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Mahila Samriddhi Yojana (for women only) GNTDNT

Social Justice and Empowerment Department

Last updated:

Overview

The scheme aims to create self-employment for women of nomadic and denotified castes and support women entrepreneurs doing independent business. Through this scheme, microfinance is provided to women beneficiaries to pursue a business/occupation of their choice.

Visit Official Website

Details

Description
The scheme "Mahila Samriddhi Yojana" by the Social Justice and Empowerment Department, Government of Gujarat, aims to create a microfinance scheme for women of target groups and women entrepreneurs doing independent business to create self-employment for women of nomadic and denotified castes. Under this scheme, women beneficiaries will be able to pursue a business/occupation of their choice. Gujarat Nomadic and Denotified Castes Development Corporation implement the scheme.

Benefits
• The maximum loan limit will be up to ₹1,25,000/-.
• The interest rate will be 4% per annum.
• Under this scheme, 100% loan of the business/occupation amount is provided.
• The loan amount will consist of 95% National Corporation contribution, 5% State Government contribution and zero beneficiary contribution.

Eligibility Criteria
1. The applicant must be a woman from a Nomadic or Denotified Caste.
2. The annual income limit of the family for income eligibility will be up to ₹3,00,000/- with effect from 1/4/2018. At least 50 percent of the total loan amount will be allocated for families having an annual income of up to ₹1,50,000/-.
3. The applicant's age should be at least 21 years and not more than 50 years as on the date of application.
4. The applicant must have experience in a technical and skilled trade/business.
5. The applicant will have to provide suitable collateral to get the loan.
6. <br>

Application Process
Step 1: Step 1: Visit the Official Portal
Online
Step 1: Visit the Official Portal

Step 2: Step 2: Access and Fill Out the Application Form
Online
Step 2: Access and Fill Out the Application Form

Step 3: Step 3: Upload Documents
Online
Step 3: Upload Documents

Step 4: Step 4: Review and Final Submission
Online
Track and Review Status

Required Documents
• Caste Certificate.
• Income Certificate.
• Age Proof.
• Experience Certificate.
• Collateral Documents.
• Photograph.
• Signature.

Frequently Asked Questions
Q: What is the main purpose of the scheme?
A: The main purpose is to create self-employment for women of Nomadic and Denotified Castes and to support women entrepreneurs doing independent business.
<br>

Q: Am I eligible for this loan if I am a woman from a Nomadic or Denotified Caste?
A: Yes, the applicant must be a woman from a Nomadic or Denotified Caste to be eligible for this loan.
<br>

Q: What is the maximum age limit to apply for this scheme?
A: The applicant&#39;s age should not be more than 50 years as on the date of application.
<br>

Q: What is the minimum age required to apply for the Mahila Samriddhi Yojana?
A: The applicant&#39;s age should be at least 21 years as on the date of application.
<br>

Q: Is collateral required to get a loan under this scheme?
A: Yes, the applicant will have to provide suitable collateral to get the loan.
<br>

Q: Do I need any specific experience to be eligible for the loan?
A: Yes, the applicant must have experience in a technical and skilled trade or business.
<br>

Q: What is the annual interest rate for this loan scheme?
A: The interest rate will be 4% per annum.
<br>

Q: Does the scheme cover the full amount of my business or occupation?
A: Yes, under this scheme, 100% loan of the business/occupation amount is provided.
<br>

Q: What is my contribution to the loan amount?
A: There is zero beneficiary contribution to the loan amount.
<br>

Q: How is the loan amount funded by different entities?
A: The loan amount consists of 95% National Corporation contribution and 5% State Government contribution.
<br>

Q: Where can I find the application form for the scheme?
A: You can find the application form by visiting the Official Website of Gujarat Nomadic and Denotified Tribes Development Corporation at https://gndcdconline.gujarat.gov.in/ and clicking on &quot;Apply Now&quot; under &quot;Mahila Samriddhi Yojana.&quot;
<br>

Q: How can I track the status of my application after submission?
A: You will receive an Application ID/Reference Number, which you can use to track the status by visiting the Official Website and clicking on &quot;Know App Status.&quot;
<br>

Eligibility Criteria

1

The applicant must be a woman from a Nomadic or Denotified Caste.

2

The annual income limit of the family for income eligibility will be up to ₹3,00,000/- with effect from 1/4/2018. At least 50 percent of the total loan amount will be allocated for families having an annual income of up to ₹1,50,000/-.

3

The applicant&#39;s age should be at least 21 years and not more than 50 years as on the date of application.

4

The applicant must have experience in a technical and skilled trade/business.

5

The applicant will have to provide suitable collateral to get the loan.

6

<br>

Benefits

The maximum loan limit will be up to ₹1,25,000/-.

The interest rate will be 4% per annum.

Under this scheme, 100% loan of the business/occupation amount is provided.

The loan amount will consist of 95% National Corporation contribution, 5% State Government contribution and zero beneficiary contribution.

Required Documents

# Document
1 Caste Certificate.
2 Income Certificate.
3 Age Proof.
4 Experience Certificate.
5 Collateral Documents.
6 Photograph.
7 Signature.

How to Apply

1

Step 1: Visit the Official Portal

Online Step 1: Visit the Official Portal

2

Step 2: Access and Fill Out the Application Form

Online Step 2: Access and Fill Out the Application Form

3

Step 3: Upload Documents

Online Step 3: Upload Documents

4

Step 4: Review and Final Submission

Online Track and Review Status

Frequently Asked Questions

The main purpose is to create self-employment for women of Nomadic and Denotified Castes and to support women entrepreneurs doing independent business. <br>

Sources and references

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