business sector.
Q: What should be the promoter’s contribution?
A: 10% for the General category and 5% for the special category (Scheduled Caste / Scheduled Tribes / Backward Classes / Most Backward Classes / Minorities / Women / Physically Challenged / Transgender).
Q: What is the rate of interest charged under MEGP scheme?
A: Normal Bank rate of interest.
Q: What is the repayment tenure under the scheme?
A: The repayment Schedule shall be for 5 years after an initial moratorium period of 6 months or the date of commencement of the project whichever is earlier.
Q: What is the quantum of maximum Government subsidy?
A: Subsidy @ 25% of the project cost will be sanctioned to the beneficiaries subject to a maximum of [?]2.50lakh.
Q: Can the project be financed jointly from two different sources( Bank/ Financial Institutions)?
A: No, it is not eligible.
Q: Whether partnership concern eligible to avail loan?
A: No, the individual alone is eligible.
Q: Does any collateral require?
A: No collateral is required.
Q: How can an applicant apply under the scheme?
A: The applicant willing to avail loan under the MEGP scheme should fill up the online application through the Official Website of the Micro, Small and Medium Enterprises Department, Government of Tamil Nadu. https://msmeonline.tn.gov.in/megp/megp_desc.php
The Government of Tamil Nadu has launched the “Migrants Employment Generation Programme MEGP ” for the Non-Resident Tamils, who returned back to Tamil Nadu due to Covid-19 Pandemic. This scheme is to be implemented by the Commissionerate of Industries and Commerce and this Commissionerate is the Nodal Agency at the State Level. Also, the Government has ordered that the District Industries Centre DICs of the concerned Districts and the Office of the Regional Joint Director of Industries and Commerce in respect of Chennai District is the implementing agencies in coordination with this Commissionerate. The Covid-19 pandemic has wreaked havoc across the global economy. This in turn has rendered many migrants jobless and forced them to return to their own native places. The emigrants who are already skilled in their respective fields as they have been working on that for many years abroad, this scheme will help in tapping the potential of such returnees who want to turn into small scale Entrepreneurs. The scheme will help to mitigate the unemployment problem of the huge number of COVID returnees and will also generate employment for others by converting the eligible one into Small Scale Entrepreneurs. This will be executed after continuous deliberation with the Micro, Small, and Medium Enterprises Departments which have a scheme similar for the unemployed youth of Tamil Nadu. Objectives: 1. To generate employment opportunities for the migrant returnees who have come back to their homeland due to Covid by setting up self-employment ventures in Microenterprises in the Manufacturing service and Business Sectors. 1. To provide livelihood opportunities to the migrant returnees who have lost their jobs and livelihood due to Covid. 1. To facilitate the provision of collateral-free advances under Credit Guarantee Trust for Micro, Small Enterprises CGTMSE dovetailing under the Unemployed Youth Employment Generation Programme. Nodal Agency: The Commissionerate of Non-Resident Tamils is the Nodal Agency at the State level and the scheme will be implemented it through the Commissionerate of Industries and Commerce. Areas of operation: The scheme is applicable to all areas in the State including rural and urban areas. Implementing Agencies: District Industries Centre DICs of the concerned Districts and the office of the Regional Joint Director of Industries and Commerce in respect of Chennai District will be the implementing agencies in coordination with the Commissionerate of Non-Resident Tamils. Maximum Project cost: ₹15 lakhs for the manufacturing sector, ₹5 lakhs for the service sector and business sector. Promoter’s contribution Owner’s contribution : 10% for the General category and 5% for the special category Scheduled Caste / Scheduled Tribes / Backward Classes / Most Backward Classes / Minorities / Women / Physically Challenged / Transgender Activities covered: All economically viable manufacturing services and business activities excluding direct agricultural operations like raising corporation etc. Training: Training for two days in the “Entrepreneur Development Programme” to be conducted by the Entrepreneur Development Institute EDI of the Government of Tamil Nadu is mandatory. However, the training shall be completed within 12 months from the date of selection by the District Task Force Committees DTFCs . Task Force Committee: The Task Force Committee will comprise of General Manager, District Industries Centre as Chairman, and Personal Assistant General to the Collector as representative of the Commissionerate of Rehabilitation. The members of the Committee will be as under: a. Lead Bank b. District Manager, Tamil Nadu Adi Dravidar Housing and Collector as Development Corporation Limited TAHDCO c. District Coordinators from Leading Banks in the Districts d. Representative from District Micro, Small, and Medium Enterprises Associations e. Representative from National Small Industries Corporation Limited/Micro, Small and Medium Enterprises - Development Institute f. District Employment Officer. Project sanction: The project will be sanctioned by financing branches of the Banks as per techno-economic viability. Financial Institutions: All Nationalized Banks, Private Sector Banks, and & 39;Tam Nadu Industrial Co-operative Bank. Collateral: No collateral is required. Amount of the Bank Loan: Banks sanction and release 90-95% loan of the project cost. Including Government subsidy of 25% Rate of interest: Normal Bank rate of interest. Repayment period: The repayment Schedule shall be for 5 years after an initial moratorium period of 6 months or the date of commencement of the project whichever is earlier. Defaulter: The applicant should not default in any nationalized bank financial institution / Cooperative bank. Further, a person who has already been assisted under other subsidy-linked Government schemes would not be eligible under this scheme. Marketing Support: As marketing support for the products produced by Migrants Unemployed Youth Employment Generation Program units, Exhibitions, Buyer-Seller Meet, etc., will be arranged by General Manager, District Industries Centres to promote their products and will be done in coordination with the Unemployed Youth Employment Generation Programme UYEGP . Review & Monitoring: The progress of the Scheme will be reviewed by the District Collector at the Banker& 39;s Standing Committee, District Level Co-Ordination Committee DLCC / District Level Review Committee DLRC meetings conducted periodically with the Bankers. At the State level, the progress of the Scheme will be monitored by the State Level Bankers-Committee SLBC . The Secretary to Government and Rehabilitation Department will review the progress on a quarterly basis.
