Mahila Samriddhi Yojana (for women only) GNTDNT
Social Justice and Empowerment Department
Last updated:
Overview
The scheme aims to create self-employment for women of nomadic and denotified castes and support women entrepreneurs doing independent business. Through this scheme, microfinance is provided to women beneficiaries to pursue a business/occupation of their choice.
Details
The scheme "Mahila Samriddhi Yojana" by the Social Justice and Empowerment Department, Government of Gujarat, aims to create a microfinance scheme for women of target groups and women entrepreneurs doing independent business to create self-employment for women of nomadic and denotified castes. Under this scheme, women beneficiaries will be able to pursue a business/occupation of their choice. Gujarat Nomadic and Denotified Castes Development Corporation implement the scheme.
Benefits
• The maximum loan limit will be up to ₹1,25,000/-.
• The interest rate will be 4% per annum.
• Under this scheme, 100% loan of the business/occupation amount is provided.
• The loan amount will consist of 95% National Corporation contribution, 5% State Government contribution and zero beneficiary contribution.
Eligibility Criteria
1. The applicant must be a woman from a Nomadic or Denotified Caste.
2. The annual income limit of the family for income eligibility will be up to ₹3,00,000/- with effect from 1/4/2018. At least 50 percent of the total loan amount will be allocated for families having an annual income of up to ₹1,50,000/-.
3. The applicant's age should be at least 21 years and not more than 50 years as on the date of application.
4. The applicant must have experience in a technical and skilled trade/business.
5. The applicant will have to provide suitable collateral to get the loan.
6. <br>
Application Process
Step 1: Step 1: Visit the Official Portal
Online
Step 1: Visit the Official Portal
Step 2: Step 2: Access and Fill Out the Application Form
Online
Step 2: Access and Fill Out the Application Form
Step 3: Step 3: Upload Documents
Online
Step 3: Upload Documents
Step 4: Step 4: Review and Final Submission
Online
Track and Review Status
Required Documents
• Caste Certificate.
• Income Certificate.
• Age Proof.
• Experience Certificate.
• Collateral Documents.
• Photograph.
• Signature.
Frequently Asked Questions
Q: What is the main purpose of the scheme?
A: The main purpose is to create self-employment for women of Nomadic and Denotified Castes and to support women entrepreneurs doing independent business.
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Q: Am I eligible for this loan if I am a woman from a Nomadic or Denotified Caste?
A: Yes, the applicant must be a woman from a Nomadic or Denotified Caste to be eligible for this loan.
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Q: What is the maximum age limit to apply for this scheme?
A: The applicant's age should not be more than 50 years as on the date of application.
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Q: What is the minimum age required to apply for the Mahila Samriddhi Yojana?
A: The applicant's age should be at least 21 years as on the date of application.
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Q: Is collateral required to get a loan under this scheme?
A: Yes, the applicant will have to provide suitable collateral to get the loan.
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Q: Do I need any specific experience to be eligible for the loan?
A: Yes, the applicant must have experience in a technical and skilled trade or business.
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Q: What is the annual interest rate for this loan scheme?
A: The interest rate will be 4% per annum.
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Q: Does the scheme cover the full amount of my business or occupation?
A: Yes, under this scheme, 100% loan of the business/occupation amount is provided.
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Q: What is my contribution to the loan amount?
A: There is zero beneficiary contribution to the loan amount.
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Q: How is the loan amount funded by different entities?
A: The loan amount consists of 95% National Corporation contribution and 5% State Government contribution.
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Q: Where can I find the application form for the scheme?
A: You can find the application form by visiting the Official Website of Gujarat Nomadic and Denotified Tribes Development Corporation at https://gndcdconline.gujarat.gov.in/ and clicking on "Apply Now" under "Mahila Samriddhi Yojana."
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Q: How can I track the status of my application after submission?
A: You will receive an Application ID/Reference Number, which you can use to track the status by visiting the Official Website and clicking on "Know App Status."
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Eligibility Criteria
The applicant must be a woman from a Nomadic or Denotified Caste.
The annual income limit of the family for income eligibility will be up to ₹3,00,000/- with effect from 1/4/2018. At least 50 percent of the total loan amount will be allocated for families having an annual income of up to ₹1,50,000/-.
The applicant's age should be at least 21 years and not more than 50 years as on the date of application.
The applicant must have experience in a technical and skilled trade/business.
The applicant will have to provide suitable collateral to get the loan.
<br>
Benefits
The maximum loan limit will be up to ₹1,25,000/-.
The interest rate will be 4% per annum.
Under this scheme, 100% loan of the business/occupation amount is provided.
The loan amount will consist of 95% National Corporation contribution, 5% State Government contribution and zero beneficiary contribution.
Required Documents
| # | Document |
|---|---|
| 1 | Caste Certificate. |
| 2 | Income Certificate. |
| 3 | Age Proof. |
| 4 | Experience Certificate. |
| 5 | Collateral Documents. |
| 6 | Photograph. |
| 7 | Signature. |
How to Apply
Step 1: Visit the Official Portal
Online Step 1: Visit the Official Portal
Step 2: Access and Fill Out the Application Form
Online Step 2: Access and Fill Out the Application Form
Step 3: Upload Documents
Online Step 3: Upload Documents
Step 4: Review and Final Submission
Online Track and Review Status
Frequently Asked Questions
The main purpose is to create self-employment for women of Nomadic and Denotified Castes and to support women entrepreneurs doing independent business. <br>