Education
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LIDCOM Education Loan Scheme
Social Justice and Special Assistance Department
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Overview
The "Education Loan Scheme" is a scheme by the Leather Industries Development Corporation (LIDCOM), Govt. of Maharashtra. In this scheme, finance of upto ₹ 20,00,000 is provided for post graduate students in the 18-50 years age group from Charmakar Community for studies in India and in abroad.
Details
Description
Being implemented since the year 2009, the "Education Loan Scheme" is a scheme by the Leather Industries Development Corporation LIDCOM , Govt. of Maharashtra. In this scheme, finance of upto ₹ 20,00,000 is provided for post graduate students in the 18-50 years age group from Charmakar Community for studies in India and in abroad. Only the citizens who are a permanent resident of the state of Maharashtra are eligible to apply to this scheme. This is a Central Government Scheme and the funding for this scheme come from the National Scheduled Castes Finance and Development Corporation, New Delhi NSFDC . The main objective of LIDCOM is to implement various schemes to uplift lifestyle of Charmakars Dhor, Chambhar, Holar, Mochi etc. who are economically weak and below poverty line and with an intention to develop them educationally, economically and socially so as to give them respectable place in Society.
Benefits
• Education Loan up to ₹10,00,000 for post graduate students in India.
• Education Loan up to ₹20,00,000 for post graduate students in abroad.
• Rate of Interest for Male Beneficiary: 4% per annum.
• Rate of Interest for Female Beneficiary: 3.5% per annum.
Eligibility Criteria
1. The applicant should be a citizen of India.
2. The applicant should be a permanent resident of Maharashtra State.
3. The applicant should be from Charmakar Community only (Dhor, Chambhar, Holar, Mochi etc.).
4. The applicant should be in the 18 to 50 years age group.
5. The annual income of the family of the applicant should be less than or equal to Rs.3,00,000/-.
6. The applicant should have a knowledge of the business for which s/he has applied for loan.
Application Process
Step 1: Step 1: Take the format of the application form from the District Office of LIDCOM.
Offline
Step 1: Take the format of the application form from the District Office of LIDCOM.
Step 2: Step 2: Fill in all the mandatory fields, paste the passport sized photograph (signed across), and attach all the (self-attested) mandatory documents.
Offline
Step 2: Fill in all the mandatory fields, paste the passport sized photograph (signed across), and attach all the (self-attested) mandatory documents.
Step 3: Step 3: Submit the duly filled and signed application form along with the documents to the District Office.
Offline
Step 3: Submit the duly filled and signed application form along with the documents to the District Office.
Step 4: Step 4: Acquire the receipt/acknowledgement of successful submission of the application form from the District Office.
Offline
Step 4: Acquire the receipt/acknowledgement of successful submission of the application form from the District Office.
Required Documents
• Aadhaar Card.
• 2-Passport Sized Photograph (Signed Across)
• Marksheet / Passing Certificate of the Latest Educational Qualification.
• Proof of Admission : Offer Letter or Admission Letter from the Institution. Conditional admission letter may be considered in case of studies abroad.
• Residential Certificate / Domicile Certificate of the State of Maharashtra.
• Income Certificate issued by an Authorised Govt.Officer.
• Caste Certificate issued by an Authorised Govt.Officer.
• Details of the Bank Account (Bank Name, Branch Name, Address, IFSC, etc).
• A/C statement for last 1 year in case of any previous loan from other Banks/Lenders (if any)
Frequently Asked Questions
Q: What Are The Objectives Of This Scheme?
A: The main object of this scheme is to implement various schemes to uplift lifestyle of Charmakars (Dhor, Chambhar, Holar,Mochi etc.) with an intention to develop them educationally, economically and socially so as to give them respectable place in Society.
Q: What Is The Full-Form Of LIDCOM?
A: The full-form of LIDCOM is "Leather Industries Development Corporation".
Q: If Required As A Mandatory Document, By Whom Should The Income Certificate And Caste Certificate Be Issued?
A: The Income Certificate and Caste Certificate should be issued by an Authorised Govt.Officer.
Q: Is This A State Funded Or A Centrally Funded Scheme?
A: This is a Centrally Funded scheme.
Q: Can Applicants From The Neighbouring States Gujarat, Madhya Pradesh, Chhattisgarh, Telangana Etc Also Apply To This Scheme?
A: No, only the citizens who are permanent resident of the state of Maharashtra are eligible to apply.
Q: What Is The Source Of Funding For This Scheme?
A: The scheme receives its funding from NSFDC, New Delhi.
Q: What Are The Sub-Communities Under Charmakars Community?
A: The following are the sub-communities under Charmakars Community: Dhor, Chambhar, Holar, Mochi etc.
Q: Where Can I Find The URL To The Official Website Of LIDCOM?
A: The URL to the official website of LIDCOM is - https://www.lidcom.co.in/
Q: Where Can I Find The URL To The Official Website Of LIDCOM?
A: The URL to the official website of LIDCOM is - https://www.lidcom.co.in/
Q: What Is The Full-Form Of NSFDC?