Benefits
• Under the scheme, the subsidy @ 25% of the project cost will be sanctioned to the beneficiaries subject to a maximum of ₹2.5 lakhs.
Eligibility Criteria
1. The applicant should have returned to Tamil Nadu on & after 01-01-2020 due to the Covid-19 outbreak.
2. The age of the applicant should be between 18 to 45 years in general and for special categories (Women/Minorities/ BC/MBC/SC/ST/Ex-servicemen/Transgender/Differently abled), the age relaxation is up to 55 years.
3. The applicant should possess a minimum educational qualification of 8th standard pass.
4. The family income of the applicant should be below ₹5.00 lakh.
5. The maximum project costs for Manufacturing / Trading / Service projects should be ₹15.00 lakh / ₹5.00 lakh / ₹5.00 lakh respectively.
6. The applicant’s/promoter’s contribution should be 10% of the project cost for the General category and 5% for the Special Category.
Application Process
Step 1: Application Processes:
Online
Application Processes:
Required Documents
• Identity proof i.e. copy of Election ID Card/ Aadhaar card
• Copy of PAN Card
• Passport size photo
• Proof of Educational Qualification
• Proof of age
• Caste/Community Certificate
• Residence proof
• Valid certificate for the proof of Ex-Serviceman /Differently abled /Transgender
• Bank account details
• Any other documents, if required
Frequently Asked Questions
Q: What are the eligibility norms to get benefitted under this scheme?
A: Any individual, above 18 years of age. The upper age limit for General Category is 45 years and for the special category 55 years. The minimum Educational qualification is Pass in VIII Standard. The applicant should be a resident of the place for not less than 3 years. The family income of the beneficiary along with the spouse should not exceed [?]5,00,000/- per annum.
Q: What is the component of Project cost?
A: Capital expenditure loan, one cycle of working capital, and 10% of the project cost as own contribution in case of a general category and 5% of the project cost in case of a special category loan.
Q: Whether cost of land and building included in project cost?
A: No.
Q: Whether EDP training is compulsory?
A: Yes
Q: Which is the agency implementing the scheme at District Level?
A: This scheme is to be implemented by the Commissionerate of Industries and Commerce and this Commissionerate is the Nodal Agency at the State Level.
Q: What are all the activities / area covered under this scheme?
A: All economically viable manufacturing services and business activities excluding direct agricultural operations like raising corporation etc.
Q: What is the maximum project cost under each category?
A: [?]15 lakhs for the manufacturing sector, [?]5 lakhs for the service sector and business sector.
Q: What should be the promoter’s contribution?
A: 10% for the General category and 5% for the special category (Scheduled Caste / Scheduled Tribes / Backward Classes / Most Backward Classes / Minorities / Women / Physically Challenged / Transgender).
Q: What is the rate of interest charged under MEGP scheme?
A: Normal Bank rate of interest.
Q: What is the repayment tenure under the scheme?
A: The repayment Schedule shall be for 5 years after an initial moratorium period of 6 months or the date of commencement of the project whichever is earlier.
Q: What is the quantum of maximum Government subsidy?
A: Subsidy @ 25% of the project cost will be sanctioned to the beneficiaries subject to a maximum of [?]2.50lakh.
Q: Can the project be financed jointly from two different sources( Bank/ Financial Institutions)?
A: No, it is not eligible.
Q: Whether partnership concern eligible to avail loan?
A: No, the individual alone is eligible.
Q: Does any collateral require?
A: No collateral is required.
Q: How can an applicant apply under the scheme?