A: The full-form of NSFDC is "National Scheduled Castes Finance and Development Corporation".
Q: What Is The Address Of The Managing Director Office Of LIDCOM?
A: The address of the Managing Director Office of LIDCOM is: Bombay Life Building, 5th Floor, 45, Veer Nariman Road, Mumbai - 400 001.
Q: Where Can I Find The Addresses Of The Regional Offices And The District Offices Of LIDCOM?
A: The addresses of the Regional Offices and the District Offices of LIDCOM can be found at - http://www.lidcom.co.in/contact.php
Q: Is There A Customer Support Number For LIDCOM?
A: Yes, the Customer Support Number for LIDCOM is 022-22044186.
Q: What Is The Maximum Amount Of Education Loan That A Student May Be Eligible For Post Graduate Studies In India?
A: A student may be eligible for Education Loan of up to [?]10,00,000 for post graduate studies in India.
Q: What Is The Maximum Amount Of Education Loan That A Student May Be Eligible For Post Graduate Studies Abroad?
A: A student may be eligible for Education Loan of up to [?]20,00,000 for post graduate studies abroad.
Q: Is There An Age-Related Criteria For This Scheme?
A: Yes, the age of the applicant should be between 18-50 years.
Q: Where Can I Find The Format Of The Application Form? Is It Available Online?
A: The format of the application form is available at District Offices of LIDCOM.
Being implemented since the year 2009, the "Education Loan Scheme" is a scheme by the Leather Industries Development Corporation LIDCOM , Govt. of Maharashtra. In this scheme, finance of upto ₹ 20,00,000 is provided for post graduate students in the 18-50 years age group from Charmakar Community for studies in India and in abroad. Only the citizens who are a permanent resident of the state of Maharashtra are eligible to apply to this scheme. This is a Central Government Scheme and the funding for this scheme come from the National Scheduled Castes Finance and Development Corporation, New Delhi NSFDC . The main objective of LIDCOM is to implement various schemes to uplift lifestyle of Charmakars Dhor, Chambhar, Holar, Mochi etc. who are economically weak and below poverty line and with an intention to develop them educationally, economically and socially so as to give them respectable place in Society.
Benefits
• Education Loan up to ₹10,00,000 for post graduate students in India.
• Education Loan up to ₹20,00,000 for post graduate students in abroad.
• Rate of Interest for Male Beneficiary: 4% per annum.
• Rate of Interest for Female Beneficiary: 3.5% per annum.
Eligibility Criteria
1. The applicant should be a citizen of India.
2. The applicant should be a permanent resident of Maharashtra State.
3. The applicant should be from Charmakar Community only (Dhor, Chambhar, Holar, Mochi etc.).
4. The applicant should be in the 18 to 50 years age group.
5. The annual income of the family of the applicant should be less than or equal to Rs.3,00,000/-.
6. The applicant should have a knowledge of the business for which s/he has applied for loan.
Application Process
Step 1: Step 1: Take the format of the application form from the District Office of LIDCOM.
Offline
Step 1: Take the format of the application form from the District Office of LIDCOM.
Step 2: Step 2: Fill in all the mandatory fields, paste the passport sized photograph (signed across), and attach all the (self-attested) mandatory documents.
Offline
Step 2: Fill in all the mandatory fields, paste the passport sized photograph (signed across), and attach all the (self-attested) mandatory documents.
Step 3: Step 3: Submit the duly filled and signed application form along with the documents to the District Office.
Offline
Step 3: Submit the duly filled and signed application form along with the documents to the District Office.
Step 4: Step 4: Acquire the receipt/acknowledgement of successful submission of the application form from the District Office.
Offline
Step 4: Acquire the receipt/acknowledgement of successful submission of the application form from the District Office.
Required Documents
• Aadhaar Card.
• 2-Passport Sized Photograph (Signed Across)
• Marksheet / Passing Certificate of the Latest Educational Qualification.
• Proof of Admission : Offer Letter or Admission Letter from the Institution. Conditional admission letter may be considered in case of studies abroad.
• Residential Certificate / Domicile Certificate of the State of Maharashtra.
• Income Certificate issued by an Authorised Govt.Officer.
• Caste Certificate issued by an Authorised Govt.Officer.
• Details of the Bank Account (Bank Name, Branch Name, Address, IFSC, etc).
• A/C statement for last 1 year in case of any previous loan from other Banks/Lenders (if any)
Frequently Asked Questions
Q: What Are The Objectives Of This Scheme?
A: The main object of this scheme is to implement various schemes to uplift lifestyle of Charmakars (Dhor, Chambhar, Holar,Mochi etc.) with an intention to develop them educationally, economically and socially so as to give them respectable place in Society.
Q: What Is The Full-Form Of LIDCOM?
A: The full-form of LIDCOM is "Leather Industries Development Corporation".
Q: If Required As A Mandatory Document, By Whom Should The Income Certificate And Caste Certificate Be Issued?
A: The Income Certificate and Caste Certificate should be issued by an Authorised Govt.Officer.
Q: Is This A State Funded Or A Centrally Funded Scheme?
A: This is a Centrally Funded scheme.
Q: Can Applicants From The Neighbouring States Gujarat, Madhya Pradesh, Chhattisgarh, Telangana Etc Also Apply To This Scheme?
A: No, only the citizens who are permanent resident of the state of Maharashtra are eligible to apply.
Q: What Is The Source Of Funding For This Scheme?
A: The scheme receives its funding from NSFDC, New Delhi.
Q: What Are The Sub-Communities Under Charmakars Community?
A: The following are the sub-communities under Charmakars Community: Dhor, Chambhar, Holar, Mochi etc.
Q: Where Can I Find The URL To The Official Website Of LIDCOM?
A: The URL to the official website of LIDCOM is - https://www.lidcom.co.in/
Q: Where Can I Find The URL To The Official Website Of LIDCOM?
A: The URL to the official website of LIDCOM is - https://www.lidcom.co.in/
Q: What Is The Full-Form Of NSFDC?
A: The full-form of NSFDC is "National Scheduled Castes Finance and Development Corporation".
Q: What Is The Address Of The Managing Director Office Of LIDCOM?
A: The address of the Managing Director Office of LIDCOM is: Bombay Life Building, 5th Floor, 45, Veer Nariman Road, Mumbai - 400 001.
Q: Where Can I Find The Addresses Of The Regional Offices And The District Offices Of LIDCOM?
A: The addresses of the Regional Offices and the District Offices of LIDCOM can be found at - http://www.lidcom.co.in/contact.php
Q: Is There A Customer Support Number For LIDCOM?
A: Yes, the Customer Support Number for LIDCOM is 022-22044186.
Q: What Is The Maximum Amount Of Education Loan That A Student May Be Eligible For Post Graduate Studies In India?
A: A student may be eligible for Education Loan of up to [?]10,00,000 for post graduate studies in India.
Q: What Is The Maximum Amount Of Education Loan That A Student May Be Eligible For Post Graduate Studies Abroad?
A: A student may be eligible for Education Loan of up to [?]20,00,000 for post graduate studies abroad.
Q: Is There An Age-Related Criteria For This Scheme?
A: Yes, the age of the applicant should be between 18-50 years.
Q: Where Can I Find The Format Of The Application Form? Is It Available Online?
A: The format of the application form is available at District Offices of LIDCOM.
Eligibility Criteria
1
The applicant should be a citizen of India.
2
The applicant should be a permanent resident of Maharashtra State.
3
The applicant should be from Charmakar Community only (Dhor, Chambhar, Holar, Mochi etc.).
4
The applicant should be in the 18 to 50 years age group.
5
The annual income of the family of the applicant should be less than or equal to Rs.3,00,000/-.
6
The applicant should have a knowledge of the business for which s/he has applied for loan.
Benefits
Education Loan up to ₹10,00,000 for post graduate students in India.
Education Loan up to ₹20,00,000 for post graduate students in abroad.
Rate of Interest for Male Beneficiary: 4% per annum.
Rate of Interest for Female Beneficiary: 3.5% per annum.
Required Documents
| # | Document |
|---|---|
| 1 | Aadhaar Card. |
| 2 | 2-Passport Sized Photograph (Signed Across) |
| 3 | Marksheet / Passing Certificate of the Latest Educational Qualification. |
| 4 | Proof of Admission : Offer Letter or Admission Letter from the Institution. Conditional admission letter may be considered in case of studies abroad. |
| 5 | Residential Certificate / Domicile Certificate of the State of Maharashtra. |
| 6 | Income Certificate issued by an Authorised Govt.Officer. |
| 7 | Caste Certificate issued by an Authorised Govt.Officer. |
| 8 | Details of the Bank Account (Bank Name, Branch Name, Address, IFSC, etc). |
| 9 | A/C statement for last 1 year in case of any previous loan from other Banks/Lenders (if any) |
How to Apply
1
Step 1: Take the format of the application form from the District Office of LIDCOM.
Offline Step 1: Take the format of the application form from the District Office of LIDCOM.
2
Step 2: Fill in all the mandatory fields, paste the passport sized photograph (signed across), and attach all the (self-attested) mandatory documents.
Offline Step 2: Fill in all the mandatory fields, paste the passport sized photograph (signed across), and attach all the (self-attested) mandatory documents.
3
Step 3: Submit the duly filled and signed application form along with the documents to the District Office.
Offline Step 3: Submit the duly filled and signed application form along with the documents to the District Office.
4
Step 4: Acquire the receipt/acknowledgement of successful submission of the application form from the District Office.
Offline Step 4: Acquire the receipt/acknowledgement of successful submission of the application form from the District Office.
Frequently Asked Questions
The main object of this scheme is to implement various schemes to uplift lifestyle of Charmakars (Dhor, Chambhar, Holar,Mochi etc.) with an intention to develop them educationally, economically and socially so as to give them respectable place in Society.
Sources and references
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