A: The applicant willing to avail loan under the MEGP scheme should fill up the online application through the Official Website of the Micro, Small and Medium Enterprises Department, Government of Tamil Nadu. https://msmeonline.tn.gov.in/megp/megp_desc.php
Eligibility Criteria
1
The applicant should have returned to Tamil Nadu on & after 01-01-2020 due to the Covid-19 outbreak.
2
The age of the applicant should be between 18 to 45 years in general and for special categories (Women/Minorities/ BC/MBC/SC/ST/Ex-servicemen/Transgender/Differently abled), the age relaxation is up to 55 years.
3
The applicant should possess a minimum educational qualification of 8th standard pass.
4
The family income of the applicant should be below ₹5.00 lakh.
5
The maximum project costs for Manufacturing / Trading / Service projects should be ₹15.00 lakh / ₹5.00 lakh / ₹5.00 lakh respectively.
6
The applicant’s/promoter’s contribution should be 10% of the project cost for the General category and 5% for the Special Category.
Benefits
Under the scheme, the subsidy @ 25% of the project cost will be sanctioned to the beneficiaries subject to a maximum of ₹2.5 lakhs.
Required Documents
| # | Document |
|---|---|
| 1 | Identity proof i.e. copy of Election ID Card/ Aadhaar card |
| 2 | Copy of PAN Card |
| 3 | Passport size photo |
| 4 | Proof of Educational Qualification |
| 5 | Proof of age |
| 6 | Caste/Community Certificate |
| 7 | Residence proof |
| 8 | Valid certificate for the proof of Ex-Serviceman /Differently abled /Transgender |
| 9 | Bank account details |
| 10 | Any other documents, if required |
How to Apply
1
Application Processes:
Online Application Processes:
Frequently Asked Questions
Any individual, above 18 years of age. The upper age limit for General Category is 45 years and for the special category 55 years. The minimum Educational qualification is Pass in VIII Standard. The applicant should be a resident of the place for not less than 3 years. The family income of the beneficiary along with the spouse should not exceed [?]5,00,000/- per annum.
Sources and references
Related Schemes
Consortia & Tender Marketing Scheme
Business & Entrepreneurship · All India
Khadi Gramodyog Vikas Yojana: Khadi Vikas Yojana
Business & Entrepreneurship · All India
Marketing Incentive" under the "Handloom Marketing Assistance" Component of the National Handloom Development Programme
Business & Entrepreneurship · All India
Advance Authorisation(AA)
Business & Entrepreneurship · All India
Ambedkar Social Innovation and Incubation Mission (ASIIM)
Business & Entrepreneurship · All India
Assistance to Training Institutions Scheme
Business & Entrepreneurship · All India
Ayush Oushadhi Gunvatta Evam Uttpadan Samvardhan Yojana
Business & Entrepreneurship · All India
Bank Guarantee Charges Reimbursement Scheme
Business & Entrepreneurship · All India
Bank Loan Processing Fee Reimbursement Scheme
Business & Entrepreneurship · All India
Bharat Steel Awards
Business & Entrepreneurship · All India
Biotechnology Ignition Grant Scheme
Business & Entrepreneurship · All India
Coir Udyami Yojana
Business & Entrepreneurship · All India
Coir Vikas Yojana- Coir Industry Technology Upgradation Scheme
Business & Entrepreneurship · All India
Coir Vikas Yojana- Export Market Promotion Scheme
Business & Entrepreneurship · All India
Coir Vikas Yojana-Skill Upgradation and Mahila Coir Yojana
Business & Entrepreneurship · All India
Credit Based Schemes For SC - Term Loan (TL)
Business & Entrepreneurship · All India
Credit Enhancement Guarantee Scheme For The Scheduled Castes
Business & Entrepreneurship · All India
Credit Guarantee Scheme for Startups
Business & Entrepreneurship · All India
Design Scheme Under MSME Innovative Scheme
Business & Entrepreneurship · All India
Electronic Manufacturing Clusters (EMC) Scheme: Common Facility Centres/ Brownfield Electronics Manufacturing Clusters
Business & Entrepreneurship · All India
Electronic Manufacturing Clusters (EMC) Scheme: Greenfield Electronic Manufacturing Clusters
Business & Entrepreneurship · All India
Entrepreneurship and Skill Development Programme
Business & Entrepreneurship · All India
Export Promotion Capital Goods Scheme
Business & Entrepreneurship · All India
Export Promotion Council Membership Reimbursement Scheme for Scheduled Caste/Scheduled Tribe
Business & Entrepreneurship · All India
Fund of Funds for Startups
Business & Entrepreneurship · All India
GEN-NEXT Support for Innovative Startups (GENESIS)
Business & Entrepreneurship · All India
GROUP WORKSHED SCHEME
Business & Entrepreneurship · All India
Incubation Scheme
Business & Entrepreneurship · All India
Innovations for Defence Excellence
Business & Entrepreneurship · All India
Intellectual Property Right Scheme Under MSME Innovative Scheme
Business & Entrepreneurship · All India